Financials
- Financial year
- 2025
- Total assets
- €297,466
- Profit
- €4,814
- Solvency
- 44.3%
Total assets▲ 0.3%
Net result
20182025
De Groene Waterman
ActiveSummary
De Groene Waterman has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131,862 and a net result of €4,814. Equity is growing by about 14% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
“Alle roerende en onroerende verrichtingen, namelijk het kopen en verkopen, huren, verhuren, laten bouwen…” (deed in Dutch)
From the articles, 5 activitiesNo NACE code in the KBO yet1 site
Size
€297,466total assets 2025
- Equity
- €131,862
- Profit
- €4,814
Turnover not published (abbreviated or micro format)
Structure
- Board
- 4 members
- MOENS Lien Magda MariaManaging director
2025 accounts filed 31 days late2 of 6 deeds summarised
Why 93raises riskLast filed accounts filed 31 days late; 3 of the last 3 latelowers riskSize: total assets €297,466Liquidity: current ratio 30.53, cash €96,330Founded in 1990Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency
69+1
equity 44.3% of total assets
Liquidity
90-3
short-term debt 1.2% · cash 32.4%
Profitability
71-2
return on assets 1.6%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%
12-2024: 1.2%▲ +0.4 percentage points vs 11-2024
01-2025: 0.2%▼ -1.0 percentage point vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.6%▲ +0.1 percentage points vs 09-2025
11-2025: 0.7%▲ +0.1 percentage points vs 10-2025
12-2025: 1.1%▲ +0.4 percentage points vs 11-2025
01-2026: 2.4%▲ +1.3 percentage points vs 12-2025
02-2026: 2.4%● unchanged vs 01-2026
03-2026: 2.6%▲ +0.2 percentage points vs 02-2026highest value
04-2026: 2.5%▼ -0.1 percentage points vs 03-2026
05-2026: 2.5%● unchanged vs 04-2026
06-2026: 0.9%▼ -1.6 percentage points vs 05-2026
07-2026: 1.0%▲ +0.1 percentage points vs 06-2026
08-2026: 1.4%▲ +0.4 percentage points vs 07-2026
09-2026: 0.1%▼ -1.3 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity ample (current ratio 30.53, compared with 13.55 in 2024, above the usual 1.5; short-term debt: 1.2% and cash: 32.4% of total assets), but 55.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 41% on solvency, 81% on liquidity, 50% on profitability and 58% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
300 days late
2023
151 days late
2022
150 days late
2021
33 days late
2020
88 days late
2018
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 116 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 December (4 of the last 5 filed years within 119 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · micro…
- Liquidity more than doubledcurrent ratio 30.53
Key points
By topic
Board & ownership
- Board
- 4 members
- Ilona Ludo M Van LooyDirector
- LEVER Luc Frans AntoonDirector
- MAES Jozef Louise FransDirector
- MOENS Lien Magda MariaManaging director
Timeline
- Events
- 41
- Since
- 1992
- Next accounts
- by 31-07-2027
- 03-11-2025Resignation: Jef Maes (director)
- 29-12-2024Annual accounts filed
- 31-12-2023Highest result from 2018 to 2025
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 25-10-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 18
- Annual meeting
- Third Monday of February at 15:00
- Purpose
- “Alle roerende en onroerende verrichtingen, namelijk het kopen en verkopen, huren…” (deed in Dutch)
Key facts about De Groene Waterman
- What is the company number of De Groene Waterman?
- 0442.252.989. In Belgium the VAT number is the company number with BE in front: BE 0442.252.989.
- Where is De Groene Waterman based?
- The registered office is at Wolstraat 7, 2000 Antwerpen.Company details
- What is the legal form of De Groene Waterman?
- Public limited company (NV).
- When was De Groene Waterman founded?
- On 25-10-1990.
- Is De Groene Waterman still active?
- Yes, De Groene Waterman is an active enterprise in the KBO register.
- What is the turnover of De Groene Waterman?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is De Groene Waterman profitable?
- In financial year 2025, De Groene Waterman made a profit of €4,814.
- Where can I find the annual accounts of De Groene Waterman?
- De Groene Waterman filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of De Groene Waterman due?
- By 31-07-2027, for financial year 2026.Timeline
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