DE SCHELDE
ActiveThe computed 12-month bankruptcy probability of DE SCHELDE is 2.8% (moderate). The 2025 annual accounts show negative equity (€-99k) and a net result of €-10k. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 8% of 13009 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability51▼-28
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.04 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-168.8%
Return on assets
-17.2%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€99k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
32 d early
2022
31 d early
2021
30 d early
2020
4 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-99k▼ 11.4%
2024 · €-89k
2019: €-51k
2020: €-70k
2021: €-90k
2022: €-82k
2023: €-75k
2024: €-89k
2019 → 2025
Total assets
€59k▼ 20.4%
2024 · €74k
2019: €160k
2020: €143k
2021: €135k
2022: €124k
2023: €104k
2024: €74k
2019 → 2025
Net result
€-10k▲ 28.3%
2024 · €-14k
2019: €-21k
2020: €-19k
2021: €-20k
2022: €8k
2023: €7k
2024: €-14k
2019 → 2025
Working capital
€-151k▲ 3.5%
2024 · €-156k
2019: €-109k
2020: €-120k
2021: €-133k
2022: €-124k
2023: €-112k
2024: €-156k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-90k-€-82k▲ 9.2%€-75k▲ 8.2%€-89k▼ 18.9%€-99k▼ 11.4%
Operating result€-17k-€10k€9k▼ 15.4%€-13k€-10k▲ 25.9%
Net result€-20k-€8k€7k▼ 18.9%€-14k€-10k▲ 28.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€52k▼ 23.2%
Current assets
€7k▲ 8.5%
Key figures and ratios
EBITDA
€3k▲
2024 · €2k
Cash flow
€3k▲
2024 · €1k
Solvency
-168.8%▼
2024 · -120.7%
Current ratio
0.05▲
2024 · 0.04
Quick ratio
0.05▲
2024 · 0.04
Debt / equity
-1.59▲
2024 · -1.83
ROE
10.2%▼
2024 · 15.9%
ROA
-17.2%▲
2024 · -19.1%
Interest coverage
11.38▲
2024 · 2.08
Debt
€158k▼
2024 · €163k
Debt ≤ 1 year
€158k▼
2024 · €163k
Income taxes
€224▲
2024 · €195
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€59k▼
Fixed assets21/28€67k€52k▼
Tangible fixed assets22/27€67k€52k▼
Land and buildings22€64k€51k▼
Plant, machinery and equipment23€3k€627▼
Furniture and vehicles24€517€0▼
Financial fixed assets28€10€10=
Current assets29/58€7k€7k▲
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€1k€1k▼
Other amounts receivable41€584-
Cash at bank and in hand54/58€4k€6k▲
Deferred charges and accrued income490/1€346€299▼
Equity and liabilities
Total equity and liabilities10/49€74k€59k▼
Equity10/15€-89k€-99k▼
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-114k€-124k▼
Amounts payable17/49€163k€158k▼
Amounts payable within one year42/48€163k€158k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€195€378▲
Taxes450/3€195€378▲
Other amounts payable47/48€161k€156k▼
Income statement
Code20242025
Non-recurring operating income76A-€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€13k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€874€55▼
Gross operating margin9900€6k€5k▼
Operating profit (loss)9901€-13k€-10k▲
Financial income75/76B€197€1▼
Recurring financial income75€197€1▼
Financial charges65/66B€1k€282▼
Recurring financial charges65€1k€282▼
Profit (loss) for the period before taxes9903€-14k€-10k▲
Income taxes67/77€195€224▲
Profit (loss) for the period9904€-14k€-10k▲
Profit (loss) for the period to be appropriated9905€-14k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-114k€-124k▼
Profit (loss) brought forward from the previous period14P€-100k€-114k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
2021
01-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Brugstraat (SCH) 129200 DendermondeGround area
295 m²
Building footprint
266 m²
Volume, LiDAR
1,477 m³
Parcel 42019A0074/00X002, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Oude Brugstraat (SCH) 12, 9200 Dendermonde
since 20082.171.197.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42019A0074/00X002 | Flanders | 295 m² | 1 · 266 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0726.590.376
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GOUTE & TAIS-TOI
BE 1008.706.067
Genappe · Eq €14k
NGUYEN-DANG
BE 0770.627.386
Grâce-Hollogne · Eq €14k
MED FOODS
BE 0696.686.662
Etterbeek · Eq €14k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,308. 7,814 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-05-2008
Fiscal year end31-03
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.