DE IJSBEER
ActiveDE IJSBEER has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.65M and a net result of €-43k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 67% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability24▲+9
Solvency79▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 2.1 in 2023; short-term debt: 18.8% and cash: 40.5% of total assets), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.9%
Return on assets
-1.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-43k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
29 d late
2022
38 d early
2021
47 d late
2020
36 d early
2019
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.65M▼ 2.5%
2023 · €1.69M
2018: €531k
2019: €1.14M
2020: €1.25M
2021: €1.40M
2022: €1.78M
2023: €1.69M
2018 → 2024
Total assets
€3.05M▼ 1.5%
2023 · €3.10M
2018: €1.19M
2019: €2.04M
2020: €2.04M
2021: €2.36M
2022: €3.33M
2023: €3.10M
2018 → 2024
Net result
€-43k▲ 54.6%
2023 · €-95k
2018: €295k
2019: €846k
2020: €212k
2021: €230k
2022: €559k
2023: €-95k
2018 → 2024
Working capital
€664k▲ 3.6%
2023 · €641k
2018: €-124k
2019: €898k
2020: €1.19M
2021: €1.52M
2022: €671k
2023: €641k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.25M-€1.40M▲ 12.6%€1.78M▲ 27.0%€1.69M▼ 5.3%€1.65M▼ 2.5%
Operating result€292k-€328k▲ 12.3%€776k▲ 137%€-67k€-32k▲ 52.7%
Net result€212k-€230k▲ 8.5%€559k▲ 143%€-95k€-43k▲ 54.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2024 against €67k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.05M
Fixed assets
€1.81M▼ 3.4%
Current assets
€1.24M▲ 1.4%
Equity and liabilities €3.05M
Equity
€1.65M▼ 2.5%
Provisions
€432k▼ 3.6%
Debt
€973k▲ 1.3%
The debt ratio rises from 31.0% to 31.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€32k▲
2023 · €-3k
Cash flow
€21k▲
2023 · €-31k
Solvency
53.9%▼
2023 · 54.5%
Current ratio
2.16▲
2023 · 2.10
Quick ratio
2.16▲
2023 · 2.10
Debt / equity
0.59▲
2023 · 0.57
ROE
-2.6%▲
2023 · -5.6%
ROA
-1.4%▲
2023 · -3.1%
Interest coverage
0.86▲
2023 · -0.07
Debt
€973k▲
2023 · €961k
Debt ≤ 1 year
€574k▼
2023 · €580k
Debt > 1 year
€193k▼
2023 · €210k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.10M€3.05M▼
Fixed assets21/28€1.88M€1.81M▼
Tangible fixed assets22/27€1.88M€1.81M▼
Land and buildings22€1.88M€1.81M▼
Current assets29/58€1.22M€1.24M▲
Amounts receivable within one year40/41€223€3k▲
Other amounts receivable41€223€3k▲
Cash at bank and in hand54/58€1.22M€1.24M▲
Equity and liabilities
Total equity and liabilities10/49€3.10M€3.05M▼
Equity10/15€1.69M€1.65M▼
Contributions10/11€322k€322k=
Capital10€322k€322k=
Issued capital100€322k€322k=
Revaluation surpluses12€89k€89k=
Reserves13€1.89M€1.84M▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€1.27M€1.22M▼
Distributable reserves133€615k€615k=
Profit (loss) carried forward14€-609k€-607k▲
Provisions and deferred taxes16€448k€432k▼
Deferred taxes168€448k€432k▼
Amounts payable17/49€961k€973k▲
Amounts payable after more than one year17€210k€193k▼
Financial debts170/4€210k€193k▼
Amounts payable within one year42/48€580k€574k▼
Current portion of amounts payable after more than one year42€17k€17k=
Trade debts44€93k€87k▼
Suppliers440/4€93k€87k▼
Other amounts payable47/48€471k€471k=
Accrued charges and deferred income492/3€171k€206k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€64k=
Other operating charges640/8€42k€1k▼
Gross operating margin9900€38k€33k▼
Operating profit (loss)9901€-67k€-32k▲
Financial income75/76B€0€10k▲
Recurring financial income75€0€10k▲
Financial charges65/66B€44k€37k▼
Recurring financial charges65€44k€37k▼
Profit (loss) for the period before taxes9903€-111k€-59k▲
Transfer from deferred taxes780€16k€16k=
Profit (loss) for the period9904€-95k€-43k▲
Transfer from tax-exempt reserves789€45k€45k=
Profit (loss) for the period to be appropriated9905€-50k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-609k€-607k▲
Profit (loss) brought forward from the previous period14P€-560k€-609k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-95k ▼117%
Net result drops to €-95k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 47 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Highest result since 2018net €846k ▲187%
Operating result €1.02M, net result €846k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.30
Current ratio from 0.80 to 2.30.
31-12
Financial
Equity above €1MEq €1.14M ▲115%
2 profitable years in a row build equity to €1.14M.
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 43 days late
2017
09-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 70 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 1972
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meulestraat 99520 Sint-Lievens-HoutemGround area
3,514 m²
Building footprint
1,019 m²
Volume, LiDAR
4,923 m³
Parcel 41007A0236/00D000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE YSBEER
since 19722.007.294.244
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41007A0236/00D000 | Flanders | 3,514 m² | 1 · 1,019 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COMPTOIR IMMOBILIER DES TRANSACTIONS ET DES INVESTISSEMENTS
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BEPAK
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Meise · Eq €1.65M
DROOGLOODS
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SAKE
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Borghof Invest
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,491 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-06-1972
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
78100Employment placement agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.