DE JAGER
ActiveDE JAGER has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.16M and a net result of €14k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+8
Solvency55=
Growth48=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.5 in 2024; short-term debt: 61.1% and cash: 6.1% of total assets), and 69.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.4%
Return on assets
0.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
15 d early
2023
13 d early
2022
33 d early
2021
19 d early
2020
29 d early
2019
77 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€22.30M▲ 5.2%
2024 · €21.19M
2018: €19.65M
2019: €18.96M
2020: €13.73M
2021: €15.89M
2022: €22.78M
2023: €22.01M
2024: €21.19M
2018 → 2025
EBIT margin
0.4%▲ 0.8pp
2024 · -0.5%
2018: 3.4%
2019: 0.8%
2020: -0.7%
2021: 1.8%
2022: 2.5%
2023: 2.0%
2024: -0.5%
2018 → 2025
Net result
€14k
2024 · €-140k
2018: €390k
2019: €94k
2020: €-144k
2021: €201k
2022: €399k
2023: €307k
2024: €-140k
2018 → 2025
Working capital
€2.10M▼ 3.6%
2024 · €2.18M
2018: €787k
2019: €1.33M
2020: €1.11M
2021: €1.40M
2022: €1.89M
2023: €2.32M
2024: €2.18M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€15.89M-€22.78M▲ 43.3%€22.01M▼ 3.4%€21.19M▼ 3.7%€22.30M▲ 5.2%
Equity€1.63M-€2.02M▲ 23.7%€2.31M▲ 14.6%€2.16M▼ 6.6%€2.16M▲ 0.1%
Operating result€290k-€563k▲ 93.8%€447k▼ 20.6%€-101k€78k
Net result€201k-€399k▲ 98.8%€307k▼ 23.0%€-140k€14k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €78k after a loss of €101k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.11M
Fixed assets
€664k▼ 6.6%
Current assets
€6.45M▼ 1.9%
Equity and liabilities €7.11M
Equity
€2.16M▲ 0.1%
Provisions
€11k▼ 26.6%
Debt
€4.94M▼ 3.3%
The debt ratio falls from 70.1% to 69.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€239k▲
2024 · €119k
Cash flow
€174k▲
2024 · €80k
Solvency
30.4%▲
2024 · 29.7%
Current ratio
1.48▼
2024 · 1.50
Quick ratio
1.19▼
2024 · 1.21
Debt / equity
2.28▼
2024 · 2.36
ROE
0.6%▲
2024 · -6.5%
ROA
0.2%▲
2024 · -1.9%
Interest coverage
4.39▲
2024 · 3.36
Debt
€4.94M▼
2024 · €5.11M
Debt ≤ 1 year
€4.35M▼
2024 · €4.39M
Debt > 1 year
€393k▼
2024 · €521k
Income taxes
€1,000▼
2024 · €1k
Staff costs
€2.48M▼
2024 · €2.56M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.29M€7.11M▼
Fixed assets21/28€711k€664k▼
Intangible fixed assets21-€11k
Tangible fixed assets22/27€646k€587k▼
Land and buildings22€261k€236k▼
Plant, machinery and equipment23€288k€248k▼
Furniture and vehicles24€96k€103k▲
Financial fixed assets28€65k€66k▲
Other financial fixed assets284/8€65k€66k▲
Amounts receivable and cash guarantees285/8€65k€66k▲
Current assets29/58€6.57M€6.45M▼
Stocks and contracts in progress3€1.25M€1.29M▲
Stocks30/36€1.25M€1.29M▲
Goods purchased for resale34€1.25M€1.29M▲
Amounts receivable within one year40/41€4.54M€4.67M▲
Trade receivables40€3.32M€3.31M▼
Other amounts receivable41€1.21M€1.36M▲
Cash at bank and in hand54/58€724k€435k▼
Deferred charges and accrued income490/1€65k€60k▼
Equity and liabilities
Total equity and liabilities10/49€7.29M€7.11M▼
Equity10/15€2.16M€2.16M▲
Contributions10/11€500k€500k=
Capital10€500k€500k=
Issued capital100€500k€500k=
Reserves13€1.61M€1.63M▲
Non-distributable reserves130/1€79k€79k=
Legal reserve130€50k€50k=
Reserves not available under the articles1311€29k€29k=
Tax-exempt reserves132€107k€107k=
Distributable reserves133€1.43M€1.44M▲
Investment grants15€47k€34k▼
Provisions and deferred taxes16€16k€11k▼
Deferred taxes168€16k€11k▼
Amounts payable17/49€5.11M€4.94M▼
Amounts payable after more than one year17€521k€393k▼
Financial debts170/4€521k€393k▼
Credit institutions173€521k€393k▼
Amounts payable within one year42/48€4.39M€4.35M▼
Current portion of amounts payable after more than one year42€125k€128k▲
Financial debts43€318k€281k▼
Credit institutions430/8€318k€281k▼
Trade debts44€3.40M€3.48M▲
Suppliers440/4€3.40M€3.48M▲
Taxes, remuneration and social security45€532k€460k▼
Taxes450/3€160k€149k▼
Remuneration and social security454/9€372k€311k▼
Other amounts payable47/48€22k€0▼
Accrued charges and deferred income492/3€193k€200k▲
Income statement
Code20242025
Operating income70/76A€21.31M€22.45M▲
Turnover70€21.19M€22.30M▲
Other operating income74€123k€155k▲
Operating charges60/66A€21.41M€22.37M▲
Goods for resale, raw materials and consumables60€15.45M€16.15M▲
Purchases600/8€15.40M€16.19M▲
Change in stocks: decrease (increase)609€52k€-35k▼
Services and other goods61€3.15M€3.54M▲
Remuneration, social security and pensions62€2.56M€2.48M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€219k€161k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-5k€-73k▼
Other operating charges640/8€36k€116k▲
Operating profit (loss)9901€-101k€78k▲
Financial income75/76B€17k€13k▼
Recurring financial income75€17k€13k▼
Income from current assets751€110€49▼
Other financial income752/9€17k€13k▼
Financial charges65/66B€59k€81k▲
Recurring financial charges65€59k€81k▲
Debt charges650€35k€54k▲
Other financial charges652/9€24k€26k▲
Profit (loss) for the period before taxes9903€-143k€11k▲
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€1k€1,000▼
Taxes670/3€1k€1k▲
Tax adjustments and reversals of tax provisions77-€154
Profit (loss) for the period9904€-140k€14k▲
Profit (loss) for the period to be appropriated9905€-140k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-140k€14k▲
Transfer from equity791/2€140k€0▼
From reserves792€140k€0▼
Transfer to equity691/2€0€14k▲
To other reserves6921€0€14k▲
Social balance
Average headcount (FTE)908743.140.2▼
The notes to these accounts (75 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
General meeting · Auditor reappointmentGeneral meeting · Auditor reappointment2 facts ▸
State Gazette act
General meeting · Auditor reappointment
General meeting · Auditor reappointment2 facts ▸
- General meeting, 2026-07-13
- Auditor reappointment, commissaris, 3 boekjaren (31/12/2026 tot 31/12/2028)
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €399k ▲98.8%
Net result €399k, the highest in the series.
31-12
Financial
Equity above €2MEq €2.02M ▲23.7%
2 profitable years in a row build equity to €2.02M.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €201k
Net result €201k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-144k ▼253%
Net result drops to €-144k, the lowest in the series; recovery starts the following year.
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 77 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1972
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kielsbroek 212020 AntwerpenGround area
5,080 m²
Building footprint
2,186 m²
Volume, LiDAR
14,516 m³
2 parcels, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Kielsbroek 21, 2020 Antwerpen
since 19722.007.438.952
De Klerckstraat 41, 8300 Knokke-Heist
since 20142.227.422.183
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2652/00K000 | Flanders | 4,758 m² | 1 · 2,063 m² | 10.1 m · 2 fl. |
| 31333H0600/00M011 | Flanders | 322 m² | 1 · 122 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| V. Van Praet BedrijfsrevisorCurrent Statutory auditor · represented by Vincent Van Praet | 13-07-2026 → present |
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 100,835 EUR awarded · 82,266 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,369 EUR | 27,588 EUR |
| 2024 | 1 | 9,596 EUR | 9,596 EUR |
| 2023 | 3 | 62,270 EUR | 32,269 EUR |
| 2022 | 2 | 27,600 EUR | 12,813 EUR |
Schemes
Investeringssteun en andere maatregelen
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Call groene stroom (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.007.438.952
Similar companies · same sector, comparable size
Galana Seafood
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GRANDES MAREES
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Aquamarine Seafood
BE 0673.844.548
Antwerpen · Eq €2.01M
SIX FUMAISON
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Haerts-Moeyaert
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Of 232 companies in sector 46323 we hold annual accounts for 156. 89 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-07-1972
Fiscal year end31-12
Activities, NACEBEL
46323Wholesale trade
51381
51392
46170Agents in the wholesale of food, beverages and tobacco
46392Non-specialised wholesale
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.