DE PATISSIER
ActiveSummary
The computed 12-month bankruptcy probability of DE PATISSIER is 2.5% (moderate). The 2025 annual accounts show negative equity (€-39k) and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 800 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+30
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.29 against 0.27 in 2024; short-term debt: 197.8% and cash: 27.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-97.8%
Return on assets
8.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 800 sector peers (2025).
NBB · sector comparisonPosition among 800 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
27 d late
2024
134 d late
2023
126 d late
2022
143 d late
2021
92 d late
2020
145 d late
2019
251 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▲ 77.1%
2024 · €2k
2018: €-23k
2019: €3k
2020: €10k
2021: €-17k
2022: €-7k
2023: €-28k
2024: €2k
2018 → 2025
Working capital
€-56k▲ 9.5%
2024 · €-62k
2018: €-27k
2019: €-30k
2020: €-21k
2021: €-36k
2022: €-43k
2023: €-66k
2024: €-62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-9k-€-16k▼ 75.7%€-44k▼ 169%€-42k▲ 4.2%€-39k▲ 7.7%
Operating result€-14k-€-4k▲ 70.9%€-24k▼ 464%€4k€381▼ 90.3%
Net result€-17k-€-7k▲ 59.4%€-28k▼ 293%€2k€3k▲ 77.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€17k ▼ 13.3%
Current assets
€22k ▼ 3.1%
Key figures and ratios
EBITDA
€3k▼
2024 · €6k
Cash flow
€6k▲
2024 · €4k
Solvency
-97.8%▼
2024 · -97.7%
Current ratio
0.29▲
2024 · 0.27
Quick ratio
0.28▲
2024 · 0.26
Debt to equity
-2.02▲
2024 · -2.02
ROA
8.2%▲
2024 · 4.3%
Interest coverage
18.54▲
2024 · 3.00
Debt
€78k▼
2024 · €85k
Debt ≤ 1 year
€78k▼
2024 · €85k
Staff costs
€26k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€40k▼
Fixed assets21/28€20k€17k▼
Tangible fixed assets22/27€4k€1k▼
Plant, machinery and equipment23-€709
Furniture and vehicles24€4k€495▼
Financial fixed assets28€16k€16k=
Current assets29/58€23k€22k▼
Stocks and contracts in progress3€805€805=
Stocks30/36€805€805=
Amounts receivable within one year40/41€14k€11k▼
Trade receivables40€14k€4k▼
Other amounts receivable41-€7k
Cash at bank and in hand54/58€8k€11k▲
Equity and liabilities
Total equity and liabilities10/49€43k€40k▼
Equity10/15€-42k€-39k▲
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Outside capital11-€19k
Other1109/19-€19k
Profit (loss) carried forward14€-61k€-57k▲
Amounts payable17/49€85k€78k▼
Amounts payable within one year42/48€85k€78k▼
Trade debts44€6k€6k▲
Suppliers440/4€6k€6k▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k-
Remuneration and social security454/9-€6k
Other amounts payable47/48€72k€66k▼
Income statement
Code20242025
Remuneration, social security and pensions62€27k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€50-
Gross operating margin9900€33k€29k▼
Operating profit (loss)9901€4k€381▼
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€2k€163▼
Recurring financial charges65€2k€163▼
Profit (loss) for the period before taxes9903€2k€3k▲
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-61k€-57k▲
Profit (loss) brought forward from the previous period14P€-62k€-61k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 134 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 126 days late
2023
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 143 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 92 days late
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 145 days late
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 251 days late
2020
31-12
Financial
Highest result since 2018net €10k ▲232%
Operating result €10k, net result €10k, both a record.
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 118 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elsense Steenweg 1011050 ElseneGround area
78 m²
Building footprint
78 m²
Volume, LiDAR
1,380 m³
Parcel 21009A0607/00D000, Brussels · tallest building 19.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
DE PATISSIER
since 20182.272.901.921
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0607/00D000 | Brussels | 78 m² | 1 · 78 m² | 19.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.272.901.921
Similar companies · same sector, comparable size
Chocolate and More
BE 0801.236.430
Turnhout · Eq €7,915
Dooms Management & Consulting
BE 0878.209.096
Lebbeke · Eq €9,116
Cherelle
BE 0675.547.095
Ukkel · Eq €9,185
Millésime
BE 0737.555.633
Liège · Eq €9,325
ALE-OP
BE 1018.815.051
Charleroi · Eq €9,559
Of 725 companies in sector 10820 we hold annual accounts for 351. 102 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
10820Manufacture of cocoa, chocolate and sugar confectionery
56112Limited-service restaurants, excluding mobile food services
47241Retail sale of bread and pastry (bakery outlets)
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.