Financials
- Fiscal year
- 2025
- Total assets
- €459,848
- Profit
- €359
- Solvency
- 23.4%
Total assets▼ 10.2%
Net result
20182025
DE GARAGE
ActiveSummary
DE GARAGE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,528 and a net result of €359. Equity is growing by ~37.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 2830 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311NACE 45201
2 sites
Size
€459,848total assets 2025
- Equity
- €107,528
- Profit
- €359
Turnover not published (abridged schema)
Structure
Accounts filed 6 d late0 of 2 deeds read
Why 81- Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)- Equity €107,528 (23.4% of total assets)+ Size: total assets €459,848+ Figures for FY 2025 (filed 06-08-2026)Show the evidence
Checked score
Score 2025
81
/ 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
48+2
equity 23.4% of total assets
Liquidity
55-3
short-term debt 16.6% · cash 6.9%
Profitability
66-8
return on assets 0.1%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 0.4%lowest value
07-2026: 0.4%▲ +12.0% vs 06-2026
08-2026: 0.8%▲ +68.5% vs 07-2026highest value
09-2026: 0.5%▼ -37.4% vs 08-2026
10-2026: 0.5%● 0.0% vs 09-2026
- Size: total assets €459,848 lowers the probability for this profile
- Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95) raises the probability
- Figures for FY 2025 (filed 06-08-2026) lowers the probability
- Equity €107,528 (23.4% of total assets) raises the probability
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.15 in 2024; short-term debt: 16.6% and cash: 6.9% of total assets), and 76.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 33%, liquidity 55%, profitability 37%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
6 d late
2024
4 d late
2023
8 d late
2022
25 d late
2021
23 d late
2020
30 d late
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Equity above €100,000Eq €107,169 ▲28.1%
Key points
By topic
Timeline
- Events
- 13
- Since
- 2018
- Next accounts
- by 31-07-2027
- 06-08-2026Annual accounts filed
- 04-08-2025Annual accounts filed
- 31-12-2024Equity above €100,000
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- General maintenance and repair of cars and light…NACE 95311
- Founded
- 04-08-2016
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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