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DE KLUYS

Active
Private limited companyfounded 20215 yrs activePierre Corneliskaai 40, 9300 Aalst, BelgiumKBO/BCE: BE 0769.873.063
Summary

DE KLUYS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €384,510 and a net result of €416,915. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 9341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability68▲+31
Solvency36▲+12
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity ample (current ratio 2.62 against 3.26 in 2024; short-term debt: 38.2% and cash: 12.2% of total assets), but 88.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
11.1%
Return on assets
12%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
2 d early
2023
18 d early
2022
5 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 April (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DE KLUYS was incorporated on 20 June 2021 as a Private limited company.1 Total assets rose from EUR 442,246 in 2022 to EUR 3.5 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€384,510
2024 · -€32,404
Total assets
€3.5m▲ 19.7%
2024 · €2.9m
Net result
€416,915
2024 · -€9,399
Working capital
€2.1m▲ 6.7%
2024 · €2.0m
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€15,482--€7,622▲ 50.8%-€9,217▼ 20.9%€512,876
Net result-€15,517below the sector's middle half--€7,789within the sector's middle half▲ 49.8%-€9,399within the sector's middle half▼ 20.7%€416,915above the sector's middle half
Equity-€15,217below the sector's middle half--€23,005below the sector's middle half▼ 51.2%-€32,404below the sector's middle half▼ 40.9%€384,510within the sector's middle half
Total assets€442,246within the sector's middle half-€1.3mwithin the sector's middle half▲ 190%€2.9mwithin the sector's middle half▲ 125%€3.5mwithin the sector's middle half▲ 19.7%
Debt€457,463-€1.3m▲ 186%€2.9m▲ 124%€3.1m▲ 5.3%
Working capital-€20,871within the sector's middle half-€731,750above the sector's middle half€2.0mabove the sector's middle half▲ 174%€2.1mabove the sector's middle half▲ 6.7%
Solvency-3.4%below the sector's middle half--1.8%below the sector's middle half▲ 1.6pp-1.1%below the sector's middle half▲ 0.7pp11.1%within the sector's middle half▲ 12.2pp
Current ratio0.79within the sector's middle half-2.32within the sector's middle half▲ 1.543.26above the sector's middle half▲ 0.942.62within the sector's middle half▼ 0.64
Return on assets (ROA)-3.5%below the sector's middle half--0.6%within the sector's middle half▲ 2.9pp-0.3%within the sector's middle half▲ 0.3pp12.0%above the sector's middle half▲ 12.4pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000€600,000Operating result 2022: -€15,482-€15,482Net result 2022: -€15,517-€15,517Operating result 2023: -€7,622-€7,622Net result 2023: -€7,789-€7,789Operating result 2024: -€9,217-€9,217Net result 2024: -€9,399-€9,399Operating result 2025: €512,876€512,876Net result 2025: €416,915€416,9152022202320242025-€200,000€0€200,000€400,000€600,000Operating result 2023: -€7,622-€7,620Net result 2023: -€7,789-€7,790Operating result 2024: -€9,217-€9,220Net result 2024: -€9,399-€9,400Operating result 2025: €512,876€513,000Net result 2025: €416,915€417,000202320242025
The operating result returns to profit in 2025: €512,876 after a loss of €9,217 in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €3.5m
Equity €384,510
Debt €3.1m
Debt finances 88.9% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Quick ratio
2.14▲
2024 · 0.48
Debt to equity
8.01▲
2024 · -90.30
ROE
108.4%
Debt ≤ 1 year
€1.3m▲
2024 · €887,145
Debt > 1 year
€1.8m▼
2024 · €2.0m
Income taxes
€128,080
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,684 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.3% went bankrupt
1.2% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.9m€3.5m▲
Current assets29/58€2.9m€3.5m▲
Stocks and contracts in progress3€2.5m€639,269▼
Stocks30/36€2.5m€639,269▼
Amounts receivable within one year40/41€115,437€145,099▲
Trade receivables40-€104,419
Other amounts receivable41€115,437€40,680▼
Current investments50/53-€2.3m
Cash at bank and in hand54/58€310,113€422,603▲
Deferred charges and accrued income490/1€2,744€0▼
Equity and liabilities
Total equity and liabilities10/49€2.9m€3.5m▲
Equity10/15-€32,404€384,510▲
Contributions10/11€300€300=
Reserves13-€384,210
Distributable reserves133-€384,210
Profit (loss) carried forward14-€32,704€0▲
Amounts payable17/49€2.9m€3.1m▲
Amounts payable after more than one year17€2.0m€1.8m▼
Financial debts170/4€2.0m€1.8m▼
Other amounts payable178/9€0-
Amounts payable within one year42/48€887,145€1.3m▲
Current portion of amounts payable after more than one year42€279,911€281,849▲
Trade debts44€122,648€389,253▲
Suppliers440/4€122,648€389,253▲
Taxes, remuneration and social security45-€67,346
Taxes450/3-€67,346
Other amounts payable47/48€484,586€584,586▲
Income statement Code20242025
Other operating charges640/8€3,735€531▼
Gross operating margin9900-€5,483€513,407▲
Operating profit (loss)9901-€9,217€512,876▲
Financial income75/76B€0€32,532▲
Recurring financial income75€0€32,532▲
Financial charges65/66B€182€413▲
Recurring financial charges65€182€413▲
Profit (loss) for the period before taxes9903-€9,399€544,994▲
Income taxes67/77-€128,080
Profit (loss) for the period9904-€9,399€416,915▲
Profit (loss) for the period to be appropriated9905-€9,399€416,915▲
Appropriation of the result
Profit (loss) to be appropriated9906-€32,704€384,210▲
Profit (loss) brought forward from the previous period14P-€23,305-€32,704▼
Transfer to equity691/2-€384,210
To other reserves6921-€384,210
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Other operating charges640/8€4,309€2,624€3,735€531▼ 85.8%
Gross operating margin9900-€11,173-€4,998-€5,483€513,407▲ 9,464%
Operating profit (loss)9901-€15,482-€7,622-€9,217€512,876▲ 5,664%
Financial income75/76B-€0€0€32,532-
Recurring financial income75-€0€0€32,532-
Financial charges65/66B€35€167€182€413▲ 127%
Recurring financial charges65€35€167€182€413▲ 127%
Profit (loss) for the period before taxes9903-€15,517-€7,789-€9,399€544,994▲ 5,898%
Income taxes67/77---€128,080-
Profit (loss) for the period9904-€15,517-€7,789-€9,399€416,915▲ 4,536%
Profit (loss) for the period to be appropriated9905-€15,517-€7,789-€9,399€416,915▲ 4,536%
Line2022202320242025Change
Assets
Total assets20/58€442,246€1.3m€2.9m€3.5m▲ 19.7%
Fixed assets21/28€365,853€0---
Tangible fixed assets22/27€365,853€0---
Assets under construction and advance payments27€365,853€0---
Current assets29/58€76,393€1.3m€2.9m€3.5m▲ 19.7%
Stocks and contracts in progress3-€1.2m€2.5m€639,269▼ 74.1%
Stocks30/36-€1.2m€2.5m€639,269▼ 74.1%
Amounts receivable within one year40/41€39,847€80,722€115,437€145,099▲ 25.7%
Trade receivables40---€104,419-
Other amounts receivable41€39,847€80,722€115,437€40,680▼ 64.8%
Current investments50/53---€2.3m-
Cash at bank and in hand54/58€36,546€30,268€310,113€422,603▲ 36.3%
Deferred charges and accrued income490/1--€2,744€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€442,246€1.3m€2.9m€3.5m▲ 19.7%
Equity10/15-€15,217-€23,005-€32,404€384,510▲ 1,287%
Contributions10/11€300€300€300€300=
Reserves13---€384,210-
Distributable reserves133---€384,210-
Profit (loss) carried forward14-€15,517-€23,305-€32,704€0▲ 100%
Amounts payable17/49€457,463€1.3m€2.9m€3.1m▲ 5.3%
Amounts payable after more than one year17€360,199€754,755€2.0m€1.8m▼ 13.8%
Financial debts170/4-€644,755€2.0m€1.8m▼ 13.8%
Other amounts payable178/9€360,199€110,000€0--
Amounts payable within one year42/48€97,264€552,912€887,145€1.3m▲ 49.1%
Current portion of amounts payable after more than one year42-€277,987€279,911€281,849▲ 0.7%
Trade debts44€97,264€74,925€122,648€389,253▲ 217%
Suppliers440/4€97,264€74,925€122,648€389,253▲ 217%
Taxes, remuneration and social security45---€67,346-
Taxes450/3---€67,346-
Other amounts payable47/48-€200,000€484,586€584,586▲ 20.6%
Line2022202320242025Change
Profit (loss) for the period9904-€15,517-€7,789-€9,399€416,915▲ 4,536%
Operating cash flow (approximation)-€15,517-€7,789-€9,399€416,915▲ 4,536%
Investment in fixed assets (approximation)-€365,853---
Change in cash--€6,278€279,845€112,489▼ 59.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Back to profitnet €416,915
Net result €416,915 after 3 loss-making years.
30-09
Financial Equity above €200,000Eq €384,510
Equity rises from -€32,404 to €384,510.
28-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Liquidity triplescurrent ratio 2.32
Current ratio from 0.79 to 2.32.
05-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1.6 ha
Building footprint
8,066 m²
Volume, LiDAR
83,249 m³
Parcel 41303D0740/00S000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
10 companies at this address See who is registered here
1 establishment unit
DE KLUYS
Pierre Corneliskaai 40, 9300 AalstReal estate development
since 20212.319.015.325
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41303D0740/00S000 Flanders 1.6 ha 1 · 8,066 m² 11.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. STERCK INVEST 100%
  2. DE KLUYS

Highest known parent: STERCK INVEST. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 9,698 companies in sector 68121 we hold annual accounts for 7,393. 4,980 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-06-2021
Fiscal year end30-09
Activities, NACEBEL 2025
68121Development of residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:0769873063
Also 9925:BE0769873063
Registered 16-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.