DE ROCKER CONSTRUCT
ActiveDE ROCKER CONSTRUCT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €441. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
61
/ 100
Healthy▼ -20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-98
Solvency52▼-6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.43 in 2024), and 71.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.3%
Return on assets
0.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
20 d late
2024
354 d late
2023
717 d late
2022
31 d late
2021
31 d late
2020
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 0.5%
2024 · €92k
2020: €20k
2021: €57k
2022: €57k
2023: €58k
2024: €92k
2020 → 2025
Total assets
€328k▲ 8.9%
2024 · €301k
2020: €124k
2021: €272k
2022: €275k
2023: €429k
2024: €301k
2020 → 2025
Net result
€441▼ 98.7%
2024 · €35k
2020: €188
2021: €37k
2022: €230
2023: €54
2024: €35k
2020 → 2025
Working capital
€88k▼ 2.0%
2024 · €90k
2020: €20k
2021: €57k
2022: €56k
2023: €54k
2024: €90k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€57k▲ 0.4%€58k▲ 0.1%€92k▲ 60.5%€93k▲ 0.5%
Operating result€54k-€-604€-1k▼ 135%€52k€-153
Net result€37k-€230▼ 99.4%€54▼ 76.7%€35k▲ 64,835%€441▼ 98.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €153 after €52k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets
€5k▲ 88.8%
Current assets
€323k▲ 8.3%
Equity and liabilities €328k
Equity
€93k▲ 0.5%
Debt
€235k▲ 12.7%
The debt ratio rises from 69.3% to 71.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€859▼
2024 · €53k
Cash flow
€1k▼
2024 · €36k
Solvency
28.3%▼
2024 · 30.7%
Current ratio
1.37▼
2024 · 1.43
Quick ratio
0.12▼
2024 · 0.80
Debt / equity
2.54▲
2024 · 2.26
ROE
0.5%▼
2024 · 37.7%
ROA
0.1%▼
2024 · 11.6%
Interest coverage
18.83▼
2024 · 830.60
Debt
€235k▲
2024 · €209k
Debt ≤ 1 year
€235k▲
2024 · €209k
Income taxes
€77▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€301k€328k▲
Fixed assets21/28€3k€5k▲
Tangible fixed assets22/27€3k€5k▲
Furniture and vehicles24€3k€5k▲
Current assets29/58€299k€323k▲
Stocks and contracts in progress3€132k€295k▲
Contracts in progress37€132k€295k▲
Amounts receivable within one year40/41€12k€10k▼
Trade receivables40€4k-
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58€155k€18k▼
Equity and liabilities
Total equity and liabilities10/49€301k€328k▲
Equity10/15€92k€93k▲
Contributions10/11€20k€20k=
Reserves13€72k€72k=
Distributable reserves133€72k€72k=
Profit (loss) carried forward14€678€1k▲
Amounts payable17/49€209k€235k▲
Amounts payable within one year42/48€209k€235k▲
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€18k€18k▲
Taxes450/3€18k€18k▲
Other amounts payable47/48€188k€217k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€805€1k▲
Other operating charges640/8€603€2k▲
Gross operating margin9900€54k€2k▼
Operating profit (loss)9901€52k€-153▼
Financial income75/76B€342€718▲
Recurring financial income75€342€718▲
Financial charges65/66B€64€46▼
Recurring financial charges65€64€46▼
Profit (loss) for the period before taxes9903€53k€519▼
Income taxes67/77€18k€77▼
Profit (loss) for the period9904€35k€441▼
Profit (loss) for the period to be appropriated9905€35k€441▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€1k▼
Profit (loss) brought forward from the previous period14P€677€678▲
Transfer to equity691/2€35k-
To other reserves6921€35k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 354 days late
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 717 days late
2023
31-12
Financial
Weakest financial yearnet €54 ▼76.7%
Net result drops to €54, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2020net €37k ▲19600%
Operating result €54k, net result €37k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe Dreef 549160 LokerenGround area
6,806 m²
Parcel 46383D2564/00G002, Flanders. Linked by address, not a title deed.
1 establishment unit
De Rocker Construct BV
since 20192.293.432.564
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D2564/00G002 | Flanders | 6,806 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ISHI
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MIIX TIELT CONSTRUCT
BE 1017.046.978
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Vastgoed Boonstra
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Fiscofina
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Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 5,241 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2019
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:wim.derocker@telenet.be
Phone:+32479541777