De Pauw Patrick
ActiveDe Pauw Patrick has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €-61k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 94% of 7415 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-2
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 9.86 against 28.05 in 2024; short-term debt: 9.9% and cash: 3.1% of total assets), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-61k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
16 d early
2023
28 d late
2022
21 d late
2021
61 d late
2020
31 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€177k▼ 25.6%
2024 · €238k
2018: €221k
2019: €243k
2020: €281k
2021: €289k
2022: €292k
2023: €272k
2024: €238k
2018 → 2025
Total assets
€197k▼ 20.4%
2024 · €247k
2018: €320k
2019: €257k
2020: €319k
2021: €405k
2022: €307k
2023: €278k
2024: €247k
2018 → 2025
Net result
€-61k▼ 84.0%
2024 · €-33k
2018: €-6k
2019: €22k
2020: €38k
2021: €8k
2022: €3k
2023: €-20k
2024: €-33k
2018 → 2025
Working capital
€173k▼ 27.1%
2024 · €238k
2018: €207k
2019: €238k
2020: €278k
2021: €288k
2022: €291k
2023: €271k
2024: €238k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€289k-€292k▲ 1.0%€272k▼ 6.9%€238k▼ 12.2%€177k▼ 25.6%
Operating result€9k-€2k▼ 79.4%€-24k€-36k▼ 54.5%€-65k▼ 77.2%
Net result€8k-€3k▼ 64.3%€-20k€-33k▼ 65.6%€-61k▼ 84.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €65k in 2025 against €36k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€4k▲ 620%
Current assets
€193k▼ 21.8%
Equity and liabilities €197k
Equity
€177k▼ 25.6%
Debt
€20k▲ 122%
The debt ratio rises from 3.6% to 9.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-64k▼
2024 · €-36k
Cash flow
€-61k▼
2024 · €-33k
Solvency
90.1%▼
2024 · 96.4%
Current ratio
9.86▼
2024 · 28.05
Quick ratio
9.86▼
2024 · 27.41
Debt / equity
0.11▲
2024 · 0.04
ROE
-34.4%▼
2024 · -13.9%
ROA
-31.0%▼
2024 · -13.4%
Interest coverage
-1425.77▼
2024 · -81.48
Debt
€20k▲
2024 · €9k
Debt ≤ 1 year
€20k▲
2024 · €9k
Income taxes
€109
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€247k€197k▼
Fixed assets21/28€558€4k▲
Tangible fixed assets22/27€168€4k▲
Land and buildings22-€4k
Furniture and vehicles24€168-
Financial fixed assets28€390€390=
Current assets29/58€247k€193k▼
Amounts receivable after more than one year29€107k€107k=
Other amounts receivable291€107k€107k=
Stocks and contracts in progress3€6k-
Stocks30/36€6k-
Amounts receivable within one year40/41€103k€79k▼
Trade receivables40€63k€36k▼
Other amounts receivable41€39k€43k▲
Cash at bank and in hand54/58€27k€6k▼
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€247k€197k▼
Equity10/15€238k€177k▼
Contributions10/11€276k€276k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€-53k€-114k▼
Amounts payable17/49€9k€20k▲
Amounts payable within one year42/48€9k€20k▲
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Taxes, remuneration and social security45€927€3k▲
Taxes450/3€927€778▼
Remuneration and social security454/9-€2k
Other amounts payable47/48-€8k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€197€401▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-35k€-62k▼
Operating profit (loss)9901€-36k€-65k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€445€45▼
Recurring financial charges65€445€45▼
Profit (loss) for the period before taxes9903€-33k€-61k▼
Income taxes67/77-€109
Profit (loss) for the period9904€-33k€-61k▼
Profit (loss) for the period to be appropriated9905€-33k€-61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€-114k▼
Profit (loss) brought forward from the previous period14P€-20k€-53k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-61k
Net result drops to €-61k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 43.86
Current ratio from 20.53 to 43.86; short-term debt falls from €15k to €6k.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Liquidity times 6current ratio 20.53
Current ratio from 3.49 to 20.53; short-term debt falls from €116k to €15k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €38k ▲70.3%
Operating result €34k, net result €38k, both a record.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 17.70
Current ratio from 3.09 to 17.70; short-term debt falls from €99k to €14k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vierboomstraat 259850 DeinzeGround area
1,893 m²
Building footprint
266 m²
Volume, LiDAR
1,338 m³
Parcel 44049E0611/00F000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vierboomstraat 25, 9850 Deinze
since 19972.082.589.307
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44049E0611/00F000 | Flanders | 1,893 m² | 1 · 266 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 12,337 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-1997
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.