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de RIVERY

Active
Private limited company (pre-2019)founded 197749 yrs activeHippodroomlaan 350, 1933 Zaventem, BelgiumKBO/BCE: BE 0416.721.007

de RIVERY has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €-30k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 75% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
66 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-75
Solvency90▲+2
Growth41▼-18
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.5 in 2024; short-term debt: 35.2% and cash: 33% of total assets), and 35.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 49 years 0 50 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
11 d late
2024
6 d late
2023
20 d late
2022
5 d late
2021
on the day
2020
8 d late
2019
48 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€87k▼ 10.8%
2024 · €97k
2018: €120k 2019: €106k 2020: €81k 2021: €75k 2022: €71k 2023: €68k 2024: €97k
2018 → 2025
EBIT margin
-40.6%▼ 59.7pp
2024 · 19.1%
2018: 0.2% 2019: -5.0% 2020: 2.0% 2021: -8.1% 2022: -17.6% 2023: 144.3% 2024: 19.1%
2018 → 2025
Net result
€-30k
2024 · €8k
2018: €5k 2019: €-6k 2020: €3k 2021: €-4k 2022: €-10k 2023: €65k 2024: €8k
2018 → 2025
Working capital
€5k
2024 · €-71k
2018: €-27k 2019: €-19k 2020: €6k 2021: €13k 2022: €23k 2023: €-54k 2024: €-71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€75k-€71k▼ 5.8%€68k▼ 3.1%€97k▲ 42.2%€87k▼ 10.8%
Equity€207k-€198k▼ 4.7%€263k▲ 33.1%€271k▲ 3.2%€241k▼ 11.3%
Operating result€-6k-€-12k▼ 105%€99k€19k▼ 81.2%€-35k
Net result€-4k-€-10k▼ 128%€65k€8k▼ 87.1%€-30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €-6k€-6kNet result 2021: €-4k€-4kOperating result 2022: €-12k€-12kNet result 2022: €-10k€-10kOperating result 2023: €99k€99kNet result 2023: €65k€65kOperating result 2024: €19k€19kNet result 2024: €8k€8kOperating result 2025: €-35k€-35kNet result 2025: €-30k€-30k20212022202320242025
The operating result turns negative in 2025: a loss of €35k after €19k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €371k
Fixed assets €236k▼ 34.4%
Current assets €135k▲ 91.0%
Equity and liabilities €371k
Equity €241k▼ 11.3%
Provisions €0▼ 100%
Debt €131k▼ 9.7%
The debt ratio rises from 33.6% to 35.2%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-13k
2024 · €42k
Cash flow
€-8k
2024 · €32k
Solvency
64.8%
2024 · 63.0%
Current ratio
1.04
2024 · 0.50
Quick ratio
1.04
2024 · 0.50
Debt / equity
0.54
2024 · 0.53
ROE
-12.3%
2024 · 3.1%
ROA
-8.0%
2024 · 2.0%
Interest coverage
-1.83
2024 · 6.32
Debt
€131k
2024 · €145k
Debt ≤ 1 year
€131k
2024 · €142k
Income taxes
€2k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€431k€371k
Fixed assets21/28€360k€236k
Tangible fixed assets22/27€360k€236k
Land and buildings22€315k€199k
Plant, machinery and equipment23€5k€6k
Furniture and vehicles24€39k€32k
Current assets29/58€71k€135k
Amounts receivable within one year40/41€4k€9k
Trade receivables40€599€3k
Other amounts receivable41€3k€5k
Cash at bank and in hand54/58€64k€123k
Deferred charges and accrued income490/1€3k€4k
Equity and liabilities
Total equity and liabilities10/49€431k€371k
Equity10/15€271k€241k
Contributions10/11€25k€25k=
Reserves13€246k€212k
Tax-exempt reserves132€34k-
Distributable reserves133€212k€212k=
Profit (loss) carried forward14€318€4k
Provisions and deferred taxes16€14k-
Deferred taxes168€14k-
Amounts payable17/49€145k€131k
Amounts payable within one year42/48€142k€131k
Trade debts44€2k€9k
Suppliers440/4€2k€9k
Taxes, remuneration and social security45€34k€4k
Taxes450/3€34k€4k
Other amounts payable47/48€105k€118k
Accrued charges and deferred income492/3€3k€10
Income statement Code20242025
Turnover70€97k€87k
Goods, raw materials, services and sundry goods60/61€55k€60k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€22k
Other operating charges640/8€8k€41k
Gross operating margin9900€50k€27k
Operating profit (loss)9901€19k€-35k
Financial income75/76B€159€129
Recurring financial income75€159€129
Financial charges65/66B€7k€7k
Recurring financial charges65€7k€7k
Profit (loss) for the period before taxes9903€12k€-42k
Transfer from deferred taxes780€781€14k
Income taxes67/77€4k€2k
Profit (loss) for the period9904€8k€-30k
Transfer from tax-exempt reserves789€2k€34k
Profit (loss) for the period to be appropriated9905€10k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€10k€5k
Profit (loss) brought forward from the previous period14P€9€318
Transfer to equity691/2€10k-
To other reserves6921€10k-
Profit to be distributed694/7-€1k
Directors or managers695-€1k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial Weakest financial yearnet €-30k ▼451%
Net result drops to €-30k, the lowest in the series.
31-12
Financial Liquidity doublescurrent ratio 1.04
Current ratio from 0.50 to 1.04; short-term debt falls from €142k to €131k.
06-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
20-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial Back to profitnet €65k
Net result €65k after 2 loss-making years.
31-12
Financial Equity above €200kEq €263k ▲33.1%
Equity rises from €198k to €263k.
05-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
2022
31-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
08-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
2020
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 1.50
Current ratio from 0.51 to 1.50; short-term debt falls from €40k to €13k.
13-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
20-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
21-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 1977
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hippodroomlaan 3501933 Zaventem
Ground area
2,646 m²
Building footprint
171 m²
Volume, LiDAR
779 m³
Parcel 23082A0110/00G000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
de RIVERY
Hippodroomlaan 350, 1933 ZaventemRenting and operating of own or leased residential real estate, excluding social housing
since 19772.013.294.584
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23082A0110/00G000 Flanders 2,646 m² 1 · 171 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,016 companies in sector 68203 we hold annual accounts for 5,983. 4,326 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded13-01-1977
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.