DE PETERMAN
ActiveDE PETERMAN has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.27M and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 92% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 9.8 against 19.53 in 2023; short-term debt: 2.1% and cash: 20% of total assets), and 9.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.9%
Return on assets
-0.1%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-05-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2023
29 d early
2022
129 d early
2021
93 d early
2020
123 d early
2019
93 d early
2018
92 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.27M▼ 0.1%
2023 · €2.27M
2018: €2.11M
2019: €2.12M
2020: €2.27M
2021: €2.28M
2022: €2.27M
2023: €2.27M
2018 → 2025
Total assets
€2.49M▲ 0.3%
2023 · €2.48M
2018: €2.54M
2019: €2.53M
2020: €2.53M
2021: €2.52M
2022: €2.50M
2023: €2.48M
2018 → 2025
Net result
€-2k▲ 68.5%
2023 · €-8k
2018: €26k
2019: €8k
2020: €22k
2021: €11k
2022: €-8k
2023: €-8k
2018 → 2025
Working capital
€453k▲ 0.2%
2023 · €452k
2018: €132k
2019: €196k
2020: €279k
2021: €348k
2022: €391k
2023: €452k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€2.27M-€2.28M▲ 0.5%€2.27M▼ 0.4%€2.27M▼ 0.3%€2.27M▼ 0.1%
Operating result€34k-€17k▼ 48.8%€-8k€-8k▼ 0.4%€5k
Net result€22k-€11k▼ 50.7%€-8k€-8k▲ 4.1%€-2k▲ 68.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €5k in 2025, compared with €-8k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €2.49M
Fixed assets
€1.99M▼ 0.9%
Current assets
€505k▲ 5.8%
Equity and liabilities €2.49M
Equity
€2.27M▼ 0.1%
Provisions
€174k▼ 9.2%
Debt
€52k▲ 111%
The debt ratio rises from 1.0% to 2.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€86k▲
2023 · €69k
Cash flow
€79k▲
2023 · €70k
Solvency
90.9%▼
2023 · 91.3%
Current ratio
9.80▼
2023 · 19.53
Quick ratio
9.80▼
2023 · 19.53
Debt / equity
0.02▲
2023 · 0.01
ROE
-0.1%▲
2023 · -0.3%
ROA
-0.1%▲
2023 · -0.3%
Interest coverage
1370.27▲
2023 · 1189.80
Debt
€52k▲
2023 · €24k
Debt ≤ 1 year
€52k▲
2023 · €24k
Income taxes
€21k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€2.48M€2.49M▲
Formation expenses20€718€0▼
Fixed assets21/28€2.01M€1.99M▼
Tangible fixed assets22/27€2.01M€1.99M▼
Land and buildings22€2.00M€1.85M▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€522€0▼
Other tangible fixed assets26-€135k
Current assets29/58€477k€505k▲
Amounts receivable within one year40/41€13k€2k▼
Trade receivables40-€12
Other amounts receivable41€13k€2k▼
Current investments50/53€200k-
Cash at bank and in hand54/58€261k€499k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€2.48M€2.49M▲
Equity10/15€2.27M€2.27M▼
Contributions10/11€889k€889k=
Capital10€889k€889k=
Issued capital100€889k€889k=
Reserves13€774k€705k▼
Non-distributable reserves130/1€89k€89k=
Legal reserve130€89k€89k=
Tax-exempt reserves132€685k€617k▼
Profit (loss) carried forward14€604k€671k▲
Provisions and deferred taxes16€192k€174k▼
Deferred taxes168€192k€174k▼
Amounts payable17/49€24k€52k▲
Amounts payable within one year42/48€24k€52k▲
Trade debts44€566€18k▲
Suppliers440/4€566€18k▲
Other amounts payable47/48€24k€34k▲
Income statement
Code20232025
Goods, raw materials, services and sundry goods60/61-€66k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77k€82k▲
Other operating charges640/8€21k€14k▼
Gross operating margin9900€91k€101k▲
Operating profit (loss)9901€-8k€5k▲
Financial income75/76B€527€5k▲
Recurring financial income75€527€5k▲
Non-recurring financial income76B-€5k
Financial charges65/66B€58€63▲
Recurring financial charges65€58€63▲
Non-recurring financial charges66B-€63
Profit (loss) for the period before taxes9903€-8k€10k▲
Transfer from deferred taxes780€9k€9k=
Income taxes67/77€9k€21k▲
Profit (loss) for the period9904€-8k€-2k▲
Transfer from tax-exempt reserves789€34k€34k=
Profit (loss) for the period to be appropriated9905€27k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€604k€671k▲
Profit (loss) brought forward from the previous period14P€577k€639k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2024
01-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-09
Financial
Weakest financial yearnet €-8k ▼173%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
24-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-12-2023
Resigned as Director
15-12-2023
Resigned as Managing director
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Naamsestraat 193A3000 LeuvenGround area
183 m²
Building footprint
172 m²
Volume, LiDAR
1,548 m³
Parcel 24502C0476/00H000, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DE PETERMAN
since 19942.065.838.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502C0476/00H000 | Flanders | 183 m² | 2 · 172 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BUILDINVEST
BE 0415.879.382
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CAUBORRE INVEST
BE 0891.699.818
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OFFICE DES PROPRIETAIRES WALLONIE
BE 0432.691.858
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 2,616 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-1994
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@depeterman.be