DE MOYE
ActiveDE MOYE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €595k and a net result of €66k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 95% of 4123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+3
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 11.23 against 8.88 in 2024; short-term debt: 8.8% and cash: 43% of total assets), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
2023
91 d late
2021
150 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€66k▲ 49.1%
2024 · €44k
2021: €61k
2023: €85k
2024: €44k
2021 → 2025
Working capital
€591k▲ 13.1%
2024 · €523k
2021: €320k
2023: €476k
2024: €523k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202320242025Trend
Equity€331k-€485k▲ 46.6%€529k▲ 9.1%€595k▲ 12.4%
Operating result€85k-€120k▲ 40.5%€54k▼ 55.2%€82k▲ 53.7%
Net result€61k-€85k▲ 40.1%€44k▼ 48.0%€66k▲ 49.1%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 54% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €653k
Fixed assets
€4k▼ 41.7%
Current assets
€649k▲ 10.1%
Equity and liabilities €653k
Equity
€595k▲ 12.4%
Debt
€58k▼ 13.8%
The debt ratio falls from 11.2% to 8.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€86k▲
2024 · €59k
Cash flow
€70k▲
2024 · €50k
Solvency
91.2%▲
2024 · 88.8%
Current ratio
11.23▲
2024 · 8.88
Quick ratio
11.05▲
2024 · 8.69
Debt / equity
0.10▼
2024 · 0.13
ROE
11.1%▲
2024 · 8.3%
ROA
10.1%▲
2024 · 7.4%
Interest coverage
106.71▼
2024 · 108.31
Debt
€58k▼
2024 · €67k
Debt ≤ 1 year
€58k▼
2024 · €66k
Income taxes
€26k▲
2024 · €18k
Staff costs
€40k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€596k€653k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€516€690▲
Furniture and vehicles24€7k€3k▼
Financial fixed assets28€174€174=
Current assets29/58€589k€649k▲
Stocks and contracts in progress3€12k€11k▼
Stocks30/36€12k€11k▼
Amounts receivable within one year40/41€9k€6k▼
Trade receivables40€1k€1k▲
Other amounts receivable41€8k€5k▼
Current investments50/53€300k€350k▲
Cash at bank and in hand54/58€266k€280k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€596k€653k▲
Equity10/15€529k€595k▲
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Reserves13€527k€593k▲
Distributable reserves133€527k€593k▲
Amounts payable17/49€67k€58k▼
Amounts payable after more than one year17€674-
Financial debts170/4€674-
Amounts payable within one year42/48€66k€58k▼
Current portion of amounts payable after more than one year42€4k€637▼
Trade debts44€38k€42k▲
Suppliers440/4€38k€42k▲
Taxes, remuneration and social security45€24k€15k▼
Taxes450/3€14k€5k▼
Remuneration and social security454/9€9k€10k▲
Other amounts payable47/48€1k€181▼
Income statement
Code20242025
Remuneration, social security and pensions62€39k€40k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€100k€128k▲
Operating profit (loss)9901€54k€82k▲
Financial income75/76B€9k€10k▲
Recurring financial income75€9k€10k▲
Financial charges65/66B€547€806▲
Recurring financial charges65€547€806▲
Profit (loss) for the period before taxes9903€62k€91k▲
Income taxes67/77€18k€26k▲
Profit (loss) for the period9904€44k€66k▲
Profit (loss) for the period to be appropriated9905€44k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€66k▲
Transfer to equity691/2€44k€66k▲
To other reserves6921€44k€66k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €44k ▼48%
Net result drops to €44k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €529k ▲9.1%
3 profitable years in a row build equity to €529k.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 91 days late
2023
31-12
Financial
Highest result since 2021net €85k ▲40.1%
Operating result €120k, net result €85k, both a record.
2022
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 150 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Penitentenstraat 549500 GeraardsbergenGround area
51 m²
Building footprint
46 m²
Volume, LiDAR
422 m³
Parcel 41018B0123/00A000, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KRANTENBOETIEK
since 19992.092.224.375
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41018B0123/00A000 | Flanders | 51 m² | 1 · 46 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteGeraardsbergen2.092.224.375
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PANDAVA
BE 0419.001.396
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DE SINJOOR
BE 0447.255.122
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Of 2,347 companies in sector 47621 we hold annual accounts for 1,246. 756 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-1999
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.