DE ROKERIJ
ActiveThe computed 12-month bankruptcy probability of DE ROKERIJ is 1.8% (moderate). The 2025 annual accounts show equity of €57k and a net result of €-6k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 62% of 18237 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-45
Solvency73▼-25
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 3.66 in 2024; short-term debt: 51.5% and cash: 1.5% of total assets), but 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.5%
Return on assets
-4.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-09-2026, 37 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
37 d late
2024
77 d late
2023
441 d late
2022
99 d late
2021
360 d late
2020
117 d late
2019
105 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▼ 8.8%
2024 · €63k
2018: €20k
2019: €38k
2020: €66k
2021: €72k
2022: €56k
2023: €51k
2024: €63k
2018 → 2025
Total assets
€118k▲ 36.6%
2024 · €87k
2018: €33k
2019: €44k
2020: €81k
2021: €135k
2022: €70k
2023: €76k
2024: €87k
2018 → 2025
Net result
€-6k
2024 · €12k
2018: €2k
2019: €18k
2020: €29k
2021: €6k
2022: €-10k
2023: €-16k
2024: €12k
2018 → 2025
Working capital
€57k▼ 8.8%
2024 · €63k
2018: €20k
2019: €38k
2020: €64k
2021: €71k
2022: €55k
2023: €51k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€56k▼ 22.3%€51k▼ 8.5%€63k▲ 22.8%€57k▼ 8.8%
Operating result€6k-€-10k€-16k▼ 58.3%€12k€-5k
Net result€6k-€-10k€-16k▼ 61.9%€12k€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €118k
Equity
€57k▼ 8.8%
Debt
€61k▲ 157%
The debt ratio rises from 27.4% to 51.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
48.5%▼
2024 · 72.6%
Current ratio
1.94▼
2024 · 3.66
Quick ratio
1.78▼
2024 · 3.15
Debt / equity
1.06▲
2024 · 0.38
ROE
-9.7%▼
2024 · 18.6%
ROA
-4.7%▼
2024 · 13.5%
Debt
€61k▲
2024 · €24k
Debt ≤ 1 year
€61k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€118k▲
Current assets29/58€87k€118k▲
Stocks and contracts in progress3€12k€10k▼
Stocks30/36€12k€10k▼
Amounts receivable within one year40/41€75k€107k▲
Trade receivables40€72k€107k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58-€2k
Equity and liabilities
Total equity and liabilities10/49€87k€118k▲
Equity10/15€63k€57k▼
Contributions10/11€20k€20k=
Reserves13€40k€40k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€2k€-3k▼
Amounts payable17/49€24k€61k▲
Amounts payable within one year42/48€24k€61k▲
Trade debts44€37€37k▲
Suppliers440/4€37€37k▲
Taxes, remuneration and social security45€18k€15k▼
Taxes450/3€18k€15k▼
Other amounts payable47/48€6k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€550-
Other operating charges640/8€3k-
Gross operating margin9900€16k€-5k▼
Operating profit (loss)9901€12k€-5k▼
Financial charges65/66B-€92
Recurring financial charges65-€92
Profit (loss) for the period before taxes9903€12k€-6k▼
Profit (loss) for the period9904€12k€-6k▼
Profit (loss) for the period to be appropriated9905€12k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-3k▼
Profit (loss) brought forward from the previous period14P€-9k€2k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 37 days late
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 77 days late
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 441 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
2023
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 360 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 4.86
Current ratio from 2.12 to 4.86; short-term debt falls from €63k to €14k.
2021
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 117 days late
2020
31-12
Financial
Highest result since 2018net €29k ▲62.5%
Operating result €35k, net result €29k, both a record.
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 7.12
Current ratio from 2.65 to 7.12; short-term debt falls from €12k to €6k.
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waverse Steenweg 1071050 ElseneGround area
114 m²
Building footprint
92 m²
Volume, LiDAR
1,240 m³
Parcel 21009A0913/00R003, Brussels · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DE ROKERIJ
since 20182.279.306.889
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0913/00R003 | Brussels | 114 m² | 1 · 92 m² | 18.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.279.306.889
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Of 3,827 companies in sector 47210 we hold annual accounts for 966. 791 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-08-2018
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.