De Regenboog
ActiveSummary
The computed 12-month bankruptcy probability of De Regenboog is 1.9% (moderate). The 2025 annual accounts show equity of €167k and a net result of €27k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 83% of 18280 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-16
Solvency99▲+15
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.57 against 2.13 in 2024; short-term debt: 26.2% and cash: 44.9% of total assets), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.8%
Return on assets
11.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€167k▲ 19.2%
2024 · €140k
2023: €70k
2024: €140k
2023 → 2025
Total assets
€227k▼ 5.5%
2024 · €240k
2023: €212k
2024: €240k
2023 → 2025
Net result
€27k▼ 61.5%
2024 · €70k
2023: €68k
2024: €70k
2023 → 2025
Working capital
€153k▲ 35.8%
2024 · €112k
2023: €70k
2024: €112k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€70k-€140k▲ 99.8%€167k▲ 19.2%
Operating result€85k-€83k▼ 1.9%€31k▼ 62.3%
Net result€68k-€70k▲ 2.7%€27k▼ 61.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 62% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€15k ▼ 47.2%
Current assets
€212k ▲ 0.1%
Equity and liabilities €227k
Equity
€167k ▲ 19.2%
Debt
€59k ▼ 40.3%
Debt's share of the balance-sheet total falls from 41.5% to 26.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2024 · €98k
Cash flow
€42k▼
2024 · €84k
Current ratio
3.57▲
2024 · 2.13
Quick ratio
1.81▲
2024 · 1.12
Debt to equity
0.35▼
2024 · 0.71
ROE
16.1%▼
2024 · 49.9%
ROA
11.9%▼
2024 · 29.2%
Interest coverage
42.50▼
2024 · 82.53
Debt ≤ 1 year
€59k▼
2024 · €99k
Income taxes
€8k▼
2024 · €18k
Staff costs
€42k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€240k€227k▼
Fixed assets21/28€28k€15k▼
Tangible fixed assets22/27€28k€15k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€26k€13k▼
Current assets29/58€212k€212k▲
Stocks and contracts in progress3€100k€105k▲
Stocks30/36€100k€105k▲
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40€2k€4k▲
Cash at bank and in hand54/58€109k€102k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€240k€227k▼
Equity10/15€140k€167k▲
Contributions10/11€2k€2k=
Reserves13€138k€165k▲
Distributable reserves133€138k€165k▲
Amounts payable17/49€99k€59k▼
Amounts payable within one year42/48€99k€59k▼
Trade debts44€16k€14k▼
Suppliers440/4€16k€14k▼
Taxes, remuneration and social security45€51k€31k▼
Taxes450/3€36k€21k▼
Remuneration and social security454/9€15k€10k▼
Other amounts payable47/48€32k€14k▼
Income statement
Code20242025
Remuneration, social security and pensions62€51k€42k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€151k€90k▼
Operating profit (loss)9901€83k€31k▼
Financial income75/76B€6k€4k▼
Recurring financial income75€6k€4k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€88k€35k▼
Income taxes67/77€18k€8k▼
Profit (loss) for the period9904€70k€27k▼
Profit (loss) for the period to be appropriated9905€70k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€27k▼
Transfer to equity691/2€70k€27k▼
To other reserves6921€70k€27k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €27k ▼61.5%
Net result drops to €27k, the lowest in the series.
30-06
Financial
Equity above €150kEq €167k ▲19.2%
3 profitable years in a row build equity to €167k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2023net €70k ▲2.7%
Net result €70k, the highest in the series.
30-06
Financial
Equity above €100kEq €140k ▲99.8%
2 profitable years in a row build equity to €140k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gildenstraat 92470 RetieGround area
1,085 m²
Building footprint
897 m²
Volume, LiDAR
3,740 m³
Parcel 13036F0210/00T002, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Regenboog
since 20232.343.148.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036F0210/00T002 | Flanders | 1,085 m² | 1 · 897 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteRetie2.343.148.628
Similar companies · same sector, comparable size
Rouge Pivoine
BE 0427.601.932
Elsene · Eq €167,442
BLOEMEN VANSTEENKISTE
BE 0431.979.897
Roeselare · Eq €166,851
BELLIS
BE 0874.716.801
Mouscron · Eq €169,140
BLOMBARTS
BE 0536.807.304
Zandhoven · Eq €165,661
BLOEMEN ANTHOS
BE 0440.923.396
Maaseik · Eq €169,374
Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 922 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2023
Fiscal year end30-06
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
47639Retail sale of other sporting goods
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.