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De Loose Pieter

Active
Private limited companyfounded 2010active for 16 yearsBuffelstraat 4, 9240 Zele, BelgiumKBO/BCE: BE 0822.357.585

From the official registers: KBO 15 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

De Loose Pieter has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €353,900 and a net result of €77,752. Equity has been stable since 2018 (±0.4% per year). Its solvency ranks better than 89% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 18-01-2010 Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 5 others
Establishment unit
2.184.431.288 9240 Zele, since 18-01-2010
Financial year end
31 December
Peppol
Reachable since 18-11-2025

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€135,264
▼ 20.4%
Turnover
≈ €420,000
estimated
Profit
€77,752
▼ 15.8%
Equity
€353,900
▲ 18.9%
Total assets
€419,637
▲ 9.5%
Staff
0.3 FTE
▼ 25.0%
Filed on 24-06-2026, 37 days before the deadlineat the National Bank
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 5.42, cash €181,110Equity €353,900 (84.3% of total assets)Founded in 2010Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 82% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 84.3% of total assets
Liquidity 96+7
short-term debt 15.7% · cash 43.2%
Profitability 92-7
return on assets 18.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.42 (3.58 in 2024), above the usual 1.5. Short-term debt is 15.7% and cash 43.2% of total assets. 15.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 93% on liquidity, 78% on profitability and 66% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.42, cash €181,110
NBB · annual accounts
lowers risk · Equity €353,900 (84.3% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €353,900
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 days early
2024
36 days early
2023
146 days early
2022
13 days early
2021
17 days early
2020
39 days early
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 44 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 93% of companies in specialised constructionsector median €57,811 · 34,914 companies €353,900 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €77,752 8 years View

Comparable companies

These companies have the same main activity as De Loose Pieter: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €392,000 and €455,000, founded between 2007 and 2010.

CompanyTotal assetsGross margin
De Loose Pieter Zele€419,637€135,264
JMT Zulte€454,870€154,297
AIRCOWORLD-LEDWORLD Stekene€405,647€157,582
Air Cool Yannick Lier€439,343€139,779
SERVICE KOEL Rotselaar€417,114€124,564
LAMBERT S&O Chauffage-Sanitaire Hamois€413,999€134,849
SANITAIR EN VERWARMING LEFEVERE SIEGFRIED Houthulst€392,019€152,843
Full comparison

Documents

Annual accounts at the NBB

All 15 annual accounts

Articles and registers

Key facts about De Loose Pieter

What is the company number of De Loose Pieter?
The company number of De Loose Pieter is 0822.357.585. The VAT number is the same number with BE in front: BE 0822.357.585.
Where is De Loose Pieter based?
The registered office is at Buffelstraat 4, 9240 Zele.Company details
What does De Loose Pieter do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of De Loose Pieter?
The legal form of De Loose Pieter is Private limited company (BV).
When was De Loose Pieter founded?
De Loose Pieter was founded on 18-01-2010.
Is De Loose Pieter still active?
Yes, De Loose Pieter is an active enterprise in the KBO register.
How many employees does De Loose Pieter have?
De Loose Pieter had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of De Loose Pieter?
The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €135,264 and 87 comparable companies (NACE 432). It probably lies between €340,000 and €510,000.
Is De Loose Pieter profitable?
In financial year 2025, De Loose Pieter made a profit of €77,752.
Where can I find the annual accounts of De Loose Pieter?
De Loose Pieter filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of De Loose Pieter due?
De Loose Pieter must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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