DE GAVERMEERSEN
ActiveDE GAVERMEERSEN has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €27.33M and a net result of €990k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 639 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▼-3
Solvency96▲+3
Growth53=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1M at 30 days acceptable
Liquidity ample (current ratio 7.01 against 6.68 in 2023; short-term debt: 6.8% and cash: 17.1% of total assets), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.9%
Return on assets
2.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
35 d early
2022
26 d early
2021
38 d early
2020
45 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€10.46M▲ 4.8%
2023 · €9.98M
2018: €7.44M
2019: €8.10M
2020: €8.46M
2021: €8.76M
2022: €9.44M
2023: €9.98M
2018 → 2024
EBIT margin
8.8%▼ 3.7pp
2023 · 12.5%
2018: 16.7%
2019: 18.5%
2020: 17.8%
2021: 18.8%
2022: 11.8%
2023: 12.5%
2018 → 2024
Net result
€990k▼ 23.0%
2023 · €1.29M
2018: €1.29M
2019: €1.46M
2020: €1.54M
2021: €1.65M
2022: €1.13M
2023: €1.29M
2018 → 2024
Working capital
€15.77M▲ 2.4%
2023 · €15.40M
2018: €12.75M
2019: €12.30M
2020: €13.31M
2021: €14.25M
2022: €14.76M
2023: €15.40M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€8.46M-€8.76M▲ 3.6%€9.44M▲ 7.8%€9.98M▲ 5.7%€10.46M▲ 4.8%
Equity€23.97M-€25.19M▲ 5.1%€25.90M▲ 2.8%€26.77M▲ 3.3%€27.33M▲ 2.1%
Operating result€1.51M-€1.65M▲ 9.5%€1.11M▼ 32.8%€1.25M▲ 12.4%€921k▼ 26.2%
Net result€1.54M-€1.65M▲ 7.0%€1.13M▼ 31.1%€1.29M▲ 13.3%€990k▼ 23.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 26% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €38.54M
Fixed assets
€20.14M▼ 4.3%
Current assets
€18.40M▲ 1.6%
Equity and liabilities €38.54M
Equity
€27.33M▲ 2.1%
Provisions
€14k▲ 2.0%
Debt
€11.19M▼ 9.6%
The debt ratio falls from 31.6% to 29.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.92M▼
2023 · €2.24M
Cash flow
€1.98M▼
2023 · €2.27M
Solvency
70.9%▲
2023 · 68.4%
Current ratio
7.01▲
2023 · 6.68
Quick ratio
6.99▲
2023 · 6.66
Debt / equity
0.41▼
2023 · 0.46
ROE
3.6%▼
2023 · 4.8%
ROA
2.6%▼
2023 · 3.3%
Interest coverage
6.61▼
2023 · 7.02
Debt
€11.19M▼
2023 · €12.38M
Debt ≤ 1 year
€2.63M▼
2023 · €2.71M
Debt > 1 year
€8.00M▼
2023 · €9.01M
Income taxes
€50k▲
2023 · €36k
Staff costs
€8.95M▲
2023 · €8.44M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€39.16M€38.54M▼
Fixed assets21/28€21.05M€20.14M▼
Tangible fixed assets22/27€21.05M€20.14M▼
Land and buildings22€20.49M€19.67M▼
Plant, machinery and equipment23€370k€357k▼
Furniture and vehicles24€191k€111k▼
Current assets29/58€18.11M€18.40M▲
Amounts receivable after more than one year29€5.88M€5.25M▼
Other amounts receivable291€5.88M€5.25M▼
Stocks and contracts in progress3€50k€55k▲
Stocks30/36€50k€55k▲
Raw materials and consumables30/31€50k€55k▲
Amounts receivable within one year40/41€2.10M€2.48M▲
Trade receivables40€1.09M€1.48M▲
Other amounts receivable41€1.01M€1.01M▼
Current investments50/53€4.23M€3.97M▼
Cash at bank and in hand54/58€5.78M€6.58M▲
Deferred charges and accrued income490/1€76k€71k▼
Equity and liabilities
Total equity and liabilities10/49€39.16M€38.54M▼
Equity10/15€26.77M€27.33M▲
Contributions10/11€3.24M€3.24M=
Capital10€3.24M€3.24M=
Reserves13-€13.00M
Profit (loss) carried forward14€14.89M€2.87M▼
Investment grants15€8.64M€8.21M▼
Provisions and deferred taxes16€13k€14k▲
Provisions for liabilities and charges160/5€13k€14k▲
Pensions and similar obligations160€13k€14k▲
Amounts payable17/49€12.38M€11.19M▼
Amounts payable after more than one year17€9.01M€8.00M▼
Financial debts170/4€9.01M€8.00M▼
Credit institutions173€9.01M€8.00M▼
Amounts payable within one year42/48€2.71M€2.63M▼
Current portion of amounts payable after more than one year42€976k€1.01M▲
Trade debts44€410k€345k▼
Suppliers440/4€410k€345k▼
Taxes, remuneration and social security45€1.33M€1.27M▼
Taxes450/3€186k€196k▲
Remuneration and social security454/9€1.14M€1.08M▼
Accrued charges and deferred income492/3€660k€563k▼
Income statement
Code20232024
Operating income70/76A€12.66M€13.16M▲
Turnover70€9.98M€10.46M▲
Other operating income74€478k€527k▲
Non-recurring operating income76A€2k-
Operating charges60/66A€11.41M€12.24M▲
Goods for resale, raw materials and consumables60€879k€912k▲
Purchases600/8€873k€916k▲
Change in stocks: decrease (increase)609€6k€-5k▼
Services and other goods61€1.10M€1.34M▲
Remuneration, social security and pensions62€8.44M€8.95M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€988k€994k▲
Other operating charges640/8€5k€37k▲
Non-recurring operating charges66A€9k€1k▼
Operating profit (loss)9901€1.25M€921k▼
Financial income75/76B€395k€412k▲
Recurring financial income75€395k€412k▲
Income from current assets751€23k€72k▲
Other financial income752/9€372k€340k▼
Financial charges65/66B€322k€293k▼
Recurring financial charges65€322k€293k▼
Debt charges650€319k€290k▼
Other financial charges652/9€3k€3k▲
Profit (loss) for the period before taxes9903€1.32M€1.04M▼
Income taxes67/77€36k€50k▲
Taxes670/3€36k€50k▲
Profit (loss) for the period9904€1.29M€990k▼
Profit (loss) for the period to be appropriated9905€1.29M€990k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14.89M€15.87M▲
Profit (loss) brought forward from the previous period14P€13.60M€14.89M▲
To contributions691-€13.00M
Social balance
Average headcount (FTE)9087133.6139.9▲
The notes to these accounts (58 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €990k ▼23%
Net result drops to €990k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €1.65M ▲7%
Operating result €1.65M, net result €1.65M, both a record.
31-12
Financial
Equity above €25MEq €25.19M ▲5.1%
4 profitable years in a row build equity to €25.19M.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dammeke 38540 DeerlijkGround area
1.4 ha
Building footprint
5,323 m²
Volume, LiDAR
33,749 m³
Parcel 34009B0492/00B002, Flanders · tallest building 16.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DE GAVERMEERSEN VZW
since 20062.153.646.854
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009B0492/00B002 | Flanders | 1.4 ha | 1 · 5,323 m² | 16.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 31 entries · 8,002,618 EUR awarded · 7,986,811 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 9 | 6,521,960 EUR | 6,506,153 EUR |
| 2024 | 7 | 425,004 EUR | 440,124 EUR |
| 2023 | 6 | 527,943 EUR | 512,823 EUR |
| 2022 | 9 | 527,711 EUR | 527,711 EUR |
Schemes
Erkenning en financiering/subsidiëring van woonzorgcentra
Subsidie voor alternatieve financiering ouderenzorg
Erkenning en financiering/subsidiëring centra voor dagverzorging
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Show 7 more
Individueel Maatwerk
Vlaams opleidingsverlof (VOV)
Energetische investeringen in zorginfrastructuur
Relance budget 45 - Inzetten op kwaliteit en 'good governance' van WZC & vooruitschuif nieuw beleid
Erkenning en subsidiëring van de centra voor kortverblijf voor ouderen
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyDeerlijk2.153.646.854
Care and welfare
5 services · 4 liveDe Gavermeersen
De Gavermeersen
De Gavermeersen
In 't Dammeke
Show 1 more services
Dienstencentrum Heilige Familie
Dual-learning approval
3 live approvals · 4 endedBasiszorg en ondersteuning duaal (so)
Verzorgende (vwo)
Verzorgende/Zorgkundige duaal (so)
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Of 601 companies in sector 87301 we hold annual accounts for 493. 165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded08-06-1995
Fiscal year end31-12
Activities, NACEBEL
85315
87301Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.