Result
€13,734 €13,734
Back in profit in 2025, after a loss of €139,612 in 2024.
DE JAGER
Lifetime
19 annual accounts with figures on one time axis, 48 filings since 1977peak €28.2m (2017)
€22.3m▲ 5.2%
lowest -€143,696 (2020)
€13,734▲ €153,346
peak €2.4m (2007)
€2.2m▲ 0.1%
€4.9m▼ 3.3%
peak 48.4 FTE (2013)
40.2 FTE▼ 6.7%
Board4 names since 2005
-
Owners2 names in the annual accounts
Documentsfilings and deeds
17-07-202614 days before the deadline
2025financial year
Back to profit: €13,734Cash from €724,430 to €434,805
Key points
from the 2025 annual accountsSecurities
€2.2m
Mortgages, new in 2025. 1.0 times equity · not in the 2024 accounts.
Staff
45 employees on 31-12-2025
In 2025, 723 short contracts started and 724 ended, on average 84 hours worked per contract. Staff averaged 40 full-time equivalents. On top of that, 2.2 agency workers worked there on average.
Filings
48 annual accounts since 1977
The 2019 accounts came 77 days late. The other nine of the last ten were filed on time.
Position in the sector
40.2 FTE
More staff than 83% of companies in wholesale trade. Sector median 10.4 FTE · 5,033 companies.
Public support
€100,835 awarded from 2022 to 2025
Flemish support, mostly Investeringssteun en andere maatregelen.
Checked score
83
Excellent
Financially stronger than 35% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.48, cash €434,805
Size: turnover €22.3m, 40.2 FTE, total assets €7.1m
lowers risk
Founded in 1972
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 35% of them on solvency, 24% on liquidity, 30% on profitability and 50% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as DE JAGER has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DE JAGER itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for DE JAGER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €170,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.48 (1.5 in 2024), below the usual 1.5. Short-term debt is 61.1% and cash 6.1% of total assets. 69.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
15 days early
2023
13 days early
2022
33 days early
2021
19 days early
2020
29 days early
2019
77 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0412563071
Reappointment: BV V.VAN PRAET BEDRIJFSREVISOR (statutory auditor)
General meeting of 13-07-2026 · Gazette deed
Change of role: DE WEERDT Alec, from director to sole director
“De vennootschap haar doel is aan haar aandeelhouders een rechtstreeks of onrechtstreeks vermogensvoordeel uit…” (deed in Dutch) · BLUEFIN holds all the shares · Name clause: DE JAGER · General meeting of 27-10-2023 · Gazette deed
New statutory auditor
BV V. VAN PRAET BEDRIJFSREVISOR appointed, BV Finvision Bedrijfsrevisoren Antwerpen resigned · Director discharge: BV Finvision Bedrijfsrevisoren Antwerpen · General meeting of 01-09-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DE JAGER Antwerp | €22.3m | 0.4% | 30.4% | 40.2 |
| Verbiest Antwerp | €21.8m | 6.6% | 11.1% | 34.7 |
| VISBEDRIJF QUISQUATER & CO Dendermonde | €32.5m | 1.6% | 47.7% | 43 |
| ALFA FISH Brecht | €32.8m | 19.6% | 97.7% | 58.4 |
| PITTMAN SEAFOODS Bruges | €49.9m | 3.5% | 59.5% | 26.7 |
| LOBSTER FISH Deerlijk | €48.2m | 5.6% | 60.1% | 29 |
| GRANDES MAREES Brussels | €12.7m | -1.6% | 56.5% | 16.8 |
Grey: the largest companies of the sector (wholesale trade (NACE 46)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as DE JAGER: wholesale trade (NACE 46323). They are comparable in size and age: total assets between €4.2m and €19m, founded between 1970 and 1997.
Official details
Source: KBO- Status
- Active since 07-07-1972Normal situation
- Activity
- Wholesale tradeNACE 46323and 2 others
- Joint committees
- 119Food trade
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.007.438.9522020 Antwerp, since 01-11-1972
- 2.227.422.1838300 Knokke-Heist, since 04-03-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €7.1m▼ 2.4%
- Employeeson 31-12-2025
- 45▼ 2.2%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on DE JAGER
DE JAGER has existed since 1972. Turnover grew from €14.4m in 2007 to €22.3m in 2025.
BLUEFIN holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DE JAGER
- What is the company number of DE JAGER?
- The company number of DE JAGER is 0412.563.071. The VAT number is the same number with BE in front: BE 0412.563.071.
- Where is DE JAGER based?
- The registered office is at Kielsbroek 21, 2020 Antwerp.Company details
- What does DE JAGER do?
- According to the KBO register, the main activity is wholesale trade (NACE 46323).
- What is the legal form of DE JAGER?
- DE JAGER is a public limited company (NV).
- When was DE JAGER founded?
- DE JAGER was founded on 07-07-1972.
- Is DE JAGER still active?
- Yes, DE JAGER is an active enterprise in the KBO register.
- How many employees does DE JAGER have?
- DE JAGER had an average of 40.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DE JAGER fall under?
- In its 2025 annual accounts, DE JAGER states joint committees 119 (Food trade) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of DE JAGER?
- The turnover of DE JAGER was €22.3m in financial year 2025, according to the filed annual accounts.
- Is DE JAGER profitable?
- In financial year 2025, DE JAGER made a profit of €13,734.
- Where can I find the annual accounts of DE JAGER?
- DE JAGER filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DE JAGER due?
- DE JAGER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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