Skip to content

De Fotostudio

Active
Private limited companyfounded 1999active for 27 yearsLeopold Vanderkelenstraat 7, 3000 Leuven, BelgiumKBO/BCE: BE 0465.983.050
Summary

De Fotostudio has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €61,302 and a net result of €6,803. Equity has been growing by about 7.7% per year since 2019. Its solvency ranks better than 78% of 121 sector peers (NACE 74, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-04-1999 Normal situation
Activity
Photography, excluding press photography NACE 74201and 4 others
Joint committee
200 Auxiliary committee for white-collar workers · annual accounts 31-03-2022
Establishment unit
2.091.148.170 3000 Leuven, since 28-05-1999
Financial year end
31 March
Peppol
Reachable since 24-06-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2026
Gross margin
€86,003
▼ 11.0%
Turnover
≈ €260,000
estimated
Profit
€6,803
▼ 55.0%
Equity
€61,302
▲ 12.5%
Total assets
€82,237
▼ 13.6%
Employees on 31-03-2026
3
=
Score breakdownlowers riskLiquidity: current ratio 3.39, cash €40,761Equity €61,302 (74.5% of total assets)Sector: Other professional, scientific and technical activities (NACE 74)Figures for financial year 2026 (filed on 03-11-2026)Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of micro companies in other professional activities (NACE 74)
Financial strength · tick: 2025
Strong
Solvency 100+18
equity 74.5% of total assets
Liquidity 90+21
short-term debt 25.3% · cash 49.6%
Profitability 67-22
return on assets 8.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,429 companies, NACE 74, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.2%▲ +0.1 percentage points vs 10-2025highest value 12-2025: < 0.1%▼ -0.2 percentage points vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026 11-2026: < 0.1%▼ -0.1 percentage points vs 10-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.39 (2.01 in 2025), above the usual 1.5. Short-term debt is 25.3% and cash 49.6% of total assets. 25.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 76% of them on solvency, 84% on liquidity, 36% on profitability and 59% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 3.39, cash €40,761
NBB · annual accounts
lowers risk · Equity €61,302 (74.5% of total assets)
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
lowers risk · Figures for financial year 2026 (filed on 03-11-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 31-10-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
on the day
2025
3 days early
2024
2 days early
2023
20 days late
2022
12 days late
2021
15 days late
2020
12 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • New directorslatest change 01-06-2026 · 2 in office 2 joined View
  • Higher gross margin than 81% of companies in other professional activitiessector median €36,471 · 121 companies €86,003 View
  • Positive: 5 profitable years in a rowprofit 2026: €6,803 5 years View

Recent changes

  1. · Gazette deed Changes of role: IMBRECHTS Roger (director) and GINIS Françoise (director)Legal-form conversion: to private limited company (pre-2019)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as De Fotostudio: photography, excluding press photography (NACE 74201). They are comparable in size and age: total assets between €60,700 and €126,000, founded between 1987 and 2005.

CompanyTotal assetsGross margin
De Fotostudio Leuven€82,237€86,003
LA PHOTO GATEAUX IMMO Ouffet€104,598€104,590
PUBLIBYTES Kapellen€72,113€66,109
FOTOGRAFIE SCHUTTE Wetteren€79,596€90,886
EXACTO Liège€60,678€83,499
FACTORY STUDIO Mouscron€116,680€116,169
ZIMA Pelt€125,882€91,844
Full comparison

Key facts about De Fotostudio

What is the company number of De Fotostudio?
The company number of De Fotostudio is 0465.983.050. The VAT number is the same number with BE in front: BE 0465.983.050.
Where is De Fotostudio based?
The registered office is at Leopold Vanderkelenstraat 7, 3000 Leuven.Company details
What does De Fotostudio do?
According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
What is the legal form of De Fotostudio?
De Fotostudio is a private limited company (BV).
When was De Fotostudio founded?
De Fotostudio was founded on 30-04-1999.
Is De Fotostudio still active?
Yes, De Fotostudio is an active enterprise in the KBO register.
How many employees does De Fotostudio have?
De Fotostudio had an average of 3.5 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does De Fotostudio fall under?
In its 31-03-2022 annual accounts, De Fotostudio states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of De Fotostudio?
The turnover in financial year 2026 is ≈ €260,000. This figure is estimated from the gross margin of €86,003 and 2,663 comparable companies of the same size. It probably lies between €170,000 and €450,000. It is a rough estimate.
Is De Fotostudio profitable?
In financial year 2026, De Fotostudio made a profit of €6,803.
Where can I find the annual accounts of De Fotostudio?
De Fotostudio filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of De Fotostudio due?
De Fotostudio must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.