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De Munck

Active Private limited companyfounded 2023active for 3 yearsZeedijk 308, 8430 MiddelkerkeKBO/BCE: BE 0801.247.417

Lifetime

3 annual accounts with figures on one time axis
peak €65,332 (2024)
€56,581▼ 13.4%
peak €42,726 (2024)
€40,665▼ 4.8%
peak €103,064 (2025)
€103,064▲ 65.2%
€10,668▼ 5.3%
Board1 name since 2023
Documentsfilings and deeds
10-04-2026112 days before the deadline
2025micro format
Gross margin from €65,332 to €56,581Equity from €62,399 to €103,064Investments €17,271Cash from €6,166 to €4,249

Key points

from the 2025 annual accounts

Equity

€103,064 ▲ 65.2%

De Munck has made a profit in every financial year since 2023.

Turnover

≈ €120,000 estimated

The micro format states no turnover.

Investments

€18,750 5.0 × depreciation
20232025

Green is investment, beige is depreciation.

Liquidity

9.22 was 6.38 in 2024

Short-term debts fell from €11,260 to €10,668.

Position in the sector

90.6%

Higher solvency than 91% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.

Checked score

89
Excellent
Financially stronger than 75% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Strong

100=equity 90.6% of total assets
55-2short-term debt 9.4% · cash 3.7%
100=return on assets 35.8%

Score breakdown

raises risk
Founded in 2023
Size: total assets €113,731
Liquidity: current ratio 9.22, cash €4,249
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 40% on liquidity, 88% on profitability and 86% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as De Munck has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of De Munck itself is lower: 0.3% within 12 months. It rests on far more data about De Munck than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for De Munck. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €9,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 9.22 (6.38 in 2024), above the usual 1.5. Short-term debt is 9.4% and cash 3.7% of total assets. 9.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €113,731
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 9.22, cash €4,249
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
112 days early
2024
43 days early
2023
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 52 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (3 of the last 3 accounts filed within 69 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

  • DE MUNCK Robert Michel Maria founderdeed of 02-05-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0801247417
Incorporation Founding capital of €4,000 · Founder: DE MUNCK Robert Michel Maria · Appointment: DE MUNCK Robert Michel Maria (director) · published on 02-05-2023 · Gazette deed
First establishment Zeedijk 308, Middelkerke
All 9 events

Comparable companies

same main activity, similar in size and age
Company
De Munck Middelkerke €113,731 €56,581 90.6% -
SAP PROJECTS Torhout €118,466 €61,458 80.5% -
JAKONSULT Zedelgem €107,811 €60,406 45.4% -
COGNETIX Bruges €123,312 €49,409 77.3% -
Conzult Deerlijk €109,772 €64,597 60.5% -
Lab 42 Mechelen €111,146 €60,128 84.4% -
7C Solutions Marche-en-Famenne €124,966 €61,463 91.1% -

These companies have the same main activity as De Munck: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €108,000 and €125,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 27-04-2023Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 1 other
Establishment unit
2.344.900.4678430 Middelkerke, since 27-04-2023
Financial year end
31 December
Peppol
Reachable since 18-06-2025
Company details

Annual accounts 2025

€113,731▲ 54.4%
Filing
Filed on 10-04-2026, 112 days before the end of the filing period
Financials

Insights on De Munck

De Munck files the micro format. That format states no turnover. The gross margin rose from €51,626 in 2023 to €56,581 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about De Munck

What is the company number of De Munck?
The company number of De Munck is 0801.247.417. The VAT number is the same number with BE in front: BE 0801.247.417.
Where is De Munck based?
The registered office is at Zeedijk 308, 8430 Middelkerke.Company details
What does De Munck do?
According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
What is the legal form of De Munck?
De Munck is a private limited company (BV).
When was De Munck founded?
De Munck was founded on 27-04-2023.
Is De Munck still active?
Yes, De Munck is an active enterprise in the KBO register.
What is the turnover of De Munck?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €56,581 and 45 comparable companies (NACE 711). It probably lies between €93,000 and €170,000.Financials
Is De Munck profitable?
In financial year 2025, De Munck made a profit of €40,665.
Where can I find the annual accounts of De Munck?
De Munck filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Munck due?
De Munck must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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