DE GRAANHALM
ActiveDE GRAANHALM has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-2k) and a net result of €595. Equity is growing by ~41.5% per year across the filed fiscal years. Its solvency ranks better than 19% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
8
/ 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency40▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.8 against 0.88 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.6%
Return on assets
1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 11195 sector peers (2025).
NBB · sector comparisonPosition among 11195 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
31 d early
2023
15 d early
2022
20 d early
2021
26 d early
2020
4 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k▲ 21.4%
2024 · €-3k
2018: €-32k
2019: €-24k
2020: €-2k
2021: €3k
2022: €-16k
2023: €-20k
2024: €-3k
2018 → 2025
Total assets
€61k▲ 52.7%
2024 · €40k
2018: €21k
2019: €20k
2020: €31k
2021: €36k
2022: €30k
2023: €24k
2024: €40k
2018 → 2025
Net result
€595▼ 96.5%
2024 · €17k
2018: €-1k
2019: €8k
2020: €22k
2021: €5k
2022: €-19k
2023: €-4k
2024: €17k
2018 → 2025
Working capital
€-10k▼ 109%
2024 · €-5k
2018: €-35k
2019: €-26k
2020: €-9k
2021: €-2k
2022: €-23k
2023: €-25k
2024: €-5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€-16k€-20k▼ 26.2%€-3k▲ 86.1%€-2k▲ 21.4%
Operating result€6k-€-18k€-2k▲ 90.0%€19k€2k▼ 87.1%
Net result€5k-€-19k€-4k▲ 77.7%€17k€595▼ 96.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€19k▲ 383%
Current assets
€42k▲ 16.1%
Key figures and ratios
EBITDA
€5k▼
2024 · €20k
Cash flow
€4k▼
2024 · €19k
Solvency
-3.6%▲
2024 · -6.9%
Current ratio
0.80▼
2024 · 0.88
Quick ratio
0.28▼
2024 · 0.57
Debt / equity
-28.98▼
2024 · -15.41
ROE
-27.2%▲
2024 · -618.9%
ROA
1.0%▼
2024 · 42.9%
Interest coverage
3.06▼
2024 · 15.39
Debt
€63k▲
2024 · €43k
Debt ≤ 1 year
€52k▲
2024 · €41k
Debt > 1 year
€10k
Income taxes
€78▼
2024 · €157
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€61k▲
Fixed assets21/28€4k€19k▲
Tangible fixed assets22/27€3k€19k▲
Plant, machinery and equipment23€835€3k▲
Furniture and vehicles24€3k€16k▲
Financial fixed assets28€525€525=
Current assets29/58€36k€42k▲
Stocks and contracts in progress3€13k€27k▲
Stocks30/36€13k€27k▲
Amounts receivable within one year40/41€9k€6k▼
Trade receivables40€4k€12▼
Other amounts receivable41€6k€6k▲
Cash at bank and in hand54/58€14k€8k▼
Deferred charges and accrued income490/1€227€352▲
Equity and liabilities
Total equity and liabilities10/49€40k€61k▲
Equity10/15€-3k€-2k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-9k€-8k▲
Amounts payable17/49€43k€63k▲
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€41k€52k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€28k€37k▲
Suppliers440/4€28k€37k▲
Taxes, remuneration and social security45€423€529▲
Taxes450/3€423€529▲
Other amounts payable47/48€13k€11k▼
Accrued charges and deferred income492/3€2k€664▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€22k€8k▼
Operating profit (loss)9901€19k€2k▼
Financial income75/76B€51€9▼
Recurring financial income75€51€9▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€17k€673▼
Income taxes67/77€157€78▼
Profit (loss) for the period9904€17k€595▼
Profit (loss) for the period to be appropriated9905€17k€595▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-8k▲
Profit (loss) brought forward from the previous period14P€-26k€-9k▲
Transfer from equity791/2€0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-19k ▼455%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €22k ▲166%
Operating result €22k, net result €22k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkendreef (Heide) 32920 KalmthoutGround area
1,249 m²
Building footprint
207 m²
Volume, LiDAR
1,214 m³
Parcel 11662E0590/00V026, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE GRAANHALM
since 19992.093.012.055
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0590/00V026 | Flanders | 1,249 m² | 1 · 207 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKalmthout2.093.012.055
Similar companies · same sector, comparable size
IRMINHILDIS
BE 0599.879.276
Brugge · Eq €3k
F.D.H. - Distribution
BE 0465.250.996
Lasne · Eq €3k
FILIZ
BE 0457.499.015
Charleroi · Eq €3k
HAZIK INTERNATIONAL
BE 0781.500.591
Wemmel · Eq €3k
GIERSCH HO
BE 0721.407.707
Ukkel · Eq €3k
Of 1,413 companies in sector 46389 we hold annual accounts for 843. 150 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-1999
Fiscal year end31-12
Activities, NACEBEL
46389Wholesale of other food products
51384
47279Other retail sale of food
47299Retail trade
47783Retail trade
47784Retail trade
52272
52488
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.