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DE SCHANS

Active
Private limited companyfounded 201213 yrs activeSchootschansweg 12, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0849.747.912
Summary

DE SCHANS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.1m and a net result of €237,263. Equity remains stable across the filed fiscal years (±0.6% per year). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability22▲+2
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550,000 at 30 days acceptable
Liquidity ample (current ratio 73.42 against 77.41 in 2024; short-term debt: 1.1% and cash: 6.5% of total assets), and 3.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
96.2%
Return on assets
2.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 d early
2024
7 d late
2023
28 d late
2022
26 d early
2021
11 d early
2020
12 d early
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 1 day after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DE SCHANS was incorporated on 19 October 2012.1 Total assets went from EUR 9.9 million in 2018 to EUR 9.5 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€9.1m▼ 7.9%
2024 · €9.9m
Total assets
€9.5m▼ 5.3%
2024 · €10.0m
Net result
€237,263▲ 98.5%
2024 · €119,541
Working capital
€7.6m▼ 4.7%
2024 · €8.0m
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€31,286▼ 19.8%-€18,120▲ 42.1%-€175,140▼ 867%-€96,312▲ 45.0%-€109,036▼ 13.2%
Net result€119,987▲ 194%€85,600▼ 28.7%€915,603▲ 970%€119,541▼ 86.9%€237,263▲ 98.5%
Equity€10.9m▲ 1.1%€11.0m▲ 0.8%€11.0m▲ 0.8%€9.9m▼ 10.4%€9.1m▼ 7.9%
Total assets€10.9m▲ 1.1%€11.0m▲ 0.8%€11.1m▲ 1.4%€10.0m▼ 10.0%€9.5m▼ 5.3%
Debt€420▲ 282%€709▲ 68.8%€67,537▲ 9,432%€107,583▲ 59.3%€357,775▲ 233%
Working capital€5.0m▲ 0.4%€5.1m▲ 2.8%€9.1m▲ 78.0%€8.0m▼ 12.4%€7.6m▼ 4.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€500,000€0€500,000€1.0mOperating result 2021: -€31,286-€31,286Net result 2021: €119,987€119,987Operating result 2022: -€18,120-€18,120Net result 2022: €85,600€85,600Operating result 2023: -€175,140-€175,140Net result 2023: €915,603€915,603Operating result 2024: -€96,312-€96,312Net result 2024: €119,541€119,541Operating result 2025: -€109,036-€109,036Net result 2025: €237,263€237,26320212022202320242025-€500,000€0€500,000€1mOperating result 2023: -€175,140-€175,000Net result 2023: €915,603€916,000Operating result 2024: -€96,312-€96,300Net result 2024: €119,541€120,000Operating result 2025: -€109,036-€109,000Net result 2025: €237,263€237,000202320242025
The operating result stays negative: a loss of €109,036 in 2025 against €96,312 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.5m
Fixed assets €1.8m ▼ 8.3%
Current assets €7.7m ▼ 4.6%
Equity and liabilities €9.5m
Equity €9.1m ▼ 7.9%
Debt €357,775 ▲ 233%
Debt's share of the balance-sheet total rises from 1.1% to 3.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€96,267▼
2024 · -€80,384
Cash flow
€250,032▲
2024 · €135,469
Current ratio
73.42▼
2024 · 77.41
Debt to equity
0.04▲
2024 · 0.01
ROE
2.6%▲
2024 · 1.2%
ROA
2.5%▲
2024 · 1.2%
Interest coverage
-3.06▼
2024 · -1.38
Debt ≤ 1 year
€105,086▲
2024 · €104,528
Debt > 1 year
€250,000
Income taxes
€20,477▲
2024 · €11,954
Staff costs
€960▼
2024 · €2,157
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 542 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 93% are still going.

  • Medium-sized
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 542 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€10.0m€9.5m▼
Fixed assets21/28€1.9m€1.8m▼
Tangible fixed assets22/27€1.8m€1.7m▼
Land and buildings22€1.6m€1.4m▼
Plant, machinery and equipment23€251,539€251,539=
Financial fixed assets28€98,000€98,000=
Current assets29/58€8.1m€7.7m▼
Amounts receivable after more than one year29€623,500€1.0m▲
Other amounts receivable291€623,500€1.0m▲
Amounts receivable within one year40/41€65,639€129,223▲
Other amounts receivable41€65,639€129,223▲
Current investments50/53€7.2m€6.0m▼
Cash at bank and in hand54/58€147,431€614,208▲
Deferred charges and accrued income490/1€8,264€0▼
Equity and liabilities
Total equity and liabilities10/49€10.0m€9.5m▼
Equity10/15€9.9m€9.1m▼
Contributions10/11€7.5m€7.5m=
Reserves13€2.4m€1.6m▼
Distributable reserves133€2.4m€1.6m▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€107,583€357,775▲
Amounts payable after more than one year17-€250,000
Financial debts170/4-€250,000
Amounts payable within one year42/48€104,528€105,086▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€32,337€52,263▲
Suppliers440/4€32,337€52,263▲
Taxes, remuneration and social security45€48,596€2,700▼
Taxes450/3€48,596€2,700▼
Other amounts payable47/48€23,595€50,122▲
Accrued charges and deferred income492/3€3,055€2,689▼
Income statement Code20242025
Remuneration, social security and pensions62€2,157€960▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,928€12,769▼
Other operating charges640/8€12,283€15,476▲
Non-recurring operating charges66A€0-
Gross operating margin9900-€65,943-€79,831▼
Operating profit (loss)9901-€96,312-€109,036▼
Financial income75/76B€286,114€408,481▲
Recurring financial income75€286,114€408,481▲
Financial charges65/66B€58,307€41,704▼
Recurring financial charges65€58,307€31,420▼
Non-recurring financial charges66B-€10,283
Profit (loss) for the period before taxes9903€131,495€257,740▲
Income taxes67/77€11,954€20,477▲
Profit (loss) for the period9904€119,541€237,263▲
Profit (loss) for the period to be appropriated9905€119,541€237,263▲
Appropriation of the result
Profit (loss) to be appropriated9906€119,541€237,263▲
Transfer from equity791/2€1.3m€988,661▼
Transfer to equity691/2€119,541€204,773▲
To other reserves6921€119,541€204,773▲
Profit to be distributed694/7€1.3m€1.0m▼
Return on contributions (dividend)694€1.3m€988,661▼
Directors or managers695-€32,490

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62---€2,157€960▼ 55.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27,747€15,130€127,286€15,928€12,769▼ 19.8%
Other operating charges640/8€5,810€5,792€6,713€12,283€15,476▲ 26.0%
Non-recurring operating charges66A€4,671-€2,225€0--
Gross operating margin9900€6,942€2,802-€38,916-€65,943-€79,831▼ 21.1%
Operating profit (loss)9901-€31,286-€18,120-€175,140-€96,312-€109,036▼ 13.2%
Financial income75/76B€152,281€112,824€1.2m€286,114€408,481▲ 42.8%
Recurring financial income75€152,281€112,824€1.2m€286,114€408,481▲ 42.8%
Financial charges65/66B€1,009€543€14,650€58,307€41,704▼ 28.5%
Recurring financial charges65€1,009€543€14,650€58,307€31,420▼ 46.1%
Non-recurring financial charges66B----€10,283-
Profit (loss) for the period before taxes9903€119,987€94,160€1.0m€131,495€257,740▲ 96.0%
Income taxes67/77-€8,560€91,560€11,954€20,477▲ 71.3%
Profit (loss) for the period9904€119,987€85,600€915,603€119,541€237,263▲ 98.5%
Profit (loss) for the period to be appropriated9905€119,987€85,600€915,603€119,541€237,263▲ 98.5%
Line20212022202320242025Change
Assets
Total assets20/58€10.9m€11.0m€11.1m€10.0m€9.5m▼ 5.3%
Fixed assets21/28€5.9m€5.8m€1.9m€1.9m€1.8m▼ 8.3%
Tangible fixed assets22/27€700,372€698,502€1.8m€1.8m€1.7m▼ 8.7%
Land and buildings22€462,093€446,963€1.6m€1.6m€1.4m▼ 10.1%
Plant, machinery and equipment23€238,279€251,539€251,539€251,539€251,539=
Financial fixed assets28€5.2m€5.1m€98,000€98,000€98,000=
Current assets29/58€5.0m€5.1m€9.2m€8.1m€7.7m▼ 4.6%
Amounts receivable after more than one year29€100,000€214,000€396,000€623,500€1.0m▲ 62.9%
Other amounts receivable291€100,000€214,000€396,000€623,500€1.0m▲ 62.9%
Amounts receivable within one year40/41€10,540€7,239€7,146€65,639€129,223▲ 96.9%
Other amounts receivable41€10,540€7,239€7,146€65,639€129,223▲ 96.9%
Current investments50/53€4.6m€4.6m€8.7m€7.2m€6.0m▼ 17.8%
Cash at bank and in hand54/58€297,264€258,050€112,762€147,431€614,208▲ 317%
Deferred charges and accrued income490/1€1,278€3,327€16,817€8,264€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€10.9m€11.0m€11.1m€10.0m€9.5m▼ 5.3%
Equity10/15€10.9m€11.0m€11.0m€9.9m€9.1m▼ 7.9%
Contributions10/11€7.5m€7.5m€7.5m€7.5m€7.5m=
Reserves13€3.4m€3.5m€3.5m€2.4m€1.6m▼ 32.8%
Non-distributable reserves130/1€119,500€119,500€0---
Reserves not available under the articles1311€119,500€119,500€0---
Distributable reserves133€3.3m€3.3m€3.5m€2.4m€1.6m▼ 32.8%
Profit (loss) carried forward14--€0€0€0-
Amounts payable17/49€420€709€67,537€107,583€357,775▲ 233%
Amounts payable after more than one year17----€250,000-
Financial debts170/4----€250,000-
Amounts payable within one year42/48€420€709€65,007€104,528€105,086▲ 0.5%
Current portion of amounts payable after more than one year42--€1,656€0--
Trade debts44€30€319€6,130€32,337€52,263▲ 61.6%
Suppliers440/4€30€319€6,130€32,337€52,263▲ 61.6%
Taxes, remuneration and social security45--€48,596€48,596€2,700▼ 94.4%
Taxes450/3--€48,596€48,596€2,700▼ 94.4%
Other amounts payable47/48€390€390€8,625€23,595€50,122▲ 112%
Accrued charges and deferred income492/3--€2,530€3,055€2,689▼ 12.0%
Line20212022202320242025Change
Profit (loss) for the period9904€119,987€85,600€915,603€119,541€237,263▲ 98.5%
+ Depreciation and write-downs630€27,747€15,130€127,286€15,928€12,769▼ 19.8%
Operating cash flow (approximation)€147,734€100,730€1.0m€135,469€250,032▲ 84.6%
Investment in fixed assets (approximation)-€36,740€3.8m€0€144,877-
Change in cash--€39,214-€145,288€34,669€466,777▲ 1,246%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
05-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €40,824 ▼95.9%
Net result drops to €40,824, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 1826current ratio 45182.70
Current ratio from 24.74 to 45182.70; short-term debt falls from €219,508 to €110.
27-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
31-12
Financial Equity above €10mEq €10.7m ▲10.2%
2 profitable years in a row build equity to €10.7m.
28-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
20-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 20 days late
2017
18-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
449 m²
Building footprint
306 m²
Volume, LiDAR
1,760 m³
Parcel 71502B0538/00C000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
De Schans
Schootschansweg 12, 3550 Heusden-ZolderHoldings
since 20122.213.899.987
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71502B0538/00C000 Flanders 449 m² 1 · 306 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of DE SCHANS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

529900IFUA3K1KSOQE64
live in the LEI register

Company details

Identification
Legal formPrivate limited company
Founded19-10-2012
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.