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DE HOUTROOS

Active
Private limited companyfounded 199035 yrs activeOudenaardsesteenweg 893, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 0442.266.550
Summary

DE HOUTROOS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €379,433 and a net result of €5,772. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 93% of 21938 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Retail sale of antiques
NACE 47791Retail sale of household furniture NACE 47551NACE 47591
1 site
Size
€431,586total assets 2025
Staff
1 FTE
Equity
€379,433
Profit
€5,772
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 61 d late0 of 2 deeds read
Why 92- Latest accounts 61 days late; 3 of the last 3 late+ Liquidity: current ratio 8.19, cash €243,389+ Equity €379,433 (87.9% of total assets)+ Founded in 1990Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 87.9% of total assets
Liquidity 99-1
short-term debt 12.1% · cash 56.4%
Profitability 60-24
return on assets 1.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -4.4% vs 12-2024 02-2025: 0.1%▲ +0.8% vs 01-2025 03-2025: 0.1%▼ -0.8% vs 02-2025 04-2025: 0.1%▼ -0.8% vs 03-2025 05-2025: 0.1%▲ +1.5% vs 04-2025 06-2025: 0.1%▼ -3.8% vs 05-2025lowest value 07-2025: 0.1%▲ +9.4% vs 06-2025 08-2025: 0.2%▲ +36.7% vs 07-2025 09-2025: 0.2%▲ +15.3% vs 08-2025 10-2025: 0.3%▲ +39.7% vs 09-2025 11-2025: 0.3%▲ +5.6% vs 10-2025 12-2025: 0.5%▲ +70.0% vs 11-2025 01-2026: 1.5%▲ +172% vs 12-2025highest value 02-2026: 1.5%● 0.0% vs 01-2026highest value 03-2026: 0.3%▼ -80.1% vs 02-2026 04-2026: 0.3%▼ -2.0% vs 03-2026 05-2026: 0.3%▼ -2.7% vs 04-2026 06-2026: 0.3%▼ -8.1% vs 05-2026 07-2026: 0.3%▲ +3.1% vs 06-2026 08-2026: 0.3%▲ +29.7% vs 07-2026 09-2026: 0.4%▲ +14.0% vs 08-2026 10-2026: 0.2%▼ -58.8% vs 09-2026
  • Latest accounts 61 days late; 3 of the last 3 late raises the probability
  • Liquidity: current ratio 8.19, cash €243,389 lowers the probability
  • Equity €379,433 (87.9% of total assets) lowers the probability
  • Founded in 1990 lowers the probability for this profile
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 8.19 against 10.42 in 2024; short-term debt: 12.1% and cash: 56.4% of total assets), and 12.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 96%, profitability 42%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 61 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 8.19, cash €243,389
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €379,433 (87.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €379,433
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
61 d late
2024
191 d late
2023
65 d late
2022
60 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 67 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €51,528 ▲1,437%

Key points

  • Positive: Among the best 7% on equitysector median €41,626 · 21,977 companies €379,433 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 d View
  • Active since 1990founded 21-12-1990 35 years View

By topic

Financials

Fiscal year
2025
Total assets
€431,586
Profit
€5,772
Solvency
87.9%
Total assets▲ 4.5%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 07-02-2026Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of antiquesNACE 47791
Founded
21-12-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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