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DE PELGRIM

Active
Private limited company (pre-2019)founded 201115 yrs activeRobbesrodestraat 47A, 3460 Bekkevoort, BelgiumKBO/BCE: BE 0840.429.279
Summary

DE PELGRIM has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,396 and a net result of -€13,537. Equity is growing by ~22.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-37
Solvency84▼-16
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.47; short-term debt: 40.5% of total assets), and 40.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.5%
Return on assets
-39.5%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€13,537
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-06-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
33 d late
2024
407 d late
2023
29 d late
2022
17 d early
2021
59 d early
2020
84 d early
2019
98 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 30 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DE PELGRIM was incorporated on 21 September 2011.1 Total assets rose from EUR 29,538 in 2018 to EUR 34,295 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€20,396▼ 39.9%
2024 · €33,933
Total assets
€34,295▲ 1.1%
2024 · €33,933
Net result
-€13,537▼ 14,864%
2024 · -€90
Working capital
€20,396▼ 48.6%
2022 · €39,662
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€4,192€27,427▲ 554%-€7,701-€90▲ 98.8%-€62▲ 31.3%
Net result€2,856▼ 43.4%€21,935▲ 668%-€7,783-€90▲ 98.8%-€13,537▼ 14,864%
Equity€19,871▲ 16.8%€41,806▲ 110%€34,023▼ 18.6%€33,933▼ 0.3%€20,396▼ 39.9%
Total assets€33,385▼ 12.5%€51,984▲ 55.7%€34,023▼ 34.6%€33,933▼ 0.3%€34,295▲ 1.1%
Debt€13,514▼ 36.1%€10,177▼ 24.7%€13,899
Working capital€13,030▲ 8.5%€39,662▲ 204%€20,396
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000Operating result 2021: €4,192€4,192Net result 2021: €2,856€2,856Operating result 2022: €27,427€27,427Net result 2022: €21,935€21,935Operating result 2023: -€7,701-€7,701Net result 2023: -€7,783-€7,783Operating result 2024: -€90-€90Net result 2024: -€90-€90Operating result 2025: -€62-€62Net result 2025: -€13,537-€13,53720212022202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€7,701-€7,700Net result 2023: -€7,783-€7,780Operating result 2024: -€90-€90Net result 2024: -€90-€90Operating result 2025: -€62-€62Net result 2025: -€13,537-€13,500202320242025
The operating result stays negative: a loss of €62 in 2025 against €90 in 2024; the loss shrinks.
Balance-sheet composition
Equity and liabilities €34,295
Equity €20,396
Debt €13,899
Debt finances 40.5% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Current ratio
2.47
Debt to equity
0.68
ROE
-66.4%▼
2024 · -0.3%
ROA
-39.5%▼
2024 · -0.3%
Debt ≤ 1 year
€13,899
Income taxes
€13,475
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.9% went bankrupt
9.9% stopped otherwise
88% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€33,933€34,295▲
Current assets29/58€33,933€34,295▲
Amounts receivable within one year40/41€33,933€34,295▲
Other amounts receivable41€33,933€34,295▲
Equity and liabilities
Total equity and liabilities10/49€33,933€34,295▲
Equity10/15€33,933€20,396▼
Contributions10/11€20,000€20,000=
Reserves13€2,418€2,418=
Non-distributable reserves130/1€1,014€1,014=
Reserves not available under the articles1311€1,014€1,014=
Distributable reserves133€1,405€1,405=
Profit (loss) carried forward14€11,514-€2,023▼
Amounts payable17/49-€13,899
Amounts payable within one year42/48-€13,899
Taxes, remuneration and social security45-€13,899
Taxes450/3-€13,899
Income statement Code20242025
Other operating charges640/8€274-
Gross operating margin9900€183-€62▼
Operating profit (loss)9901-€90-€62▲
Profit (loss) for the period before taxes9903-€90-€62▲
Income taxes67/77-€13,475
Profit (loss) for the period9904-€90-€13,537▼
Profit (loss) for the period to be appropriated9905-€90-€13,537▼
Appropriation of the result
Profit (loss) to be appropriated9906€11,514-€2,023▼
Profit (loss) brought forward from the previous period14P€11,605€11,514▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€42,984----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,542€1,484----
Other operating charges640/8--€2,144€274--
Gross operating margin9900€6,582€28,911-€5,557€183-€62▼ 134%
Operating profit (loss)9901€4,192€27,427-€7,701-€90-€62▲ 31.3%
Financial income75/76B-€640€320---
Recurring financial income75€3€640€320---
Financial charges65/66B-€842€155---
Recurring financial charges65€623€842€155---
Profit (loss) for the period before taxes9903€3,572€27,226-€7,536-€90-€62▲ 31.3%
Income taxes67/77€716€5,290€247-€13,475-
Profit (loss) for the period9904€2,856€21,935-€7,783-€90-€13,537▼ 14,864%
Profit (loss) for the period to be appropriated9905€2,856€21,935-€7,783-€90-€13,537▼ 14,864%
Line20212022202320242025Change
Assets
Total assets20/58€33,385€51,984€34,023€33,933€34,295▲ 1.1%
Fixed assets21/28€6,841€2,144----
Tangible fixed assets22/27€6,841€2,144----
Furniture and vehicles24-€2,144----
Current assets29/58€26,544€49,840€34,023€33,933€34,295▲ 1.1%
Stocks and contracts in progress3€1,500-----
Amounts receivable within one year40/41--€34,023€33,933€34,295▲ 1.1%
Other amounts receivable41--€34,023€33,933€34,295▲ 1.1%
Cash at bank and in hand54/58€5,355€1,585----
Deferred charges and accrued income490/1-€48,255----
Equity and liabilities
Total equity and liabilities10/49€33,385€51,984€34,023€33,933€34,295▲ 1.1%
Equity10/15€19,871€41,806€34,023€33,933€20,396▼ 39.9%
Contributions10/11-€20,000€20,000€20,000€20,000=
Reserves13€2,418€2,418€2,418€2,418€2,418=
Non-distributable reserves130/1-€1,014€1,014€1,014€1,014=
Reserves not available under the articles1311-€1,014€1,014€1,014€1,014=
Distributable reserves133-€1,405€1,405€1,405€1,405=
Profit (loss) carried forward14-€2,547€19,388€11,605€11,514-€2,023▼ 118%
Amounts payable17/49€13,514€10,177--€13,899-
Amounts payable within one year42/48€13,514€10,177--€13,899-
Trade debts44€12,030€1,058----
Suppliers440/4-€1,058----
Taxes, remuneration and social security45-€9,120--€13,899-
Taxes450/3-€9,120--€13,899-
Line20212022202320242025Change
Profit (loss) for the period9904€2,856€21,935-€7,783-€90-€13,537▼ 14,864%
+ Depreciation and write-downs630€1,542€1,484----
Operating cash flow (approximation)€4,398€23,419-€7,783-€90-€13,537▼ 14,864%
Investment in fixed assets (approximation)-€3,213----
Change in cash--€3,770----

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 407 days late
02-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 33 days late
2025
30-09
Financial Weakest financial yearnet -€13,537
Net result drops to -€13,537, the lowest in the series.
2024
29-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
13-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Highest result since 2018net €21,935 ▲668%
Operating result €27,427, net result €21,935, both a record.
30-09
Financial Liquidity doublescurrent ratio 4.90
Current ratio from 1.96 to 4.90; short-term debt falls from €13,514 to €10,177.
02-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
05-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
23-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
18-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
07-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
08-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bekkevoort
exact location from the address register On OpenStreetMap
Ground area
1,048 m²
Building footprint
208 m²
Volume, LiDAR
888 m³
Parcel 24008H0275/00M000, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24008H0275/00M000 Flanders 1,048 m² 1 · 208 m² 9.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded21-09-2011
Fiscal year end30-09
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.