DE OUDE KETEL
ActiveDE OUDE KETEL has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €490. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 13159 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+29
Solvency100▲+22
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 1.84 in 2024; short-term debt: 22.2% and cash: 64.1% of total assets), and 22.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.8%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
126 d early
2023
22 d late
2022
29 d late
2021
43 d late
2020
61 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▲ 1.1%
2024 · €43k
2018: €10k
2019: €11k
2020: €11k
2021: €45k
2022: €44k
2023: €46k
2024: €43k
2018 → 2025
Total assets
€55k▼ 30.7%
2024 · €80k
2018: €67k
2019: €87k
2020: €47k
2021: €71k
2022: €78k
2023: €76k
2024: €80k
2018 → 2025
Net result
€490▲ 410%
2024 · €96
2018: €25k
2019: €29k
2020: €-744
2021: €34k
2022: €-841
2023: €2k
2024: €96
2018 → 2025
Working capital
€33k▲ 6.1%
2024 · €32k
2018: €-477
2019: €5k
2020: €3k
2021: €38k
2022: €31k
2023: €33k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€44k▼ 1.9%€46k▲ 3.4%€43k▼ 7.0%€43k▲ 1.1%
Operating result€39k-€-669€1k€-1k€2k
Net result€34k-€-841€2k€96▼ 93.6%€490▲ 410%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€10k▼ 12.9%
Current assets
€46k▼ 33.5%
Equity and liabilities €55k
Equity
€43k▲ 1.1%
Debt
€12k▼ 67.0%
The debt ratio falls from 46.7% to 22.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▲
2024 · €472
Cash flow
€2k▲
2024 · €2k
Solvency
77.8%▲
2024 · 53.3%
Current ratio
3.72▲
2024 · 1.84
Quick ratio
3.27▲
2024 · 1.70
Debt / equity
0.29▼
2024 · 0.87
ROE
1.1%▲
2024 · 0.2%
ROA
0.9%▲
2024 · 0.1%
Interest coverage
4.25▲
2024 · 0.88
Debt
€12k▼
2024 · €37k
Debt ≤ 1 year
€12k▼
2024 · €37k
Income taxes
€753▲
2024 · €473
Staff costs
€60k▼
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€55k▼
Fixed assets21/28€11k€10k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€1k€1k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€3k€3k=
Current assets29/58€69k€46k▼
Stocks and contracts in progress3€5k€5k▲
Stocks30/36€5k€5k▲
Amounts receivable within one year40/41€6k€3k▼
Trade receivables40€6k€3k▼
Other amounts receivable41-€20
Cash at bank and in hand54/58€48k€36k▼
Deferred charges and accrued income490/1€10k€2k▼
Equity and liabilities
Total equity and liabilities10/49€80k€55k▼
Equity10/15€43k€43k▲
Contributions10/11€6k€6k=
Reserves13€36k€37k▲
Distributable reserves133€36k€37k▲
Amounts payable17/49€37k€12k▼
Amounts payable within one year42/48€37k€12k▼
Trade debts44€16k€6k▼
Suppliers440/4€16k€6k▼
Taxes, remuneration and social security45€19k€6k▼
Taxes450/3€13k€2k▼
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48€2k€823▼
Income statement
Code20242025
Remuneration, social security and pensions62€94k€60k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€96k€66k▼
Operating profit (loss)9901€-1k€2k▲
Financial income75/76B€2k€171▼
Recurring financial income75€2k€171▼
Financial charges65/66B€538€773▲
Recurring financial charges65€538€773▲
Profit (loss) for the period before taxes9903€569€1k▲
Income taxes67/77€473€753▲
Profit (loss) for the period9904€96€490▲
Profit (loss) for the period to be appropriated9905€96€490▲
Appropriation of the result
Profit (loss) to be appropriated9906€96€490▲
Transfer from equity791/2€3k-
Transfer to equity691/2€96€490▲
To other reserves6921€96€490▲
Profit to be distributed694/7€3k-
Return on contributions (dividend)694€3k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 3.72
Current ratio from 1.84 to 3.72; short-term debt falls from €37k to €12k.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €-841 ▼102%
Net result drops to €-841, the lowest in the series; recovery starts the following year.
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.49
Current ratio from 1.08 to 2.49; short-term debt falls from €36k to €25k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 32220 Heist-op-den-BergGround area
135 m²
Building footprint
195 m²
Volume, LiDAR
1,426 m³
Parcel 12014K0624/00Y000, Flanders · tallest building 14.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bergstraat 3, 2220 Heist-op-den-Berg
since 20082.168.692.445
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K0624/00Y000 | Flanders | 135 m² | 1 · 195 m² | 14.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 14,025 companies in sector 56301 we hold annual accounts for 4,892. 4,098 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2008
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.