De Klokke
ActiveSummary
De Klokke has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4.59M and a net result of €248k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 82% of 638 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability16▼-67
Solvency100▲+1
Growth68▼-3
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 3.99 in 2023; short-term debt: 24% and cash: 32.6% of total assets), and 24% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76%
Return on assets
4.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
34 d early
2022
46 d early
2021
61 d early
2020
54 d early
2019
64 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Turnover
€501k▼ 7.0%
2023 · €538k
2018: €377k
2019: €375k
2020: €349k
2021: €343k
2022: €457k
2023: €538k
2018 → 2024
EBIT margin
-82.2%▼ 128.2pp
2023 · 46.0%
2018: 12.9%
2019: -4.8%
2020: 11.7%
2021: 9.8%
2022: 27.8%
2023: 46.0%
2018 → 2024
Net result
€248k▼ 4.7%
2023 · €260k
2018: €64k
2019: €-9k
2020: €37k
2021: €28k
2022: €116k
2023: €260k
2018 → 2024
Working capital
€2.08M▼ 21.2%
2023 · €2.64M
2018: €1.23M
2019: €1.27M
2020: €1.35M
2021: €1.42M
2022: €1.50M
2023: €2.64M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€349k-€343k▼ 1.8%€457k▲ 33.1%€538k▲ 17.8%€501k▼ 7.0%
Equity€2.37M-€2.40M▲ 1.4%€2.52M▲ 4.7%€4.35M▲ 72.9%€4.59M▲ 5.6%
Operating result€41k-€34k▼ 17.5%€127k▲ 278%€248k▲ 95.1%€-411k
Net result€37k-€28k▼ 24.4%€116k▲ 320%€260k▲ 124%€248k▼ 4.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €411k after €248k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.04M
Fixed assets
€2.51M ▲ 7.5%
Current assets
€3.53M ▲ 0.1%
Equity and liabilities €6.04M
Equity
€4.59M ▲ 5.6%
Debt
€1.45M ▼ 4.4%
Debt's share of the balance-sheet total falls from 25.8% to 24.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-358k▼
2023 · €327k
Cash flow
€301k▼
2023 · €339k
Current ratio
2.44▼
2023 · 3.99
Debt to equity
0.31▼
2023 · 0.35
ROE
5.4%▼
2023 · 6.0%
ROA
4.1%▼
2023 · 4.4%
Interest coverage
-18.07▼
2023 · 21.59
Debt ≤ 1 year
€1.45M▲
2023 · €884k
Debt > 1 year
€0▼
2023 · €629k
Staff costs
€3.92M▲
2023 · €3.43M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 64 lines
Balance sheet
Code20232024
Assets
Total assets20/58€5.86M€6.04M▲
Fixed assets21/28€2.34M€2.51M▲
Tangible fixed assets22/27€2.04M€2.21M▲
Land and buildings22€1.60M€954k▼
Plant, machinery and equipment23€41k€46k▲
Furniture and vehicles24€19k€70k▲
Other tangible fixed assets26€92k€92k=
Assets under construction and advance payments27€280k€1.05M▲
Financial fixed assets28€300k€300k=
Other financial fixed assets284/8€300k€300k=
Shares284€300k€300k=
Current assets29/58€3.53M€3.53M▲
Amounts receivable within one year40/41€222k€281k▲
Trade receivables40€106k€109k▲
Other amounts receivable41€116k€172k▲
Current investments50/53€2.30M€1.26M▼
Cash at bank and in hand54/58€962k€1.97M▲
Deferred charges and accrued income490/1€39k€21k▼
Equity and liabilities
Total equity and liabilities10/49€5.86M€6.04M▲
Equity10/15€4.35M€4.59M▲
Contributions10/11-€3.13M
Capital10-€3.13M
Reserves13€748k€835k▲
Profit (loss) carried forward14€453k€614k▲
Investment grants15€20k€17k▼
Amounts payable17/49€1.51M€1.45M▼
Amounts payable after more than one year17€629k€0▼
Other amounts payable178/9€629k€0▼
Amounts payable within one year42/48€884k€1.45M▲
Trade debts44€134k€612k▲
Suppliers440/4€134k€612k▲
Taxes, remuneration and social security45€672k€757k▲
Taxes450/3€45k€46k▲
Remuneration and social security454/9€628k€711k▲
Income statement
Code20232024
Operating income70/76A€4.27M€5.01M▲
Turnover70€538k€501k▼
Other operating income74€67k€96k▲
Operating charges60/66A€4.03M€5.43M▲
Goods for resale, raw materials and consumables60€105k€165k▲
Purchases600/8€105k€165k▲
Services and other goods61€388k€525k▲
Remuneration, social security and pensions62€3.43M€3.92M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€53k▼
Other operating charges640/8€27k€28k▲
Non-recurring operating charges66A-€736k
Operating profit (loss)9901€248k€-411k▼
Financial income75/76B€28k€680k▲
Recurring financial income75€28k€51k▲
Income from financial fixed assets750€2k€3k▲
Income from current assets751€26k€48k▲
Other financial income752/9€311€41▼
Non-recurring financial income76B-€629k
Financial charges65/66B€16k€21k▲
Recurring financial charges65€16k€21k▲
Debt charges650€15k€20k▲
Other financial charges652/9€962€862▼
Profit (loss) for the period before taxes9903€260k€248k▼
Profit (loss) for the period9904€260k€248k▼
Profit (loss) for the period to be appropriated9905€260k€248k▼
Appropriation of the result
Profit (loss) to be appropriated9906€453k€700k▲
Profit (loss) brought forward from the previous period14P€193k€453k▲
From contributions791-€263k
To contributions691-€350k
Social balance
Average headcount (FTE)908751.753.1▲
The notes to these accounts (44 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
05-08
State Gazette act
Appointment: NV Callens Vandelanotte (statutory auditor)Permanent representative: Mathias Roef · Reappointments: Luc Vermeiren (director) and Marc Schouppe (director)6 facts ▸
State Gazette act
Appointment: NV Callens Vandelanotte (statutory auditor)
Permanent representative: Mathias Roef · Reappointments: Luc Vermeiren (director) and Marc Schouppe (director)6 facts ▸
- General meeting, 11/02/2026
- Auditor appointment, NV Callens Vandelanotte (statutory auditor)
- Permanent representative, Mathias Roef
- General meeting, 20/05/2026
- Director reappointment, Luc Vermeiren (director)
- Director reappointment, Marc Schouppe (director)
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €260k ▲124%
Operating result €248k, net result €260k, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
27-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 270 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 13 acts read
About the unread acts
Of the 13 Belgian State Gazette acts we know for this company, 1 has been read. The other 12 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Marc Schouppe
CurrentDirector · since 20-05-2026
Vermeiren Luc
CurrentDirector · since 20-05-2026
20-05-2026
Marc Schouppe: Mandate renewed as Director
20-05-2026
Vermeiren Luc: Mandate renewed as Director
Not every act has been read: a resignation may be missing here
12 of this company's 13 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2015
Ground area
5,990 m²
Building footprint
1,718 m²
Volume, LiDAR
6,851 m³
Parcel 46444D0764/00H002, Flanders · tallest building 35.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Klokke
since 20152.237.029.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46444D0764/00H002 | Flanders | 5,990 m² | 1 · 1,718 m² | 35.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| CALLENS VANDELANOTTECurrent Statutory auditor · represented by Mathias Roef | 05-08-2026 → present |
Structure & network
Connections & network
1 connected companyLinked via shared directors
via Vermeiren Luc · Director
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 4,158,402 EUR awarded · 4,158,402 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 235,195 EUR | 235,195 EUR |
| 2024 | 2 | 258,939 EUR | 258,939 EUR |
| 2023 | 2 | 482,196 EUR | 482,196 EUR |
| 2022 | 3 | 3,182,072 EUR | 3,182,072 EUR |
Schemes
Persoonsvolgend budget voor personen met een handicap (PVB)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Niklaas2.237.029.242
Care and welfare
5 services · 2 liveDe Klokke
MDT-Centrum voor ambulante revalidatie Het Roer
De Klokke
De Klokke
Show 1 more services
De Klokke
Quality registration as a provider
1 live approvalQuality registration as a provider
Dual-learning approval
1 endedLogistiek helper in de zorginstellingen (so)
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Of 38 companies in sector 87304 we hold annual accounts for 25. 18 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded14-11-2014
Fiscal year end31-12
Activities, NACEBEL 2025
87304Residential care activities
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.