De Ryck Consultants
ActiveDe Ryck Consultants has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €361k and a net result of €89k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 16% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-8
Solvency36▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.14 in 2024; short-term debt: 7.9% and cash: 0.4% of total assets), and 88.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.3%
Return on assets
2.8%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8647 sector peers (2025).
NBB · sector comparisonPosition among 8647 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
25 d early
2023
22 d early
2022
12 d early
2021
20 d early
2020
25 d late
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€361k▲ 32.5%
2024 · €272k
2019: €192k
2020: €288k
2021: €338k
2022: €215k
2023: €193k
2024: €272k
2019 → 2025
Total assets
€3.19M▼ 1.2%
2024 · €3.23M
2019: €305k
2020: €402k
2021: €405k
2022: €2.25M
2023: €2.79M
2024: €3.23M
2019 → 2025
Net result
€89k▲ 11.4%
2024 · €80k
2019: €54k
2020: €96k
2021: €50k
2022: €-123k
2023: €-23k
2024: €80k
2019 → 2025
Working capital
€-219k▼ 9.5%
2024 · €-200k
2019: €184k
2020: €280k
2021: €327k
2022: €25k
2023: €-84k
2024: €-200k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€338k-€215k▼ 36.3%€193k▼ 10.5%€272k▲ 41.3%€361k▲ 32.5%
Operating result€67k-€-106k€9k€135k▲ 1,391%€176k▲ 30.4%
Net result€50k-€-123k€-23k▲ 81.5%€80k€89k▲ 11.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.19M
Fixed assets
€3.16M▼ 1.3%
Current assets
€34k▲ 6.5%
Equity and liabilities €3.19M
Equity
€361k▲ 32.5%
Provisions
€37k▲ 83.7%
Debt
€2.80M▼ 4.9%
The debt ratio falls from 91.0% to 87.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€273k▲
2024 · €244k
Cash flow
€186k▼
2024 · €189k
Solvency
11.3%▲
2024 · 8.4%
Current ratio
0.14▼
2024 · 0.14
Quick ratio
0.14▼
2024 · 0.14
Debt / equity
7.75▼
2024 · 10.80
ROE
24.6%▼
2024 · 29.2%
ROA
2.8%▲
2024 · 2.5%
Interest coverage
3.29▼
2024 · 4.36
Debt
€2.80M▼
2024 · €2.94M
Debt ≤ 1 year
€253k▲
2024 · €232k
Debt > 1 year
€2.54M▼
2024 · €2.70M
Income taxes
€8k▲
2024 · €850
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.23M€3.19M▼
Fixed assets21/28€3.20M€3.16M▼
Tangible fixed assets22/27€3.20M€3.16M▼
Land and buildings22€3.19M€3.14M▼
Furniture and vehicles24€12k€17k▲
Current assets29/58€32k€34k▲
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€4k€2k▼
Other amounts receivable41€949€4k▲
Cash at bank and in hand54/58€14k€12k▼
Deferred charges and accrued income490/1€13k€16k▲
Equity and liabilities
Total equity and liabilities10/49€3.23M€3.19M▼
Equity10/15€272k€361k▲
Contributions10/11€6k€6k=
Reserves13€328k€354k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€5k€5k=
Distributable reserves133€323k€350k▲
Profit (loss) carried forward14€-62k€0▲
Provisions and deferred taxes16€20k€37k▲
Provisions for liabilities and charges160/5€20k€37k▲
Pensions and similar obligations160€20k€20k=
Other liabilities and charges164/5-€17k
Amounts payable17/49€2.94M€2.80M▼
Amounts payable after more than one year17€2.70M€2.54M▼
Financial debts170/4€2.37M€2.24M▼
Other amounts payable178/9€329k€293k▼
Amounts payable within one year42/48€232k€253k▲
Current portion of amounts payable after more than one year42€133k€136k▲
Trade debts44€39k€71k▲
Suppliers440/4€39k€71k▲
Advances received on contracts in progress46€1k€0▼
Taxes, remuneration and social security45€280€6k▲
Taxes450/3€280€6k▲
Other amounts payable47/48€59k€40k▼
Accrued charges and deferred income492/3€10k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109k€97k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€17k
Other operating charges640/8€9k€17k▲
Non-recurring operating charges66A-€16k
Gross operating margin9900€253k€323k▲
Operating profit (loss)9901€135k€176k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€56k€83k▲
Recurring financial charges65€56k€83k▲
Profit (loss) for the period before taxes9903€80k€96k▲
Income taxes67/77€850€8k▲
Profit (loss) for the period9904€80k€89k▲
Profit (loss) for the period to be appropriated9905€80k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€27k▲
Profit (loss) brought forward from the previous period14P€-145k€-62k▲
Transfer from equity791/2€4k€0▼
Transfer to equity691/2-€27k
To other reserves6921-€27k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Back to profitnet €80k
Net result €80k after 2 loss-making years.
30-06
Financial
Equity above €200kEq €272k ▲41.3%
Equity rises from €193k to €272k.
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet €-123k ▼346%
Net result drops to €-123k, the lowest in the series; recovery starts the following year.
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Liquidity doublescurrent ratio 12.04
Current ratio from 5.18 to 12.04; short-term debt falls from €67k to €30k.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
30-06
Financial
Highest result since 2019net €96k ▲77.1%
Net result €96k, the highest in the series.
30-06
Financial
Equity above €200kEq €288k ▲50%
2 profitable years in a row build equity to €288k.
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Isschotweg(ITE) 902222 Heist-op-den-BergGround area
3,921 m²
Building footprint
268 m²
Volume, LiDAR
1,226 m³
Parcel 12017C0234/00N000, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Ryck Consultants
since 20042.137.892.074
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017C0234/00N000 | Flanders | 3,921 m² | 1 · 267 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LBAT40
BE 0717.702.901
Gent · Eq €361k
PALMEN INTERNATIONAL MANAGEMENT SERVICES
BE 0479.566.515
Brasschaat · Eq €361k
AMPLIOR
BE 0771.889.772
Grâce-Hollogne · Eq €361k
LUMA
BE 0833.185.557
Aalter · Eq €361k
NETXPERT
BE 0473.177.678
Ronse · Eq €361k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 37,033 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2004
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:015/24.43.11