Financials
- Fiscal year
- 2024
- Total assets
- €13,438
- Profit
- €2,426
- Solvency
- 55.3%
DE LUCA IMMO
ActiveSummary
DE LUCA IMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7,426 and a net result of €2,426. Its solvency ranks better than 68% of 19384 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
1 site
Size
€13,438total assets 2024
- Equity
- €7,426
- Profit
- €2,426
Turnover not published (abridged schema)
Structure
Accounts filed 21 d late0 of 1 deed read
Why 70- Figures for FY 2024 (filed 25-08-2025)- Founded in 2024+ Sector Real estate activities (NACE 68)+ Liquidity: current ratio 2.24, cash €9,894Show the evidence
Checked score
Score 2024
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 78% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
80
equity 55.3% of total assets
Liquidity
78
short-term debt 44.7% · cash 73.6%
Profitability
83
return on assets 18.1%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 0.6%
03-2025: 0.6%● 0.0% vs 02-2025
04-2025: 0.7%▲ +3.1% vs 03-2025
05-2025: 0.7%▲ +5.8% vs 04-2025
06-2025: 0.7%▲ +5.5% vs 05-2025
07-2025: 0.8%▲ +13.0% vs 06-2025highest value
08-2025: 0.8%● 0.0% vs 07-2025highest value
09-2025: 0.1%▼ -84.0% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%▼ -1.5% vs 10-2025lowest value
12-2025: 0.1%▲ +0.8% vs 11-2025
01-2026: 0.1%▲ +4.5% vs 12-2025
02-2026: 0.1%▲ +2.1% vs 01-2026
03-2026: 0.1%▲ +3.5% vs 02-2026
04-2026: 0.2%▲ +5.4% vs 03-2026
05-2026: 0.2%▲ +5.1% vs 04-2026
06-2026: 0.2%▲ +1.2% vs 05-2026
07-2026: 0.2%▲ +7.8% vs 06-2026
08-2026: 0.3%▲ +80.4% vs 07-2026
09-2026: 0.4%▲ +31.3% vs 08-2026
10-2026: 0.8%▲ +95.8% vs 09-2026
- Figures for FY 2024 (filed 25-08-2025) raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 2.24, cash €9,894 lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.24; short-term debt: 44.7% and cash: 73.6% of total assets), and 44.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 68%, liquidity 85%, profitability 80%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 21 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 21-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased non-residential…NACE 68203
- Founded
- 01-02-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.