DE KLOK
ActiveDE KLOK has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.40M and a net result of €601k. Equity is growing by ~46.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 103 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency87=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.56 in 2024; short-term debt: 31% and cash: 3.7% of total assets), and 38% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62%
Return on assets
26.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 11
Relative position
BE, all sectors
reference
Sector 11
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
100 d early
2024
133 d early
2023
57 d early
2022
20 d early
2021
61 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.40M▲ 41.8%
2024 · €988k
2018: €16k
2019: €-2k
2020: €113k
2021: €262k
2022: €422k
2023: €582k
2024: €988k
2018 → 2025
Total assets
€2.26M▲ 40.9%
2024 · €1.61M
2018: €506k
2019: €447k
2020: €639k
2021: €631k
2022: €1.06M
2023: €1.16M
2024: €1.61M
2018 → 2025
Net result
€601k▲ 47.7%
2024 · €407k
2018: €44k
2019: €-18k
2020: €115k
2021: €149k
2022: €160k
2023: €160k
2024: €407k
2018 → 2025
Working capital
€1.01M▲ 30.9%
2024 · €771k
2018: €-6k
2019: €189k
2020: €189k
2021: €337k
2022: €459k
2023: €465k
2024: €771k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€262k-€422k▲ 61.1%€582k▲ 38.0%€988k▲ 69.7%€1.40M▲ 41.8%
Operating result€220k-€245k▲ 10.9%€244k▼ 0.4%€588k▲ 142%€834k▲ 41.8%
Net result€149k-€160k▲ 7.5%€160k▲ 0.1%€407k▲ 154%€601k▲ 47.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.26M
Fixed assets
€552k▲ 62.9%
Current assets
€1.71M▲ 35.0%
Equity and liabilities €2.26M
Equity
€1.40M▲ 41.8%
Provisions
€1k▼ 16.7%
Debt
€859k▲ 39.6%
The debt ratio falls from 38.4% to 38.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€921k▲
2024 · €664k
Cash flow
€687k▲
2024 · €482k
Solvency
62.0%▲
2024 · 61.6%
Current ratio
2.44▼
2024 · 2.56
Quick ratio
1.81▼
2024 · 2.08
Debt / equity
0.61▼
2024 · 0.62
ROE
42.9%▲
2024 · 41.1%
ROA
26.6%▲
2024 · 25.3%
Interest coverage
100.45▲
2024 · 92.00
Debt
€859k▲
2024 · €616k
Debt ≤ 1 year
€700k▲
2024 · €495k
Debt > 1 year
€159k▲
2024 · €121k
Income taxes
€245k▲
2024 · €192k
Staff costs
€545k▼
2024 · €581k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.61M€2.26M▲
Fixed assets21/28€339k€552k▲
Intangible fixed assets21€50k€56k▲
Tangible fixed assets22/27€279k€486k▲
Plant, machinery and equipment23€79k€92k▲
Furniture and vehicles24€130k€331k▲
Other tangible fixed assets26€70k€63k▼
Financial fixed assets28€10k€10k=
Current assets29/58€1.27M€1.71M▲
Amounts receivable after more than one year29€306k€209k▼
Other amounts receivable291€306k€209k▼
Stocks and contracts in progress3€236k€441k▲
Stocks30/36€236k€441k▲
Amounts receivable within one year40/41€651k€936k▲
Trade receivables40€614k€730k▲
Other amounts receivable41€37k€206k▲
Cash at bank and in hand54/58€60k€84k▲
Deferred charges and accrued income490/1€14k€39k▲
Equity and liabilities
Total equity and liabilities10/49€1.61M€2.26M▲
Equity10/15€988k€1.40M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€926k€1.34M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€4k€256k▲
Distributable reserves133€916k€1.08M▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€1k€1k▼
Deferred taxes168€1k€1k▼
Amounts payable17/49€616k€859k▲
Amounts payable after more than one year17€121k€159k▲
Financial debts170/4€121k€159k▲
Amounts payable within one year42/48€495k€700k▲
Current portion of amounts payable after more than one year42€37k€117k▲
Trade debts44€296k€438k▲
Suppliers440/4€296k€438k▲
Taxes, remuneration and social security45€162k€145k▼
Taxes450/3€97k€53k▼
Remuneration and social security454/9€65k€92k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€581k€545k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€87k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€1.25M€1.47M▲
Operating profit (loss)9901€588k€834k▲
Financial income75/76B€16k€21k▲
Recurring financial income75€10k€21k▲
Non-recurring financial income76B€6k€0▼
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€597k€845k▲
Transfer from deferred taxes780€911€228▼
Income taxes67/77€192k€245k▲
Profit (loss) for the period9904€407k€601k▲
Transfer from tax-exempt reserves789€0€683▲
Transfer to tax-exempt reserves689-€253k
Profit (loss) for the period to be appropriated9905€407k€349k▼
Appropriation of the result
Profit (loss) to be appropriated9906€407k€349k▼
Transfer from equity791/2-€188k
Transfer to equity691/2€407k€349k▼
To other reserves6921€407k€349k▼
Profit to be distributed694/7-€188k
Return on contributions (dividend)694-€188k
Social balance
Average headcount (FTE)908713.111.7▼
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €601k ▲47.7%
Operating result €834k, net result €601k, both a record.
31-12
Financial
Equity above €1MEq €1.40M ▲41.8%
6 profitable years in a row build equity to €1.40M.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €582k ▲38%
4 profitable years in a row build equity to €582k.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 3.10
Current ratio from 1.48 to 3.10; short-term debt falls from €392k to €160k.
31-12
Financial
Equity above €200kEq €262k ▲132%
2 profitable years in a row build equity to €262k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €115k
Net result €115k after one loss-making year.
31-12
Financial
Equity above €100kEq €113k
Equity rises from €-2k to €113k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €-18k ▼140%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 184 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 2 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wanzelesteenweg 73A9260 WichelenGround area
1,496 m²
Building footprint
1,147 m²
Volume, LiDAR
7,358 m³
2 parcels, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
DE KLOK
since 20052.148.651.057
DE KLOK
since 20102.188.272.488
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42020B0532/00B002 | Flanders | 1,280 m² | 1 · 996 m² | 11.4 m · 2 fl. |
| 42020D0124/00N012 | Flanders | 215 m² | 1 · 151 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 4,141 EUR awarded · 3,991 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,570 EUR | 2,420 EUR |
| 2024 | 1 | 1,571 EUR | 1,571 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteWichelen2.148.651.057
Similar companies · same sector, comparable size
NEYCKEN'S PRODUCT SA
BE 0418.213.817
Dison · Eq €1.43M
F.X. DE BEUKELAER – ELIXIR D’ANVERS
BE 0428.760.190
Antwerpen · Eq €1.31M
RADERMACHER DISTILLERIE
BE 0472.170.660
Raeren · Eq €1.30M
The Owl Distillery
BE 0867.330.745
Liège · Eq €2.14M
RUBBENS GEBROEDERS
BE 0418.306.758
Wichelen · Eq €2.30M
Of 274 companies in sector 11010 we hold annual accounts for 121. 35 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-11-2002
Fiscal year end31-12
Activities, NACEBEL
11010Manufacture of beverages
15910
47252Retail sale of beverages, general range
52250Logistics services
46349Wholesale of beverages, general range
47279Other retail sale of food
47299Retail trade
51340
52272
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.