DE JAGER
ActiveSummary
The computed 12-month bankruptcy probability of DE JAGER is 2.6% (moderate). The 2025 annual accounts show equity of €4k and a net result of €2k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 14% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▲+49
Solvency35▼-24
Growth35▲+13
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
59 d early
2024
30 d early
2023
106 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€114k▲ 101%
2024 · €57k
2023: €231k
2024: €57k
2023 → 2025
EBIT margin
1.9%▲ 3.3pp
2024 · -1.4%
2023: 1.6%
2024: -1.4%
2023 → 2025
Net result
€2k
2024 · €-919
2023: €3k
2024: €-919
2023 → 2025
Working capital
€4k▲ 97.4%
2024 · €2k
2023: €3k
2024: €2k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€231k-€57k▼ 75.4%€114k▲ 101%
Equity€4k-€3k▼ 24.3%€4k▲ 55.9%
Operating result€4k-€-814€2k
Net result€3k-€-919€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €814 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €43k
Equity
€4k ▲ 55.9%
Debt
€38k ▲ 589%
Debt's share of the balance-sheet total rises from 66.0% to 89.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▲
2024 · €-183
Cash flow
€2k▲
2024 · €-288
Current ratio
1.12▼
2024 · 1.41
Debt to equity
8.59▲
2024 · 1.94
ROE
35.9%▲
2024 · -32.0%
ROA
3.7%▲
2024 · -10.9%
Interest coverage
33.87▲
2024 · -1.74
Debt ≤ 1 year
€38k▲
2024 · €6k
Income taxes
€460
Staff costs
€507▼
2024 · €648
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8k€43k▲
Fixed assets21/28€603-
Intangible fixed assets21€603-
Current assets29/58€8k€43k▲
Amounts receivable within one year40/41€3k€26k▲
Trade receivables40€2k€24k▲
Other amounts receivable41€664€2k▲
Cash at bank and in hand54/58€5k€17k▲
Equity and liabilities
Total equity and liabilities10/49€8k€43k▲
Equity10/15€3k€4k▲
Contributions10/11€1k€1k=
Outside capital11€1k€1k=
Other1109/19€1k€1k=
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€6k€38k▲
Amounts payable within one year42/48€6k€38k▲
Trade debts44€4k€21k▲
Suppliers440/4€4k€21k▲
Taxes, remuneration and social security45€852€460▼
Taxes450/3€852€460▼
Other amounts payable47/48€1k€17k▲
Income statement
Code20242025
Turnover70€57k€114k▲
Goods, raw materials, services and sundry goods60/61€54k€109k▲
Remuneration, social security and pensions62€648€507▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€631€603▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€2k€5k▲
Operating profit (loss)9901€-814€2k▲
Financial income75/76B€1€7▲
Recurring financial income75€1€7▲
Financial charges65/66B€105€81▼
Recurring financial charges65€105€81▼
Profit (loss) for the period before taxes9903€-919€2k▲
Income taxes67/77-€460
Profit (loss) for the period9904€-919€2k▲
Profit (loss) for the period to be appropriated9905€-919€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€3k▲
Profit (loss) brought forward from the previous period14P€3k€2k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-919 ▼133%
Net result drops to €-919, the lowest in the series; recovery starts the following year.
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Vaerenberghstraat 202600 AntwerpenGround area
101 m²
Building footprint
76 m²
Volume, LiDAR
606 m³
Parcel 11003A0129/00Y002, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DE JAGER
since 20222.339.268.529
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0129/00Y002 | Flanders | 101 m² | 1 · 76 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MVL & Co
BE 1007.896.811
Zoersel · Eq €4,452
AC BELGIUM
BE 0679.815.293
Ittre · Eq €4,569
Ets Declercq
BE 0753.749.683
Halle · Eq €4,368
OM TECHNICS
BE 1023.734.040
Beringen · Eq €4,577
Steven Verschelden
BE 1026.045.511
Nazareth-De Pinte · Eq €4,632
Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 1,021 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43350Other building finishing work
43410Roofing work
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.