DE LAET Patrick
ActiveDE LAET Patrick has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €41k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 4472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+47
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 4.33 against 2.75 in 2024), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.8%
Return on assets
17.5%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
19 d early
2023
83 d early
2022
12 d early
2021
79 d early
2020
74 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€183k▲ 28.5%
2024 · €143k
2018: €26k
2019: €44k
2020: €69k
2021: €110k
2022: €119k
2023: €128k
2024: €143k
2018 → 2025
Total assets
€233k▲ 6.4%
2024 · €219k
2018: €110k
2019: €173k
2020: €161k
2021: €301k
2022: €270k
2023: €241k
2024: €219k
2018 → 2025
Net result
€41k▲ 171%
2024 · €15k
2018: €8k
2019: €18k
2020: €25k
2021: €41k
2022: €10k
2023: €8k
2024: €15k
2018 → 2025
Working capital
€164k▲ 58.4%
2024 · €104k
2018: €-7k
2019: €-3k
2020: €37k
2021: €75k
2022: €80k
2023: €95k
2024: €104k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€119k▲ 8.7%€128k▲ 6.8%€143k▲ 11.8%€183k▲ 28.5%
Operating result€55k-€21k▼ 61.5%€18k▼ 13.0%€24k▲ 31.1%€54k▲ 122%
Net result€41k-€10k▼ 77.0%€8k▼ 14.1%€15k▲ 83.8%€41k▲ 171%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 122% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets
€19k▼ 66.2%
Current assets
€214k▲ 31.2%
Equity and liabilities €233k
Equity
€183k▲ 28.5%
Debt
€49k▼ 35.1%
The debt ratio falls from 34.8% to 21.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€93k▲
2024 · €62k
Cash flow
€79k▲
2024 · €53k
Solvency
78.8%▲
2024 · 65.2%
Current ratio
4.33▲
2024 · 2.75
Quick ratio
4.33▲
2024 · 2.75
Debt / equity
0.27▼
2024 · 0.53
ROE
22.2%▲
2024 · 10.5%
ROA
17.5%▲
2024 · 6.9%
Interest coverage
381.63▲
2024 · 19.97
Debt
€49k▼
2024 · €76k
Debt ≤ 1 year
€49k▼
2024 · €59k
Income taxes
€18k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€233k▲
Fixed assets21/28€56k€19k▼
Tangible fixed assets22/27€56k€19k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€30k€4k▼
Leasing and similar rights25€10k-
Other tangible fixed assets26€16k€13k▼
Current assets29/58€163k€214k▲
Amounts receivable within one year40/41€94k€138k▲
Trade receivables40€32k€28k▼
Other amounts receivable41€62k€110k▲
Cash at bank and in hand54/58€66k€73k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€219k€233k▲
Equity10/15€143k€183k▲
Contributions10/11€19k€19k=
Reserves13€124k€165k▲
Distributable reserves133€124k€165k▲
Amounts payable17/49€76k€49k▼
Amounts payable after more than one year17€17k-
Financial debts170/4€17k-
Amounts payable within one year42/48€59k€49k▼
Current portion of amounts payable after more than one year42€38k€17k▼
Trade debts44€13k€8k▼
Suppliers440/4€13k€8k▼
Taxes, remuneration and social security45€9k€25k▲
Taxes450/3€9k€25k▲
Income statement
Code20242025
Non-recurring operating income76A€16k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€39k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€198-
Gross operating margin9900€64k€95k▲
Operating profit (loss)9901€24k€54k▲
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€3k€242▼
Recurring financial charges65€3k€242▼
Profit (loss) for the period before taxes9903€22k€58k▲
Income taxes67/77€7k€18k▲
Profit (loss) for the period9904€15k€41k▲
Profit (loss) for the period to be appropriated9905€15k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€41k▲
Transfer to equity691/2€15k€41k▲
To other reserves6921€15k€41k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €183k ▲28.5%
8 profitable years in a row build equity to €183k.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €41k ▲66.2%
Operating result €55k, net result €41k, both a record.
30-09
Financial
Equity above €100kEq €110k ▲60.3%
4 profitable years in a row build equity to €110k.
15-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Asterstraat 148300 Knokke-HeistGround area
574 m²
Building footprint
217 m²
Volume, LiDAR
1,078 m³
Parcel 31013D0038/00X002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE LAET PATRICK
since 20042.149.615.218
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013D0038/00X002 | Flanders | 574 m² | 1 · 217 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D'HOOGE M TRANSPORT
BE 0882.139.279
Lievegem · Eq €183k
MAR@LAGO
BE 0867.518.807
Torhout · Eq €183k
RN-Agri
BE 0745.565.754
Wortegem-Petegem · Eq €183k
WISSTRANS
BE 0802.191.780
Namur · Eq €183k
D.V.W.TRANS
BE 0864.130.042
Dessel · Eq €183k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,085. 6,183 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2004
Fiscal year end30-09
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@de-laet-patrick.be
Phone:0475-63.69.05
Fax:015-63.56.35