DE JOLIE
ActiveDE JOLIE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €455k and a net result of €11k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent▲ +29 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+12
Solvency82▼-3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.34 in 2024), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
1.7%
Age of the figures
18 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
37 d early
2023
1 d early
2022
25 d early
2021
37 d early
2020
22 d early
2019
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€455k▲ 2.5%
2024 · €443k
2019: €83k
2020: €172k
2021: €230k
2022: €300k
2023: €464k
2024: €443k
2019 → 2025
Total assets
€647k▲ 11.6%
2024 · €579k
2019: €311k
2020: €295k
2021: €297k
2022: €402k
2023: €663k
2024: €579k
2019 → 2025
Net result
€11k
2024 · €-21k
2019: €72k
2020: €90k
2021: €59k
2022: €71k
2023: €164k
2024: €-21k
2019 → 2025
Working capital
€38k▼ 18.2%
2024 · €46k
2019: €83k
2020: €172k
2021: €182k
2022: €242k
2023: €22k
2024: €46k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€230k-€300k▲ 30.5%€464k▲ 54.4%€443k▼ 4.4%€455k▲ 2.5%
Operating result€78k-€98k▲ 25.1%€204k▲ 109%€-20k€11k
Net result€59k-€71k▲ 21.3%€164k▲ 131%€-21k€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €20k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €647k
Fixed assets
€417k▲ 4.9%
Current assets
€229k▲ 26.2%
Equity and liabilities €647k
Equity
€455k▲ 2.5%
Debt
€192k▲ 41.2%
The debt ratio rises from 23.5% to 29.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€63k▲
2024 · €30k
Cash flow
€63k▲
2024 · €30k
Solvency
70.3%▼
2024 · 76.5%
Current ratio
1.20▼
2024 · 1.34
Quick ratio
0.62▲
2024 · 0.51
Debt / equity
0.42▲
2024 · 0.31
ROE
2.5%▲
2024 · -4.6%
ROA
1.7%▲
2024 · -3.5%
Interest coverage
361.85▲
2024 · 111.72
Debt
€192k▲
2024 · €136k
Debt ≤ 1 year
€192k▲
2024 · €136k
Income taxes
€234▲
2024 · €229
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€579k€647k▲
Fixed assets21/28€398k€417k▲
Tangible fixed assets22/27€398k€417k▲
Plant, machinery and equipment23€163k€199k▲
Furniture and vehicles24€56k€41k▼
Other tangible fixed assets26€179k€177k▼
Current assets29/58€182k€229k▲
Stocks and contracts in progress3€113k€111k▼
Stocks30/36€113k€111k▼
Amounts receivable within one year40/41€29k€8k▼
Trade receivables40€18k€1k▼
Other amounts receivable41€12k€7k▼
Cash at bank and in hand54/58€37k€108k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€579k€647k▲
Equity10/15€443k€455k▲
Contributions10/11€12k€12k=
Reserves13€452k€452k=
Distributable reserves133€452k€452k=
Profit (loss) carried forward14€-21k€-9k▲
Amounts payable17/49€136k€192k▲
Amounts payable within one year42/48€136k€192k▲
Trade debts44€6k€57k▲
Suppliers440/4€6k€57k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€378€2k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€127k€129k▲
Income statement
Code20242025
Remuneration, social security and pensions62€-4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€52k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€28k€64k▲
Operating profit (loss)9901€-20k€11k▲
Financial income75/76B€419€431▲
Recurring financial income75€419€431▲
Financial charges65/66B€272€174▼
Recurring financial charges65€272€174▼
Profit (loss) for the period before taxes9903€-20k€12k▲
Income taxes67/77€229€234▲
Profit (loss) for the period9904€-21k€11k▲
Profit (loss) for the period to be appropriated9905€-21k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-9k▲
Profit (loss) brought forward from the previous period14P-€-21k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-21k ▼113%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €164k ▲131%
Operating result €204k, net result €164k, both a record.
2022
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €200kEq €230k ▲33.5%
3 profitable years in a row build equity to €230k.
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Equity above €150kEq €172k ▲107%
2 profitable years in a row build equity to €172k.
2019
13-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plockroy 73670 OudsbergenGround area
6.0 ha
Building footprint
989 m²
Volume, LiDAR
5,894 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
DE JOLIE
since 20182.275.351.566
De Jolie
since 20202.304.859.659
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72036B0262/00L000 | Flanders | 5.9 ha | 1 · 712 m² | 10.8 m · 2 fl. |
| 13024C0152/00H000 | Flanders | 569 m² | 1 · 277 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 3,840 EUR awarded · 3,840 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 3,840 EUR | 3,840 EUR |
Schemes
Niet-productieve investeringssteun land- en tuinbouwers
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Of 1,948 companies in sector 01430 we hold annual accounts for 739. 458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2018
Fiscal year end31-03
Activities, NACEBEL
01430Raising of horses and other equines
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.