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DE SAEDELEER ENGINEERING

Active
Private limited companyfounded 2024active for 2 yearsKapelstraat(DE) 54, 9450 Haaltert, BelgiumKBO/BCE: BE 1014.425.307
Summary

DE SAEDELEER ENGINEERING has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,178 and a net result of €4,535. Its solvency ranks better than 25% of 11,771 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 01-10-2024 Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyors NACE 71121and 2 others
Establishment unit
2.365.401.517 9450 Haaltert, since 01-10-2024
Financial year end
31 December
Peppol
Reachable since 15-05-2025

Board and ownership

Board

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€13,771
▲ 91.6%
Turnover
≈ €72,000
estimated
Profit
€4,535
▼ 19.6%
Equity
€12,178
▲ 59.3%
Total assets
€50,513
▲ 195%
Score breakdownraises riskFounded in 2024lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 1.50, cash €11,351Figures for financial year 2025 (filed on 02-04-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Strong
Solvency 49-21
equity 24.1% of total assets
Liquidity 66-4
short-term debt 30.1% · cash 22.5%
Profitability 80-20
return on assets 9.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,825 companies, NACE 71, micro)
Last 24 months 11-2025: 0.1%lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.5 (1.73 in 2024), below the usual 1.5. Short-term debt is 30.1% and cash 22.5% of total assets. 75.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 25% of them on solvency, 53% on liquidity, 48% on profitability and 84% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Liquidity: current ratio 1.50, cash €11,351
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 02-04-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 11771 sector peers (2025).
NBB · sector comparison
Position among 11771 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
120 days early
2024
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 78 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 02-04-2026 at the NBB all 2 filings

Turnover
≈ €72,000
Estimated: probably between €43,000 and €170,000
Total assets
€50,513▲ 195%
2024 · €17,128
Net result
€4,535▼ 19.6%
2024 · €5,642
Working capital
€7,596▲ 9.3%
2024 · €6,948
Trend over the years

2024 to 2025, 2 financial years

The operating result for 2025 is 6% higher than in 2024.

Operating result€7,545 2025 Net result€4,535 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Architectural and engineering activities; technical testing and analysis (NACE 71). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€7,142-€7,545▲ 5.6%
Net result€5,642within the sector's middle half-€4,535within the sector's middle half▼ 19.6%
Equity€7,642below the sector's middle half-€12,178below the sector's middle half▲ 59.3%
Total assets€17,128below the sector's middle half-€50,513below the sector's middle half▲ 195%
Debt€9,486-€38,335▲ 304%
Working capital€6,948within the sector's middle half-€7,596within the sector's middle half▲ 9.3%
Solvency44.6%within the sector's middle half-24.1%below the sector's middle half▼ 20.5pp
Current ratio1.73within the sector's middle half-1.50within the sector's middle half▼ 0.23
Return on assets (ROA)32.9%above the sector's middle half-9.0%within the sector's middle half▼ 24.0pp
above within below The sector band is the middle half of the companies in Architectural and engineering activities; technical testing and analysis (NACE 71). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50,513
Fixed assets €27,718 ▲ 40×
Current assets €22,795 ▲ 38.7%
Equity and liabilities €50,513
Equity €12,178 ▲ 59.3%
Debt €38,335 ▲ 304%
Debt's share of the balance-sheet total rises from 55.4% to 75.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13,612▲
2024 · €7,187
Cash flow
€10,602▲
2024 · €5,687
Debt to equity
3.15▲
2024 · 1.24
ROE
37.2%▼
2024 · 73.8%
Interest coverage
12.88▼
2024 · over 100
Debt ≤ 1 year
€15,199▲
2024 · €9,486
Debt > 1 year
€21,576
Income taxes
€1,953▲
2024 · €1,435
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20242025
Tangible fixed assets€738€33,090
Depreciation and write-downs of the year€45€6,066

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€17,128€50,513▲
Fixed assets21/28€694€27,718▲
Tangible fixed assets22/27€694€27,718▲
Furniture and vehicles24€694€27,718▲
Current assets29/58€16,434€22,795▲
Amounts receivable within one year40/41€9,852€10,547▲
Trade receivables40€9,803€8,500▼
Other amounts receivable41€50€2,047▲
Cash at bank and in hand54/58€6,582€11,351▲
Deferred charges and accrued income490/1-€897
Equity and liabilities
Total equity and liabilities10/49€17,128€50,513▲
Equity10/15€7,642€12,178▲
Contributions10/11€2,000€2,000=
Reserves13€5,642€10,178▲
Distributable reserves133€5,642€10,178▲
Amounts payable17/49€9,486€38,335▲
Amounts payable after more than one year17-€21,576
Financial debts170/4-€21,576
Amounts payable within one year42/48€9,486€15,199▲
Current portion of amounts payable after more than one year42-€6,365
Trade debts44€293€1,594▲
Suppliers440/4€293€1,594▲
Taxes, remuneration and social security45€6,922€5,795▼
Taxes450/3€6,922€5,795▼
Other amounts payable47/48€2,271€1,445▼
Accrued charges and deferred income492/3-€1,560
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45€6,066▲
Other operating charges640/8-€159
Gross operating margin9900€7,187€13,771▲
Operating profit (loss)9901€7,142€7,545▲
Financial charges65/66B€65€1,057▲
Recurring financial charges65€65€1,057▲
Profit (loss) for the period before taxes9903€7,077€6,489▼
Income taxes67/77€1,435€1,953▲
Profit (loss) for the period9904€5,642€4,535▼
Profit (loss) for the period to be appropriated9905€5,642€4,535▼
Appropriation of the result
Profit (loss) to be appropriated9906€5,642€4,535▼
Transfer to equity691/2€5,642€4,535▼
To other reserves6921€5,642€4,535▼

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 02-04-2026.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45€6,066▲ 136×
Other operating charges640/8-€159-
Gross operating margin9900€7,187€13,771▲ 91.6%
Operating profit (loss)9901€7,142€7,545▲ 5.6%
Financial charges65/66B€65€1,057▲ 16×
Recurring financial charges65€65€1,057▲ 16×
Profit (loss) for the period before taxes9903€7,077€6,489▼ 8.3%
Income taxes67/77€1,435€1,953▲ 36.1%
Profit (loss) for the period9904€5,642€4,535▼ 19.6%
Profit (loss) for the period to be appropriated9905€5,642€4,535▼ 19.6%
Line20242025Change
Assets
Total assets20/58€17,128€50,513▲ 195%
Fixed assets21/28€694€27,718▲ 40×
Tangible fixed assets22/27€694€27,718▲ 40×
Furniture and vehicles24€694€27,718▲ 40×
Current assets29/58€16,434€22,795▲ 38.7%
Amounts receivable within one year40/41€9,852€10,547▲ 7.0%
Trade receivables40€9,803€8,500▼ 13.3%
Other amounts receivable41€50€2,047▲ 41×
Cash at bank and in hand54/58€6,582€11,351▲ 72.5%
Deferred charges and accrued income490/1-€897-
Equity and liabilities
Total equity and liabilities10/49€17,128€50,513▲ 195%
Equity10/15€7,642€12,178▲ 59.3%
Contributions10/11€2,000€2,000=
Reserves13€5,642€10,178▲ 80.4%
Distributable reserves133€5,642€10,178▲ 80.4%
Amounts payable17/49€9,486€38,335▲ 304%
Amounts payable after more than one year17-€21,576-
Financial debts170/4-€21,576-
Amounts payable within one year42/48€9,486€15,199▲ 60.2%
Current portion of amounts payable after more than one year42-€6,365-
Trade debts44€293€1,594▲ 444%
Suppliers440/4€293€1,594▲ 444%
Taxes, remuneration and social security45€6,922€5,795▼ 16.3%
Taxes450/3€6,922€5,795▼ 16.3%
Other amounts payable47/48€2,271€1,445▼ 36.3%
Accrued charges and deferred income492/3-€1,560-
Line20242025Change
Profit (loss) for the period9904€5,642€4,535▼ 19.6%
+ Depreciation and write-downs630€45€6,066▲ 136×
Operating cash flow (approximation)€5,687€10,602▲ 86.4%
Investment in fixed assets (approximation)--€33,090-
Change in cash-€4,769-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 7,976 companies had the same profile as DE SAEDELEER ENGINEERING has now. Two years later, 3.6% had gone bankrupt and 94.3% were still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% was still going

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of DE SAEDELEER ENGINEERING itself is lower: 0.1% within 12 months. It rests on far more data about DE SAEDELEER ENGINEERING than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,976 companies, not a prediction for DE SAEDELEER ENGINEERING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 02-04-2026 2026-00076521 PDF
31-12-2024 micro format 26-06-2025 2025-00198725 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
DE SAEDELEER Seppe
Director · since 30-09-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 02-04-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 03-10-2024

Owners and capital

Shareholders

At incorporation act of 03-10-2024 ↗

Capital transactions

Capital over time
  1. 03-10-2024 Incorporation · €2,000 · 100 shares

Articles of association

Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
“Op naam, 100”
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 03-10-2024 (in Dutch)

Network & group

DE SAEDELEER ENGINEERING shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of DE SAEDELEER ENGINEERING. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
02-04
NBB filing Annual accounts 2025 filedNBB
micro format · 120 days before the deadline
2025
26-06
NBB filing Annual accounts 2024 filedNBB
micro format · 35 days before the deadline
2024
03-10
Gazette deed Incorporation
Starting capital €2,000 · Appointment: DE SAEDELEER Seppe (director) · Founder9 points ▸
  • Incorporation, “DE SAEDELEER ENGINEERING” (deed in Dutch)
  • Founder, DE SAEDELEER Seppe
  • Founding capital, €2,000
  • Bank account, “Crelan, bijzondere rekening geopend namens vennootschap in oprichting” (deed in Dutch)
  • Registered office clause, “Vlaams Gewest, Kapelstraat 54” (deed in Dutch)
  • Board rule, 1
  • Director appointment, DE SAEDELEER Seppe (director)
  • Other provision, “persoonlijk of via tussenpersoon onderneming uitbaten of functie van bestuurder,commissaris of zaakvoerder uitoefenen, strafrechtelijk of burgerrechtelijk bestu…” (deed in Dutch)
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

DE SAEDELEER ENGINEERING was incorporated on 1 October 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2024, DE SAEDELEER Seppe has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-10-2024
  3. 3National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name DE SAEDELEER ENGINEERING in Dutch
Enterprise number 1014.425.307
Legal form Private limited company
Status Active, normale toestand
Founded 01-10-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 03-10-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bij enkel besluit bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren vestigen of…”
deed of 03-10-2024 (in Dutch)

Registered office and establishments

Registered office Kapelstraat(DE) 54, 9450 Haaltert, Belgium
Establishment unit DE SAEDELEER ENGINEERING, Kapelstraat(DE) 54, 9450 Haaltert since 01-10-2024 · unit number 2.365.401.517

Activities

NACEBEL 2025
71121 Engineering and related technical consultancy, excluding land surveyors main activity
43990 Other specialised construction activities
82990 Other business support services
Codes under NACEBEL 2008
71121 Engineering activities main activity
43999 Specialised construction activities
82990 Other business support services

Invoicing and payment

VAT number BE 1014.425.307
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1014425307
Other Peppol ID 9925:BE1014425307
Registered 15-05-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1014.425.307

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 18:00
deed of 03-10-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
921 m²
Building footprint
101 m²
Building volume
622 m³
Cadastral parcel Region Area Buildings Height / floors
41010C1288/00R000 Flanders 921 m² 1 · 101 m² 10.1 m · 2