Skip to content

De Rugspecialist

Active
Private limited companyfounded 2019active for 6 yearsKortrijksesteenweg 29, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0739.781.485

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

De Rugspecialist has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €518,711 and a net result of €78,200. Equity has been growing by about 30% per year since 2019. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 18-12-2019 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.297.191.612 9830 Sint-Martens-Latem, since 18-12-2019
Financial year end
31 December
Peppol
Reachable since 17-10-2024

Board and ownership

Board
  • Devriese KarlDirector · since 13-12-2019

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€158,589
▼ 19.0%
Turnover
≈ €400,000
estimated
Profit
€78,200
▼ 24.5%
Equity
€518,711
▲ 17.8%
Total assets
€660,907
▲ 0.6%
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts latelowers riskSize: total assets €660,907Liquidity: current ratio 6.39, cash €236,631No main activity registeredShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100+8
equity 78.5% of total assets
Liquidity 95-3
short-term debt 6.9% · cash 35.8%
Profitability 84-4
return on assets 11.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%▼ -0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.39 (3.58 in 2024), above the usual 1.5. Short-term debt is 6.9% and cash 35.8% of total assets. 21.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 86% on liquidity, 67% on profitability and 75% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €660,907
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 6.39, cash €236,631
NBB · annual accounts
lowers risk · No main activity registered
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
31 days late
2024
13 days early
2023
61 days late
2022
24 days early
2021
12 days early
2020
11 days early
2019
87 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 17 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €78,200 7 years View

Documents

Annual accounts at the NBB

All 7 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about De Rugspecialist

What is the company number of De Rugspecialist?
The company number of De Rugspecialist is 0739.781.485. The VAT number is the same number with BE in front: BE 0739.781.485.
Where is De Rugspecialist based?
The registered office is at Kortrijksesteenweg 29, 9830 Sint-Martens-Latem.Company details
What is the legal form of De Rugspecialist?
The legal form of De Rugspecialist is Private limited company (BV).
When was De Rugspecialist founded?
De Rugspecialist was founded on 18-12-2019.
Is De Rugspecialist still active?
Yes, De Rugspecialist is an active enterprise in the KBO register.
What is the turnover of De Rugspecialist?
The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €158,589 and 2,213 comparable companies of the same size. It probably lies between €270,000 and €610,000. It is a rough estimate.Financials
Is De Rugspecialist profitable?
In financial year 2025, De Rugspecialist made a profit of €78,200.
Where can I find the annual accounts of De Rugspecialist?
De Rugspecialist filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of De Rugspecialist due?
De Rugspecialist must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.