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De Fotostudio

Active
Private limited companyfounded 1999active for 27 yearsLeopold Vanderkelenstraat 7, 3000 Leuven, BelgiumKBO/BCE: BE 0465.983.050
Summary

De Fotostudio has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,499 and a net result of €15,111. Equity has been growing by about 31% per year since 2019. Its solvency ranks better than 57% of 4,342 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-04-1999 Normal situation
Activity
Photography, excluding press photography NACE 74201and 4 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 31-03-2022
Establishment unit
2.091.148.170 3000 Leuven, since 28-05-1999
Financial year end
31 March
Peppol
Reachable since 24-06-2025

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2025
Gross margin
€96,610
▲ 26.3%
Turnover
≈ €290,000
estimated
Profit
€15,111
▲ 21.0%
Equity
€54,499
▲ 38.4%
Total assets
€95,180
▲ 23.5%
Employees on 31-03-2025
3
▲ 50.0%
  • 2026 accounts not filed, 3 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 04-11-2025)lowers riskLiquidity: current ratio 2.01, cash €29,365Sector: Other professional, scientific and technical activities (NACE 74)Equity €54,499 (57.3% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 65% of micro companies in other professional activities (NACE 74)
Financial strength · tick: 2024
Strong
Solvency 82+6
equity 57.3% of total assets
Liquidity 69+5
short-term debt 41.3% · cash 30.9%
Profitability 89=
return on assets 15.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,430 companies, NACE 74, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.2%▲ +0.1 percentage points vs 10-2025highest value 12-2025: < 0.1%▼ -0.2 percentage points vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.01 (1.91 in 2024), above the usual 1.5. Short-term debt is 41.3% and cash 30.9% of total assets. 42.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 59% of them on solvency, 60% on liquidity, 64% on profitability and 76% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.01, cash €29,365
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 04-11-2025)
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
lowers risk · Equity €54,499 (57.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
3 days early
2024
2 days early
2023
20 days late
2022
12 days late
2021
15 days late
2020
12 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 9 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • New directorslatest change 01-06-2026 · 2 in office 2 joined View
  • Higher gross margin than 84% of companies in other professional activitiessector median €27,608 · 4,336 companies €96,610 View

Recent changes

  1. · Gazette deed Changes of role: IMBRECHTS Roger (director) and GINIS Françoise (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as De Fotostudio: photography, excluding press photography (NACE 74201). They are comparable in size and age: total assets between €79,600 and €146,000, founded between 1987 and 2006.

CompanyTotal assetsGross margin
De Fotostudio Leuven€95,180€96,610
LA PHOTO GATEAUX IMMO Ouffet€104,598€104,590
FACTORY STUDIO Mouscron€116,680€116,169
ZIMA Pelt€125,882€91,844
The Image Factory Anderlecht€140,580€89,695
FOTOGRAFIE SCHUTTE Wetteren€79,596€90,886
WEB-IT SUPPORT AND CONSULTING Tremelo€145,607€73,137
Full comparison

Key facts about De Fotostudio

What is the company number of De Fotostudio?
The company number of De Fotostudio is 0465.983.050. The VAT number is the same number with BE in front: BE 0465.983.050.
Where is De Fotostudio based?
The registered office is at Leopold Vanderkelenstraat 7, 3000 Leuven.Company details
What does De Fotostudio do?
According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
What is the legal form of De Fotostudio?
The legal form of De Fotostudio is Private limited company (BV).
When was De Fotostudio founded?
De Fotostudio was founded on 30-04-1999.
Is De Fotostudio still active?
Yes, De Fotostudio is an active enterprise in the KBO register.
How many employees does De Fotostudio have?
De Fotostudio had an average of 3.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does De Fotostudio fall under?
In its 31-03-2022 annual accounts, De Fotostudio states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of De Fotostudio?
The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €96,610 and 2,666 comparable companies of the same size. It probably lies between €190,000 and €500,000. It is a rough estimate.
Is De Fotostudio profitable?
In financial year 2025, De Fotostudio made a profit of €15,111.
Where can I find the annual accounts of De Fotostudio?
De Fotostudio filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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