DE GROOT & DE JONGE CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €230k and a net result of €4k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 50% of 9864 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
22 d late
2022
39 d early
2021
24 d early
2020
36 d early
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€230k▲ 1.8%
2023 · €226k
2018: €204k
2019: €215k
2020: €218k
2021: €219k
2022: €223k
2023: €226k
2018 → 2024
Net result
€4k▲ 35.3%
2023 · €3k
2018: €14k
2019: €11k
2020: €3k
2021: €265
2022: €5k
2023: €3k
2018 → 2024
Total assets
€423k▲ 0.3%
2023 · €421k
2018: €408k
2019: €415k
2020: €420k
2021: €423k
2022: €427k
2023: €421k
2018 → 2024
Solvency
54.5%▲ 0.8pp
2023 · 53.7%
2018: 50.0%
2019: 51.9%
2020: 52.0%
2021: 51.7%
2022: 52.3%
2023: 53.7%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€218k-€219k▲ 0.1%€223k▲ 2.1%€226k▲ 1.4%€230k▲ 1.8%
Operating result€-305-€884€7k▲ 673%€5k▼ 30.3%€7k▲ 42.5%
Net result€3k-€265▼ 91.5%€5k▲ 1,634%€3k▼ 33.3%€4k▲ 35.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 42% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €423k
Fixed assets
€405k=
Current assets
€18k▲ 8.0%
Equity and liabilities €423k
Equity
€230k▲ 1.8%
Debt
€192k▼ 1.5%
The debt ratio falls from 46.3% to 45.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
54.5%▲
2023 · 53.7%
ROE
1.8%▲
2023 · 1.4%
ROA
1.0%▲
2023 · 0.7%
Debt
€192k▼
2023 · €195k
Debt ≤ 1 year
€192k▼
2023 · €195k
Income taxes
€2k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€421k€423k▲
Fixed assets21/28€405k€405k=
Financial fixed assets28€405k€405k=
Current assets29/58€16k€18k▲
Amounts receivable within one year40/41€8k€7k▼
Trade receivables40€7k€7k=
Other amounts receivable41€1k€940▼
Cash at bank and in hand54/58€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€421k€423k▲
Equity10/15€226k€230k▲
Contributions10/11€20k€20k=
Reserves13€206k€210k▲
Distributable reserves133€206k€210k▲
Amounts payable17/49€195k€192k▼
Amounts payable within one year42/48€195k€192k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€2k€414▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€188k€188k▼
Income statement
Code20232024
Other operating charges640/8€132€141▲
Gross operating margin9900€5k€7k▲
Operating profit (loss)9901€5k€7k▲
Financial charges65/66B€550€497▼
Recurring financial charges65€550€497▼
Profit (loss) for the period before taxes9903€4k€6k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€3k€4k▲
Profit (loss) for the period to be appropriated9905€3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k▲
Transfer to equity691/2€3k€4k▲
To other reserves6921€3k€4k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €265 ▼91.5%
Net result drops to €265, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schuitstraat 129401 NinoveGround area
5,440 m²
Building footprint
1,259 m²
Volume, LiDAR
8,244 m³
Parcel 41057A0102/00F002, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE GROOT & DE JONGE CONSULTING
since 20112.197.138.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41057A0102/00F002 | Flanders | 5,440 m² | 1 · 1,259 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,574 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2011
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
64922Financial service activities, except insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.