De Schoemaecker Bernhard

Active

Private limited companyfounded 2022active for 4 yearsBroekstraat(O) 59, 9290 Berlare, BelgiumKBO/BCE: BE 0783.484.143

Summary

De Schoemaecker Bernhard has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,865 and a net result of €55,972. Equity is growing by about 52% per year across the filed financial years. Its solvency ranks better than 77% of 17,021 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

De Schoemaecker BernhardActiveChecked score 99/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310

1 site

Size

€169,910total assets 2025

Equity: €113,865
Profit: €55,972

Turnover not published (micro format)

Financial health

99 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Accounts 150 days early0 of 1 deed read

Why 99lowers riskLiquidity: current ratio 3.55, cash €100,998Sector: Real estate activities (NACE 68)Equity €113,865 (67.0% of total assets)Size: total assets €169,910Show the evidence

Checked score

Score 2025

99 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 89% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 92+15

equity 67.0% of total assets

Liquidity 95+34

short-term debt 18.4% · cash 59.4%

Profitability 100+26

return on assets 32.9%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,608 companies, NACE 68, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.5%▲ +0.4 percentage points vs 08-2025highest value 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.3%▼ -0.2 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.3 percentage points vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €11,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.55, compared with 2.0 in 2024, above the usual 1.5; short-term debt: 18.4% and cash: 59.4% of total assets), and 33% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 76% on solvency, 94% on liquidity, 95% on profitability and 91% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 3.55, cash €100,998

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Equity €113,865 (67.0% of total assets)

NBB · annual accounts

Size: total assets €169,910

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

150 days early

2024

4 days late

2023

51 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 66 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (3 of the last 3 filed years within 100 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

03-03-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Highest result from 2023 to 2025net €55,972 ▲1,138%
31-12-2025 Equity above €100,000equity €113,865 ▲96.7%

Key points

Positive: Result rose in 2025from €4,522 to €55,972 ▲ 1,138% View
Positive: Among the best 17% on net resultsector median €6,035 · 17,010 companies €55,972 View
Total assets 20253 financial years filed €169,910 View

By topic

Financials

Financial year: 2025
Total assets: €169,910
Profit: €55,972
Solvency: 67.0%

Total assets▲ 52.9%

Net result

20232025

Go to Financials

Timeline

Events: 6
Since: 2024
Next accounts: by 31-07-2027

04-08-2025Annual accounts filed
31-12-2024Weakest financial year
10-06-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Real estate agency activitiesNACE 68310
Founded: 16-03-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about De Schoemaecker Bernhard

What is the company number of De Schoemaecker Bernhard?: 0783.484.143. In Belgium the VAT number is the company number with BE in front: BE 0783.484.143.
Where is De Schoemaecker Bernhard based?: The registered office is at Broekstraat(O) 59, 9290 Berlare.Company details
What does De Schoemaecker Bernhard do?: According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of De Schoemaecker Bernhard?: Private limited company (BV).
When was De Schoemaecker Bernhard founded?: On 16-03-2022.
Is De Schoemaecker Bernhard still active?: Yes, De Schoemaecker Bernhard is an active enterprise in the KBO register.
What is the turnover of De Schoemaecker Bernhard?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is De Schoemaecker Bernhard profitable?: In financial year 2025, De Schoemaecker Bernhard made a profit of €55,972.
Where can I find the annual accounts of De Schoemaecker Bernhard?: De Schoemaecker Bernhard filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Schoemaecker Bernhard due?: By 31-07-2027, for financial year 2026.Timeline