DE KEGEL CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €256k and a net result of €23k. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 8018 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
27 d late
2024
70 d late
2023
8 d early
2022
24 d late
2021
86 d late
2020
89 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€256k▲ 33.6%
2024 · €191k
2018: €68k
2019: €96k
2020: €113k
2021: €145k
2022: €177k
2023: €199k
2024: €191k
2018 → 2025
Net result
€23k
2024 · €-8k
2018: €23k
2019: €28k
2020: €16k
2021: €32k
2022: €32k
2023: €22k
2024: €-8k
2018 → 2025
Total assets
€374k▲ 19.8%
2024 · €313k
2018: €243k
2019: €256k
2020: €262k
2021: €291k
2022: €321k
2023: €355k
2024: €313k
2018 → 2025
Solvency
68.2%▲ 7.0pp
2024 · 61.2%
2018: 28.0%
2019: 37.7%
2020: 43.1%
2021: 49.9%
2022: 55.1%
2023: 56.1%
2024: 61.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€177k▲ 21.8%€199k▲ 12.7%€191k▼ 4.0%€256k▲ 33.6%
Operating result€49k-€47k▼ 3.5%€35k▼ 25.9%€-4k€31k
Net result€32k-€32k▼ 2.5%€22k▼ 29.1%€-8k€23k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €374k
Fixed assets
€230k▼ 0.6%
Current assets
€145k▲ 77.5%
Equity and liabilities €374k
Equity
€256k▲ 33.6%
Debt
€119k▼ 1.9%
The debt ratio falls from 38.8% to 31.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
68.2%▲
2024 · 61.2%
ROE
8.9%▲
2024 · -4.1%
ROA
6.0%▲
2024 · -2.5%
Debt
€119k▼
2024 · €121k
Debt ≤ 1 year
€106k▼
2024 · €113k
Debt > 1 year
€13k▲
2024 · €8k
Income taxes
€4k▲
2024 · €207
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€313k€374k▲
Fixed assets21/28€231k€230k▼
Tangible fixed assets22/27€2k€371▼
Furniture and vehicles24€2k€371▼
Financial fixed assets28€229k€229k=
Current assets29/58€82k€145k▲
Amounts receivable within one year40/41€82k€137k▲
Trade receivables40€33k€128k▲
Other amounts receivable41€49k€9k▼
Cash at bank and in hand54/58€13€8k▲
Equity and liabilities
Total equity and liabilities10/49€313k€374k▲
Equity10/15€191k€256k▲
Contributions10/11€25k€25k=
Reserves13€174k€231k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€172k€228k▲
Profit (loss) carried forward14€-8k-
Amounts payable17/49€121k€119k▼
Amounts payable after more than one year17€8k€13k▲
Financial debts170/4€8k€13k▲
Amounts payable within one year42/48€113k€106k▼
Current portion of amounts payable after more than one year42€17k€16k▼
Trade debts44€22k€7k▼
Suppliers440/4€22k€7k▼
Taxes, remuneration and social security45€61k€79k▲
Taxes450/3€19k€29k▲
Remuneration and social security454/9€43k€50k▲
Other amounts payable47/48€12k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-1k€34k▲
Operating profit (loss)9901€-4k€31k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-8k€27k▲
Income taxes67/77€207€4k▲
Profit (loss) for the period9904€-8k€23k▲
Profit (loss) for the period to be appropriated9905€-8k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€23k▲
Transfer to equity691/2€0€23k▲
To other reserves6921€0€23k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-12
Financial
Equity above €200kEq €256k ▲33.6%
Equity rises from €191k to €256k.
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Weakest financial yearnet €-8k ▼135%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Equity above €150kEq €177k ▲21.8%
5 profitable years in a row build equity to €177k.
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 86 days late
2021
31-12
Financial
Highest result since 2018net €32k ▲97.3%
Operating result €49k, net result €32k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
31-12
Financial
Equity above €100kEq €113k ▲17%
3 profitable years in a row build equity to €113k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pedestraat 861602 Sint-Pieters-LeeuwGround area
182 m²
Building footprint
105 m²
Volume, LiDAR
683 m³
Parcel 23089A0063/00P002, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE KEGEL CONSULT
since 20162.259.891.350
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23089A0063/00P002 | Flanders | 182 m² | 1 · 105 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,676 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.