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DE MOYE

Active Private limited companyfounded 1999active for 27 yearsPenitentenstraat 54, 9500 GeraardsbergenKBO/BCE: BE 0466.828.732

Lifetime

4 annual accounts with figures on one time axis
peak €171,079 (2023)
€127,911▲ 28.3%
peak €85,038 (2023)
€65,858▲ 49.1%
peak €595,158 (2025)
€595,158▲ 12.4%
€57,760▼ 13.8%
peak 1 FTE (2021)
1 FTEunchanged
Board1 name since 2021
1 directorDE MOYE Yves
Documentsfilings and deeds
28-08-202628 days late
2025financial year
Gross margin from €99,672 to €127,911Result from €44,185 to €65,858Equity from €529,300 to €595,158

Key points

from the 2025 annual accounts

Turnover

≈ €730,000 estimated

The accounts state no turnover.

Filings

4 annual accounts 4 late
AprilJune31 JulyOctober20222024

The 2021 accounts came latest: 150 days after the end of the period.

Position in the sector

91.2%

Higher solvency than 95% of companies in retail trade. Sector median 36.2% · 5,069 companies.

Checked score

98
Excellent
Financially stronger than 82% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 91.2% of total assets
100+1short-term debt 8.8% · cash 43.0%
81+3return on assets 10.1%

Score breakdown

raises risk
Last filed accounts filed 28 days late; 2 of the last 3 accounts late
lowers risk
Liquidity: current ratio 11.23, cash €280,491
Equity €595,158 (91.2% of total assets)
Founded in 1999
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 74% on profitability and 64% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as DE MOYE has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of DE MOYE itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for DE MOYE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €55,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 11.23 (8.88 in 2024), above the usual 1.5. Short-term debt is 8.8% and cash 43% of total assets. 8.8% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 11.23, cash €280,491
NBB · annual accounts
raises risk · Last filed accounts filed 28 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Equity €595,158 (91.2% of total assets)
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
28 days late
2024
31 days late
2023
91 days late
2021
150 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 75 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 October (3 of the last 4 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DM
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0466828732
Change of role: DE MOYE Yves, from manager to director “De aankoop, verkoop en algemeen de kleinhandel in kranten, boeken, tijdschriften of andere publicaties, hetzij…” (deed in Dutch) · Legal-form conversion: from coöperatieve vennootschap met onbeperkte aansprakelijkheid to private limited company · General meeting of 14-12-2023 · Gazette deed
Capital decrease of €183,750 to €2,500 Capital from €186,250 to €2,500 · LAROY Claudine holds 96 shares · DE MOYE Yves holds 2 shares · General meeting of 04-01-2018 · Gazette deed
Incorporation published on 29-09-1999 · Gazette deed
All 12 events

Comparable companies

same main activity, similar in size and age
Company
DE MOYE Geraardsbergen €652,918 €127,911 91.2% 1
Kiosk Hoogstraten €551,947 €152,915 84.5% 0.7
OP DE LOGEN Geel €546,002 €94,088 33.9% 1
HYDROSTOP EUROPE Mortsel €588,211 €122,490 38.6% 1.6
STATION DRINKS DE LA HONNELLES Honnelles €769,509 €146,639 47.2% 1
JEMAFEM Aalst €913,414 €193,774 49.3% 1.5
1001 Boeken Kortrijk €650,826 €94,402 65.7% 1

These companies have the same main activity as DE MOYE: retail sale of newspapers and periodicals (NACE 47621). They are comparable in size and age: total assets between €546,000 and €913,000, founded between 1989 and 2007.

Official details

Source: KBO
Status
Active since 17-09-1999Normal situation
Activity
Retail sale of newspapers and periodicalsNACE 47621
Establishment unit
2.092.224.3759500 Geraardsbergen, since 17-09-1999
Financial year end
31 December
Peppol
Reachable since 03-10-2025
Company details

Annual accounts 2025

€652,918▲ 9.5%
Employeeson 31-12-2025
1=
Filing
Filed on 28-08-2026
Financials

Insights on DE MOYE

DE MOYE has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €595,158 and a net result of €65,858.

Equity has been growing by about 16% per year since 2021. Its solvency ranks better than 95% of 5,069 sector peers (NACE 47, financial year 2025).

The computed 12-month bankruptcy probability is 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DE MOYE

What is the company number of DE MOYE?
The company number of DE MOYE is 0466.828.732. The VAT number is the same number with BE in front: BE 0466.828.732.
Where is DE MOYE based?
The registered office is at Penitentenstraat 54, 9500 Geraardsbergen.Company details
What does DE MOYE do?
According to the KBO register, the main activity is retail sale of newspapers and periodicals (NACE 47621).
What is the legal form of DE MOYE?
DE MOYE is a private limited company (BV).
When was DE MOYE founded?
DE MOYE was founded on 17-09-1999.
Is DE MOYE still active?
Yes, DE MOYE is an active enterprise in the KBO register.
How many employees does DE MOYE have?
DE MOYE had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DE MOYE?
The turnover in financial year 2025 is ≈ €730,000. This figure is estimated from the gross margin of €127,911 and 160 comparable companies (NACE 47). It probably lies between €460,000 and €1.3m.
Is DE MOYE profitable?
In financial year 2025, DE MOYE made a profit of €65,858.
Where can I find the annual accounts of DE MOYE?
DE MOYE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE MOYE due?
DE MOYE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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