De Kessel
ActiveDe Kessel has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €46k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 907 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+25
Solvency69▼-7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 2.08 in 2024), but 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
10.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
18 d late
2023
29 d late
2022
30 d late
2021
20 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€148k▼ 7.9%
2024 · €161k
2018: €65k
2019: €38k
2020: €79k
2021: €87k
2022: €107k
2023: €137k
2024: €161k
2018 → 2025
Total assets
€451k▼ 4.2%
2024 · €470k
2018: €392k
2019: €438k
2020: €450k
2021: €425k
2022: €422k
2023: €476k
2024: €470k
2018 → 2025
Net result
€46k▲ 88.5%
2024 · €24k
2018: €21k
2019: €-27k
2020: €40k
2021: €8k
2022: €20k
2023: €30k
2024: €24k
2018 → 2025
Working capital
€122k▼ 20.5%
2024 · €154k
2018: €59k
2019: €23k
2020: €62k
2021: €80k
2022: €111k
2023: €168k
2024: €154k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€107k▲ 23.4%€137k▲ 27.6%€161k▲ 17.7%€148k▼ 7.9%
Operating result€18k-€37k▲ 98.3%€58k▲ 59.1%€43k▼ 26.7%€87k▲ 104%
Net result€8k-€20k▲ 153%€30k▲ 45.6%€24k▼ 18.3%€46k▲ 88.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 104% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €451k
Fixed assets
€167k▼ 4.1%
Current assets
€284k▼ 4.2%
Equity and liabilities €451k
Equity
€148k▼ 7.9%
Debt
€302k▼ 2.2%
The debt ratio rises from 65.8% to 67.1%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€103k▲
2024 · €57k
Cash flow
€61k▲
2024 · €39k
Solvency
32.9%▼
2024 · 34.2%
Current ratio
1.76▼
2024 · 2.08
Quick ratio
1.76▼
2024 · 2.08
Debt / equity
2.04▲
2024 · 1.92
ROE
30.8%▲
2024 · 15.0%
ROA
10.1%▲
2024 · 5.1%
Interest coverage
5.33▼
2024 · 6.77
Debt
€302k▼
2024 · €309k
Debt ≤ 1 year
€162k▲
2024 · €142k
Debt > 1 year
€141k▼
2024 · €167k
Income taxes
€22k▲
2024 · €10k
Staff costs
€12k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€470k€451k▼
Fixed assets21/28€174k€167k▼
Tangible fixed assets22/27€174k€167k▼
Land and buildings22€170k€156k▼
Plant, machinery and equipment23€4k€10k▲
Current assets29/58€296k€284k▼
Amounts receivable within one year40/41€296k€284k▼
Trade receivables40€57k€103k▲
Other amounts receivable41€239k€181k▼
Equity and liabilities
Total equity and liabilities10/49€470k€451k▼
Equity10/15€161k€148k▼
Contributions10/11€19k€19k=
Reserves13€142k€130k▼
Distributable reserves133€142k€130k▼
Amounts payable17/49€309k€302k▼
Amounts payable after more than one year17€167k€141k▼
Financial debts170/4€167k€141k▼
Amounts payable within one year42/48€142k€162k▲
Current portion of amounts payable after more than one year42€48k€33k▼
Financial debts43€13k€19k▲
Credit institutions430/8€13k€19k▲
Trade debts44€68k€20k▼
Suppliers440/4€68k€20k▼
Taxes, remuneration and social security45€14k€33k▲
Taxes450/3€11k€33k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48-€57k
Income statement
Code20242025
Remuneration, social security and pensions62€29k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€4k€6k▲
Non-recurring operating charges66A€85€88▲
Gross operating margin9900€91k€121k▲
Operating profit (loss)9901€43k€87k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€8k€19k▲
Recurring financial charges65€8k€19k▲
Profit (loss) for the period before taxes9903€34k€68k▲
Income taxes67/77€10k€22k▲
Profit (loss) for the period9904€24k€46k▲
Profit (loss) for the period to be appropriated9905€24k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€46k▲
Transfer from equity791/2-€58k
Transfer to equity691/2€24k€46k▲
To other reserves6921€24k€46k▲
Profit to be distributed694/7-€58k
Return on contributions (dividend)694-€58k
Social balance
Average headcount (FTE)90870.81.0▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €46k ▲88.5%
Operating result €87k, net result €46k, both a record.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 18 days late
2024
31-12
Financial
Equity above €150kEq €161k ▲17.7%
5 profitable years in a row build equity to €161k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Equity above €100kEq €107k ▲23.4%
3 profitable years in a row build equity to €107k.
20-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 20 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-27k ▼226%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bekkevoort · 1 establishment unit since 1966
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Tiensebaan 313460 BekkevoortGround area
2,739 m²
Building footprint
423 m²
Volume, LiDAR
1,872 m³
2 parcels, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Oude Tiensebaan 34, 3460 Bekkevoort
since 19662.000.525.921
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24008A0264/00W002 | Flanders | 1,812 m² | 1 · 224 m² | 8.0 m · 1 fl. |
| 24008A0265/00F006 | Flanders | 927 m² | 1 · 199 m² | 9.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,186 companies in sector 77399 we hold annual accounts for 709. 503 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
71340
77399Renting and leasing of other machinery, equipment and tangible goods
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.