De Gelegenheid
ActiveSummary
The computed 12-month bankruptcy probability of De Gelegenheid is 5.2% (elevated). The annual accounts of De Gelegenheid for fiscal year 2025 show a net loss of 62% of the equity at the start of that year. The 2025 annual accounts show equity of €7k and a net result of €-12k. Its solvency ranks better than 30% of 13305 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▼-47
Solvency31▼-8
Growth32
Track record94
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.1 against 1.24 in 2024; short-term debt: 51.4% of total assets), and 94.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.8%
Return on assets
-9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
22 d early
2024
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 62.0%
2024 · €19k
2024: €19k
2024 → 2025
Total assets
€122k▼ 5.8%
2024 · €129k
2024: €129k
2024 → 2025
Net result
€-12k
2024 · €14k
2024: €14k
2024 → 2025
Working capital
€6k▼ 47.2%
2024 · €12k
2024: €12k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€19k-€7k▼ 62.0%
Operating result€23k-€-10k
Net result€14k-€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €23k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€53k ▼ 19.2%
Current assets
€69k ▲ 8.0%
Equity and liabilities €122k
Equity
€7k ▼ 62.0%
Debt
€115k ▲ 3.7%
Debt's share of the balance-sheet total rises from 85.6% to 94.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €36k
Cash flow
€6k▼
2024 · €27k
Current ratio
1.10▼
2024 · 1.24
Quick ratio
1.09▼
2024 · 1.22
Debt to equity
16.21▲
2024 · 5.93
ROE
-163.3%▼
2024 · 73.2%
ROA
-9.5%▼
2024 · 10.5%
Interest coverage
1.71▼
2024 · 4.33
Debt ≤ 1 year
€62k▲
2024 · €52k
Debt > 1 year
€50k▼
2024 · €57k
Income taxes
€175▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€129k€122k▼
Fixed assets21/28€65k€53k▼
Tangible fixed assets22/27€65k€53k▼
Plant, machinery and equipment23€54k€43k▼
Furniture and vehicles24€11k€8k▼
Other tangible fixed assets26-€2k
Current assets29/58€64k€69k▲
Stocks and contracts in progress3€746€672▼
Stocks30/36€746€672▼
Amounts receivable within one year40/41€60k€68k▲
Trade receivables40€7k€7k▲
Other amounts receivable41€53k€61k▲
Cash at bank and in hand54/58€3k-
Deferred charges and accrued income490/1€247€403▲
Equity and liabilities
Total equity and liabilities10/49€129k€122k▼
Equity10/15€19k€7k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€14k€2k▼
Amounts payable17/49€111k€115k▲
Amounts payable after more than one year17€57k€50k▼
Financial debts170/4€57k€50k▼
Amounts payable within one year42/48€52k€62k▲
Current portion of amounts payable after more than one year42€13k€16k▲
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€15k€38k▲
Suppliers440/4€15k€38k▲
Advances received on contracts in progress46€19k-
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€18k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€39k€12k▼
Operating profit (loss)9901€23k€-10k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€18k€-11k▼
Income taxes67/77€4k€175▼
Profit (loss) for the period9904€14k€-12k▼
Profit (loss) for the period to be appropriated9905€14k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€2k▼
Profit (loss) brought forward from the previous period14P-€14k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.Odradastraat 92490 BalenGround area
1,170 m²
Building footprint
240 m²
Volume, LiDAR
1,298 m³
Parcel 13003D0905/00M000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Gelegenheid
since 20232.347.242.919
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13003D0905/00M000 | Flanders | 1,170 m² | 1 · 240 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBalen2.347.242.919
Similar companies · same sector, comparable size
MELISSE
BE 0694.847.127
Riemst · Eq €7,069
SW SOLUTIONS
BE 0831.025.724
Herk-de-Stad · Eq €7,078
Bromata
BE 0678.397.412
Antwerpen · Eq €7,064
SEDA HASSAN
BE 0478.756.267
Roeselare · Eq €7,063
LA GRANGE
BE 0435.436.562
Liège · Eq €7,080
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 6,032 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
47279Other retail sale of food
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.