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DE SAEDELEER

Active
Private limited companyfounded 1994active for 32 yearsJoseph Cardijnstraat 28, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 0453.001.381
Summary

DE SAEDELEER has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €345,411 and a net result of €36,761. Equity has been stable since 2018 (±0.1% per year). Its solvency ranks better than 67% of 9,883 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-06-1994 Normal situation
Activity
Joinery installation NACE 43320
Establishment unit
2.067.813.435 9420 Erpe-Mere, since 09-08-1994
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€236,165
▲ 18.0%
Turnover
≈ €940,000
estimated
Profit
€36,761
▲ 16×
Equity
€345,411
▲ 11.9%
Total assets
€586,701
▲ 22.0%
Employees on 31-12-2025
3
=
Filed on 06-07-2026, 25 days before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.72, cash €100,128Equity €345,411 (58.9% of total assets)Founded in 1994Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 84-5
equity 58.9% of total assets
Liquidity 66-4
short-term debt 18.1% · cash 17.1%
Profitability 77+8
return on assets 6.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.3 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.72 (2.82 in 2024), above the usual 1.5. Short-term debt is 18.1% and cash 17.1% of total assets. 41.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 64% of them on solvency, 65% on liquidity, 52% on profitability and 58% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.72, cash €100,128
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €345,411 (58.9% of total assets)
NBB · annual accounts
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €345,411
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 days early
2024
6 days late
2023
57 days early
2022
10 days late
2021
26 days late
2020
27 days late
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as DE SAEDELEER: joinery installation (NACE 43320). They are comparable in size and age: total assets between €558,000 and €793,000, founded between 1987 and 2002.

CompanyTotal assetsGross margin
DE SAEDELEER Erpe-Mere€586,701€236,165
SYMAERTS Leuven€601,331€205,199
Chassis Pieret Stephane Dinant€633,229€251,026
PLEVOETS CARLO SCHRIJNWERKERIJ Sint-Truiden€673,360€218,169
DEMO Sint-Gillis-Waas€557,527€274,819
RENOVEST PROJECTS Ronse€792,668€193,113
J TECHNICS Beveren-Kruibeke-Zwijndrecht€577,754€173,389
Full comparison

Key facts about DE SAEDELEER

What is the company number of DE SAEDELEER?
The company number of DE SAEDELEER is 0453.001.381. The VAT number is the same number with BE in front: BE 0453.001.381.
Where is DE SAEDELEER based?
The registered office is at Joseph Cardijnstraat 28, 9420 Erpe-Mere.Company details
What does DE SAEDELEER do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of DE SAEDELEER?
The legal form of DE SAEDELEER is Private limited company (BV).
When was DE SAEDELEER founded?
DE SAEDELEER was founded on 29-06-1994.
Is DE SAEDELEER still active?
Yes, DE SAEDELEER is an active enterprise in the KBO register.
How many employees does DE SAEDELEER have?
DE SAEDELEER had an average of 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DE SAEDELEER?
The turnover in financial year 2025 is ≈ €940,000. This figure is estimated from the gross margin of €236,165 and 37 comparable companies (NACE 43320). It probably lies between €630,000 and €1.2m.
Is DE SAEDELEER profitable?
In financial year 2025, DE SAEDELEER made a profit of €36,761.
Where can I find the annual accounts of DE SAEDELEER?
DE SAEDELEER filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE SAEDELEER due?
DE SAEDELEER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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