Equity
€538,440 ▲ 4.0%
DE PICKER has made a profit in every financial year since 2006.
DE PICKER
Lifetime
20 annual accounts with figures on one time axis, 23 filings since 2003Gross marginpeak €183,370 (2022)
€99,119▲ 37.8%
Resultpeak €107,178 (2022)
€20,637▼ 33.5%
Equitypeak €538,440 (2025)
€538,440▲ 4.0%
Debts
€181,478▲ 8.6%
Staffpeak 1.2 FTE (2010)
-not published
Board1 name since 2002
1 directorDe Picker Thomas
Documentsfilings and deeds
23-01-20268 days before the deadline
2025abbreviated format
Gross margin from €71,947 to €99,119Result from €31,051 to €20,637
Key points
from the 2025 annual accountsChecked score
70
Healthy
Financially stronger than 59% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,692 companies (NACE 43, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 1.1%▲ +0.3 percentage points vs 12-2024
02-2025: 1.5%▲ +0.4 percentage points vs 01-2025highest value
03-2025: 0.8%▼ -0.7 percentage points vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.7%▼ -0.1 percentage points vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.9%▲ +0.2 percentage points vs 12-2025
02-2026: 0.6%▼ -0.3 percentage points vs 01-2026lowest value
03-2026: 0.6%● unchanged vs 02-2026lowest value
04-2026: 0.6%● unchanged vs 03-2026lowest value
05-2026: 0.6%● unchanged vs 04-2026lowest value
06-2026: 0.6%● unchanged vs 05-2026lowest value
07-2026: 0.6%● unchanged vs 06-2026lowest value
08-2026: 0.6%● unchanged vs 07-2026lowest value
09-2026: 0.6%● unchanged vs 08-2026lowest value
10-2026: 0.7%▲ +0.1 percentage points vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 5.29
Sector: Specialised construction activities (NACE 43)
lowers risk
Founded in 2002
Equity €538,440 (74.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 81% of them on solvency, 91% on liquidity, 21% on profitability and 45% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as DE PICKER has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DE PICKER itself is higher: 0.7% within 12 months. It rests on far more data about DE PICKER than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for DE PICKER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms, only on tighter conditions: interim measures, such as a provisional administrator
Liquidity is ample, with a current ratio of 5.29 (5.92 in 2024), above the usual 1.5. Short-term debt is 14.9% of total assets. 25.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
10 days late
2023
on the day
2022
60 days early
2021
3 days late
2020
40 days late
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end06-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0476801124
Provisional administrator
Enterprise Court of Ghent · Jonas Van Weyenberg · Interim measure
First establishment
Veldekensstraat 51, Zele
Incorporation
published on 14-03-2002 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| DE PICKER Zele | €719,918 | €99,119 | 74.8% | - |
| SERVRANCKX J.G.J. Ninove | €816,477 | €94,036 | 14.7% | - |
| PAUL VERMEERSCH Zelzate | €731,592 | €101,364 | 25.1% | - |
| VAN WYNENDAELE ERWIN Erpe-Mere | €770,080 | €128,134 | 63.4% | - |
| NICO LIEVROUW Deinze | €744,512 | €115,966 | 38.7% | - |
| TOITURES MORENVILLE PHILIPPE Beauraing | €626,526 | €102,351 | 69.2% | - |
| DAKWERKEN DUCATTEEUW Kuurne | €714,491 | €78,947 | 80.2% | - |
These companies have the same main activity as DE PICKER: roofing work (NACE 43410). They are comparable in size and age: total assets between €627,000 and €816,000, founded between 1998 and 2008.
Official details
Source: KBO- Status
- Active since 01-03-2002Normal situation
- Activity
- Roofing workNACE 43410and 2 others
- Establishment unit
- 2.095.935.0229240 Zele, since 29-04-2002
- Financial year end
- 30 June
- Peppol
- Reachable since 06-10-2026
Annual accounts to 30-06-2025
- Total assets
- €719,918▲ 5.1%
- Filing
- Filed on 23-01-2026, 8 days before the end of the filing period
Insights on DE PICKER
DE PICKER files the abbreviated format. That format states no turnover. The gross margin rose from €13,543 in 2006 to €99,119 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DE PICKER
- What is the company number of DE PICKER?
- The company number of DE PICKER is 0476.801.124. The VAT number is the same number with BE in front: BE 0476.801.124.
- Where is DE PICKER based?
- The registered office is at Veldekensstraat 51, 9240 Zele.Company details
- What does DE PICKER do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of DE PICKER?
- DE PICKER is a private limited company (pre-2019) (BVBA).
- When was DE PICKER founded?
- DE PICKER was founded on 01-03-2002.
- Is DE PICKER still active?
- Yes, DE PICKER is an active enterprise in the KBO register.
- What is the turnover of DE PICKER?
- The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €99,119 and 30 comparable companies (NACE 434). It probably lies between €260,000 and €580,000.Financials
- Is DE PICKER profitable?
- In financial year 2025, DE PICKER made a profit of €20,637.
- Where can I find the annual accounts of DE PICKER?
- DE PICKER filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DE PICKER due?
- DE PICKER must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.