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DE KLAVER

Active
Private limited companyfounded 20224 years activeRoeselaarsestraat 25, 8890 Moorslede, BelgiumKBO/BCE: BE 0788.258.325
Summary

The computed 12-month bankruptcy probability of DE KLAVER is 2.7% (moderate). The 2025 annual accounts show negative equity (-€57,313) and a net result of -€69,416. Equity is shrinking by ~244.4% per year across the filed fiscal years. Its solvency ranks better than 21% of 1,321 sector peers (NACE 96, fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Other personal services
NACE 96999Personal service activities NACE 96910
#7 employer in Moorslede1 site
Size
€670,559total assets 2025
Staff
39.1 FTE
Equity
-€57,313
Loss
-€69,416
Turnover not published (abridged schema)
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Structure
Accounts 30 days early0 of 2 deeds read
Why 49- 1 change of registered office in 24 months- Negative equity -€57,313- Size: 39.1 FTE, total assets €670,559+ Figures for FY 2025 (filed 01-07-2026)Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 10% of its sector peers (NACE 96, small)
Financial strength · tick = 2024
Weak
Solvency 16-11
equity -8.5% of total assets
Liquidity 41-5
short-term debt 58.8% · cash 17.2%
Profitability 6-48
return on assets -10.4%
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (348 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.2%▼ -0.1 percentage points vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025lowest value 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 2.9%▲ +1.6 percentage points vs 04-2025 06-2025: 2.8%▼ -0.1 percentage points vs 05-2025 07-2025: 2.9%▲ +0.1 percentage points vs 06-2025 08-2025: 2.2%▼ -0.7 percentage points vs 07-2025 09-2025: 2.2%● unchanged vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 1.9%▼ -0.3 percentage points vs 02-2026 04-2026: 2.1%▲ +0.2 percentage points vs 03-2026 05-2026: 2.7%▲ +0.6 percentage points vs 04-2026 06-2026: 2.7%● unchanged vs 05-2026 07-2026: 2.9%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 2.7%▼ -0.2 percentage points vs 07-2026 09-2026: 2.7%● unchanged vs 08-2026 10-2026: 2.7%● unchanged vs 09-2026
No credit on open account
Liquidity short (current ratio 0.43 against 0.48 in 2024; short-term debt: 58.8% and cash: 17.2% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, small): better than 8% on solvency, 21% on liquidity, 10% on profitability and 1% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Negative equity -€57,313
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 01-07-2026)
NBB · annual accounts
raises risk · Size: 39.1 FTE, total assets €670,559
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€57,313
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
30 days early
2024
23 days early
2023
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 20 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€69,416
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€57,313 View
  • Caution: From profit to loss in 2025after €10,249 in 2024 -€69,416 View
  • Caution: Among the weakest 5% on net resultsector median €5,236 · 1,317 companies -€69,416 View
  • Flemish supportawarded 2023 - 2025 €2.9m View

By topic

Financials

Fiscal year
2025
Total assets
€670,559
Loss
-€69,416
Solvency
-8.5%
Total assets▼ 5.4%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 25-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other personal servicesNACE 96999
Founded
05-07-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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