DE GROOTE HANS - CHOCOLATERIE
ActiveDE GROOTE HANS - CHOCOLATERIE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.00M and a net result of €126k. Equity is shrinking by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 10331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 2.18 in 2024; short-term debt: 15.8% and cash: 6.1% of total assets), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
10.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
10 d early
2023
42 d early
2022
3 d early
2021
20 d early
2020
1 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.00M▲ 2.0%
2024 · €984k
2019: €1.64M
2020: €1.70M
2021: €1.52M
2022: €1.12M
2023: €1.13M
2024: €984k
2019 → 2025
Total assets
€1.20M▼ 2.5%
2024 · €1.23M
2019: €1.70M
2020: €1.77M
2021: €1.56M
2022: €1.15M
2023: €1.23M
2024: €1.23M
2019 → 2025
Net result
€126k▼ 10.4%
2024 · €141k
2019: €141k
2020: €108k
2021: €-32k
2022: €-11k
2023: €124k
2024: €141k
2019 → 2025
Working capital
€375k▲ 32.2%
2024 · €284k
2019: €1.50M
2020: €1.56M
2021: €1.19M
2022: €414k
2023: €394k
2024: €284k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.52M-€1.12M▼ 26.1%€1.13M▲ 0.7%€984k▼ 12.9%€1.00M▲ 2.0%
Operating result€-29k-€-10k▲ 65.4%€148k€205k▲ 38.8%€189k▼ 7.8%
Net result€-32k-€-11k▲ 65.8%€124k€141k▲ 13.2%€126k▼ 10.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€632k▼ 9.9%
Current assets
€563k▲ 7.5%
Equity and liabilities €1.20M
Equity
€1.00M▲ 2.0%
Debt
€192k▼ 20.7%
The debt ratio falls from 19.8% to 16.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€286k▼
2024 · €308k
Cash flow
€223k▼
2024 · €244k
Solvency
83.9%▲
2024 · 80.2%
Current ratio
2.99▲
2024 · 2.18
Quick ratio
2.65▲
2024 · 1.95
Debt / equity
0.19▼
2024 · 0.25
ROE
12.6%▼
2024 · 14.3%
ROA
10.5%▼
2024 · 11.5%
Interest coverage
27.71▼
2024 · 38.09
Debt
€192k▼
2024 · €242k
Debt ≤ 1 year
€188k▼
2024 · €241k
Income taxes
€55k▼
2024 · €57k
Staff costs
€66k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.23M€1.20M▼
Fixed assets21/28€702k€632k▼
Tangible fixed assets22/27€700k€631k▼
Land and buildings22€342k€315k▼
Plant, machinery and equipment23€139k€107k▼
Furniture and vehicles24€56k€56k▼
Other tangible fixed assets26€163k€154k▼
Financial fixed assets28€1k€1k=
Current assets29/58€524k€563k▲
Stocks and contracts in progress3€54k€64k▲
Stocks30/36€54k€64k▲
Amounts receivable within one year40/41€17k€2k▼
Trade receivables40€17k€1k▼
Other amounts receivable41€710€1k▲
Current investments50/53€329k€424k▲
Cash at bank and in hand54/58€124k€73k▼
Deferred charges and accrued income490/1-€162
Equity and liabilities
Total equity and liabilities10/49€1.23M€1.20M▼
Equity10/15€984k€1.00M▲
Contributions10/11€12k€12k=
Reserves13€968k€990k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€22k€22k=
Distributable reserves133€944k€966k▲
Profit (loss) carried forward14€3k€2k▼
Amounts payable17/49€242k€192k▼
Amounts payable within one year42/48€241k€188k▼
Trade debts44€23k€13k▼
Suppliers440/4€23k€13k▼
Taxes, remuneration and social security45€27k€10k▼
Taxes450/3€18k-
Remuneration and social security454/9€10k€10k▲
Other amounts payable47/48€190k€166k▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€68-
Remuneration, social security and pensions62€41k€66k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€103k€97k▼
Other operating charges640/8€7k€9k▲
Gross operating margin9900€357k€361k▲
Operating profit (loss)9901€205k€189k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€198k€181k▼
Income taxes67/77€57k€55k▼
Profit (loss) for the period9904€141k€126k▼
Transfer from tax-exempt reserves789€904-
Profit (loss) for the period to be appropriated9905€142k€126k▼
Appropriation of the result
Profit (loss) to be appropriated9906€147k€129k▼
Profit (loss) brought forward from the previous period14P€5k€3k▼
Transfer from equity791/2€280k€104k▼
Transfer to equity691/2€137k€126k▼
To other reserves6921€137k€126k▼
Profit to be distributed694/7€287k€106k▼
Return on contributions (dividend)694€282k€106k▼
Directors or managers695€5k-
Social balance
Average headcount (FTE)90871.31.8▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Equity above €1MEq €1.00M ▲2%
3 profitable years in a row build equity to €1.00M.
2024
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Back to profitnet €124k
Net result €124k after 2 loss-making years.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-32k ▼130%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 78900 IeperGround area
119 m²
Building footprint
119 m²
Volume, LiDAR
1,149 m³
Parcel 33011H0376/00B000, Flanders · tallest building 16.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LEONIDAS
since 20002.099.575.490
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33011H0376/00B000 | Flanders | 119 m² | 1 · 119 m² | 16.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 8,676 EUR awarded · 8,735 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 59 EUR |
| 2022 | 1 | 8,676 EUR | 8,676 EUR |
Schemes
Globalisatiemechanisme (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteIeper2.099.575.490
Similar companies · same sector, comparable size
AU FLAN BRETON
BE 0627.869.716
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CORBELLO
BE 0455.003.541
Brasschaat · Eq €1.02M
Boulangerie LIEMANS
BE 0506.628.921
Amay · Eq €1.06M
CAFERMI
BE 0450.299.437
Bièvre · Eq €1.09M
FCC
BE 0859.951.124
Liège · Eq €1.10M
Of 2,407 companies in sector 47241 we hold annual accounts for 1,099. 395 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-03-2000
Fiscal year end31-03
Activities, NACEBEL
47241Retail sale of bread and pastry (bakery outlets)
52240
46360Wholesale trade
46900Non-specialised wholesale trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
51900
52497
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.