DE ROOS
ActiveSummary
DE ROOS has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173,562 and a net result of €24,063. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+69
Solvency84▼-15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 2.18 against 3.55 in 2024; short-term debt: 40.9% and cash: 54.9% of total assets), and 40.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.1%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
27 d late
2023
31 d late
2022
21 d late
2021
28 d late
2020
25 d late
2019
74 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€173,562▼ 5.2%
2024 · €183,069
Total assets
€293,876▲ 18.4%
2024 · €248,165
Net result
€24,063
2024 · -€17,167
Working capital
€142,050▼ 14.6%
2024 · €166,302
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€26,196▼ 73.6%€52,796▲ 102%€16,873▼ 68.0%-€19,062€30,534
Net result€19,497within the sector's middle half▼ 73.9%€39,952above the sector's middle half▲ 105%€13,138within the sector's middle half▼ 67.1%-€17,167below the sector's middle half€24,063above the sector's middle half
Equity€165,656above the sector's middle half▲ 13.3%€205,608above the sector's middle half▲ 24.1%€200,236above the sector's middle half▼ 2.6%€183,069above the sector's middle half▼ 8.6%€173,562above the sector's middle half▼ 5.2%
Total assets€275,810within the sector's middle half▲ 2.7%€353,242above the sector's middle half▲ 28.1%€298,558within the sector's middle half▼ 15.5%€248,165within the sector's middle half▼ 16.9%€293,876within the sector's middle half▲ 18.4%
Debt€110,155▼ 10.0%€147,634▲ 34.0%€98,322▼ 33.4%€65,096▼ 33.8%€120,314▲ 84.8%
Working capital€154,376▲ 16.4%€180,542▲ 16.9%€179,605▼ 0.5%€166,302▼ 7.4%€142,050▼ 14.6%
Solvency60.1%within the sector's middle half▲ 5.6pp58.2%within the sector's middle half▼ 1.9pp67.1%above the sector's middle half▲ 8.9pp73.8%above the sector's middle half▲ 6.7pp59.1%within the sector's middle half▼ 14.7pp
Staff (FTE)5▲ 257%4.6▼ 8.0%4▼ 13.0%4=4=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €30,534 after a loss of €19,062 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293,876
Fixed assets
€31,512 ▲ 87.9%
Current assets
€262,364 ▲ 13.4%
Equity and liabilities €293,876
Equity
€173,562 ▼ 5.2%
Debt
€120,314 ▲ 84.8%
Debt's share of the balance-sheet total rises from 26.2% to 40.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€34,450▲
2024 · -€14,549
Cash flow
€27,980▲
2024 · -€12,654
Current ratio
2.18▼
2024 · 3.55
Quick ratio
1.71▼
2024 · 2.52
Debt to equity
0.69▲
2024 · 0.36
ROE
13.9%▲
2024 · -9.4%
ROA
8.2%▲
2024 · -6.9%
Interest coverage
96.23▲
2024 · -37.52
Debt ≤ 1 year
€120,314▲
2024 · €65,096
Income taxes
€9,236▲
2024 · €315
Staff costs
€97,544▼
2024 · €101,113
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €120,717 | €128,798 | €95,062 | €101,113 | €97,544 | ▼ 3.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,245 | €4,656 | €5,251 | €4,513 | €3,917 | ▼ 13.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €3,321 | €634 | - | -€275 | €300 | ▲ 209% |
| Other operating charges640/8 | €937 | €1,239 | €1,190 | €1,318 | €1,373 | ▲ 4.2% |
| Gross operating margin9900 | €160,415 | €188,123 | €118,377 | €87,607 | €133,668 | ▲ 52.6% |
| Operating profit (loss)9901 | €26,196 | €52,796 | €16,873 | -€19,062 | €30,534 | ▲ 260% |
| Financial income75/76B | €3,899 | €4,963 | €4,351 | €2,598 | €3,123 | ▲ 20.2% |
| Recurring financial income75 | €3,899 | €4,963 | €4,351 | €2,598 | €3,123 | ▲ 20.2% |
| Financial charges65/66B | €1,069 | €426 | €450 | €388 | €358 | ▼ 7.7% |
| Recurring financial charges65 | €1,069 | €426 | €450 | €388 | €358 | ▼ 7.7% |
| Profit (loss) for the period before taxes9903 | €29,025 | €57,333 | €20,774 | -€16,852 | €33,299 | ▲ 298% |
| Income taxes67/77 | €9,528 | €17,381 | €7,637 | €315 | €9,236 | ▲ 2,830% |
| Profit (loss) for the period9904 | €19,497 | €39,952 | €13,138 | -€17,167 | €24,063 | ▲ 240% |
| Profit (loss) for the period to be appropriated9905 | €19,497 | €39,952 | €13,138 | -€17,167 | €24,063 | ▲ 240% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €275,810 | €353,242 | €298,558 | €248,165 | €293,876 | ▲ 18.4% |
| Fixed assets21/28 | €11,280 | €25,066 | €20,631 | €16,767 | €31,512 | ▲ 87.9% |
| Tangible fixed assets22/27 | €11,089 | €24,875 | €20,440 | €16,576 | €31,321 | ▲ 89.0% |
| Plant, machinery and equipment23 | €3,509 | €2,027 | €1,455 | €883 | €1,102 | ▲ 24.8% |
| Furniture and vehicles24 | €3,391 | €2,538 | €1,916 | €1,680 | €13,806 | ▲ 722% |
| Other tangible fixed assets26 | €4,189 | €20,310 | €17,069 | €14,012 | €16,413 | ▲ 17.1% |
| Financial fixed assets28 | €191 | €191 | €191 | €191 | €191 | = |
| Current assets29/58 | €264,531 | €328,176 | €277,927 | €231,398 | €262,364 | ▲ 13.4% |
| Stocks and contracts in progress3 | €88,562 | €77,680 | €57,863 | €67,173 | €56,132 | ▼ 16.4% |
| Stocks30/36 | €88,562 | €77,680 | €57,863 | €67,173 | €56,132 | ▼ 16.4% |
| Amounts receivable within one year40/41 | €40,837 | €45,688 | €40,691 | €20,703 | €39,921 | ▲ 92.8% |
| Trade receivables40 | €32,105 | €45,521 | €37,101 | €18,169 | €39,717 | ▲ 119% |
| Other amounts receivable41 | €8,732 | €166 | €3,590 | €2,534 | €204 | ▼ 92.0% |
| Cash at bank and in hand54/58 | €132,880 | €202,669 | €175,632 | €137,587 | €161,207 | ▲ 17.2% |
| Deferred charges and accrued income490/1 | €2,251 | €2,139 | €3,741 | €5,935 | €5,105 | ▼ 14.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €275,810 | €353,242 | €298,558 | €248,165 | €293,876 | ▲ 18.4% |
| Equity10/15 | €165,656 | €205,608 | €200,236 | €183,069 | €173,562 | ▼ 5.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €168,451 | €208,401 | €181,636 | €181,636 | €172,066 | ▼ 5.3% |
| Distributable reserves133 | €168,451 | €208,401 | €181,636 | €181,636 | €172,066 | ▼ 5.3% |
| Profit (loss) carried forward14 | -€21,395 | -€21,393 | - | -€17,167 | -€17,104 | ▲ 0.4% |
| Amounts payable17/49 | €110,155 | €147,634 | €98,322 | €65,096 | €120,314 | ▲ 84.8% |
| Amounts payable within one year42/48 | €110,155 | €147,634 | €98,322 | €65,096 | €120,314 | ▲ 84.8% |
| Current portion of amounts payable after more than one year42 | €2,938 | - | - | - | - | - |
| Financial debts43 | €225 | - | €1 | €3 | €517 | ▲ 17,191% |
| Credit institutions430/8 | €225 | - | €1 | €3 | €517 | ▲ 17,191% |
| Trade debts44 | €48,919 | €59,349 | €43,289 | €26,627 | €46,528 | ▲ 74.7% |
| Suppliers440/4 | €48,919 | €59,349 | €43,289 | €26,627 | €46,528 | ▲ 74.7% |
| Taxes, remuneration and social security45 | €36,644 | €66,627 | €42,878 | €22,640 | €30,766 | ▲ 35.9% |
| Taxes450/3 | €15,491 | €45,808 | €25,913 | €10,703 | €20,801 | ▲ 94.4% |
| Remuneration and social security454/9 | €21,152 | €20,819 | €16,965 | €11,938 | €9,965 | ▼ 16.5% |
| Other amounts payable47/48 | €21,429 | €21,657 | €12,153 | €15,825 | €42,503 | ▲ 169% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,497 | €39,952 | €13,138 | -€17,167 | €24,063 | ▲ 240% |
| + Depreciation and write-downs630 | €9,245 | €4,656 | €5,251 | €4,513 | €3,917 | ▼ 13.2% |
| Operating cash flow (approximation) | €28,742 | €44,608 | €18,389 | -€12,654 | €27,980 | ▲ 321% |
| Investment in fixed assets (approximation) | - | -€18,442 | -€816 | -€649 | -€18,662 | ▼ 2,775% |
| Change in cash | - | €69,789 | -€27,037 | -€38,045 | €23,620 | ▲ 162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €24,063
Net result €24,063 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet -€17,167
Net result drops to -€17,167, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Equity above €200,000Eq €205,608 ▲24.1%
5 profitable years in a row build equity to €205,608.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-12
Financial
Equity above €150,000Eq €165,656 ▲13.3%
4 profitable years in a row build equity to €165,656.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Highest result since 2018net €74,589 ▲174%
Operating result €99,172, net result €74,589, both a record.
31-12
Financial
Equity above €100,000Eq €146,159 ▲104%
3 profitable years in a row build equity to €146,159.
Show earlier events
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 74 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 1975
Ground area
1,408 m²
Building footprint
762 m²
Volume, LiDAR
9,287 m³
Parcel 71308A0816/00F063, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DE ROOS
since 19752.011.062.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71308A0816/00F063 | Flanders | 1,408 m² | 1 · 762 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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NOVA
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CORSOUPLE
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STEVE PRINZIE
BE 0477.547.430
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Of 1,271 companies in sector 47512 we hold annual accounts for 581. 484 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-04-1975
Fiscal year end31-12
Activities, NACEBEL 2025
47512Retail sale of household textiles and bedding
47552Retail sale of lighting equipment
43320Joinery installation
47521Retail sale of hardware, building materials, paint and glass (general range)
47791Retail sale of antiques
E-invoicing
Reachable via Peppol
Peppol ID
0208:0415069334
Also
9925:BE0415069334
Registered
01-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.