De Fietsbroers
ActiveDe Fietsbroers has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €43k and a net result of €5k. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 17% of 9040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability39=
Solvency37▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.95 in 2023; short-term debt: 23.6% and cash: 6.8% of total assets), but 87.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.1%
Return on assets
1.3%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9040 sector peers (2024).
NBB · sector comparisonPosition among 9040 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
9 d early
2023
15 d early
2023
2 d late
2022
5 d early
2021
7 d early
2020
25 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€43k▼ 20.9%
2023 · €55k
2019: €-19k
2020: €-19k
2021: €40k
2022: €42k
2023: €51k
2023: €55k
2019 → 2024
Total assets
€358k▼ 1.4%
2023 · €363k
2019: €270k
2020: €333k
2021: €346k
2022: €367k
2023: €386k
2023: €363k
2019 → 2024
Net result
€5k▲ 10.4%
2023 · €4k
2019: €-25k
2020: €-25k
2021: €36k
2022: €9k
2023: €9k
2023: €4k
2019 → 2024
Working capital
€45k▼ 27.2%
2023 · €62k
2019: €-8k
2020: €17k
2021: €36k
2022: €46k
2023: €63k
2023: €62k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320232024Trend
Equity€40k-€42k▲ 6.7%€51k▲ 20.4%€55k▲ 8.3%€43k▼ 20.9%
Operating result€47k-€19k▼ 58.7%€22k▲ 11.0%€13k▼ 41.6%€19k▲ 52.0%
Net result€36k-€9k▼ 74.1%€9k▼ 4.2%€4k▼ 51.2%€5k▲ 10.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €358k
Fixed assets
€228k▼ 2.9%
Current assets
€130k▲ 1.3%
Equity and liabilities €358k
Equity
€43k▼ 20.9%
Provisions
€2k▼ 3.6%
Debt
€313k▲ 2.1%
The debt ratio rises from 84.2% to 87.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€28k▲
2023 · €17k
Cash flow
€13k▲
2023 · €9k
Solvency
12.1%▼
2023 · 15.1%
Current ratio
1.54▼
2023 · 1.95
Quick ratio
0.67▼
2023 · 0.72
Debt / equity
7.19▲
2023 · 5.56
ROE
11.1%▲
2023 · 7.9%
ROA
1.3%▲
2023 · 1.2%
Interest coverage
2.21▲
2023 · 2.20
Debt
€313k▲
2023 · €306k
Debt ≤ 1 year
€84k▲
2023 · €66k
Debt > 1 year
€224k▼
2023 · €238k
Income taxes
€3k▲
2023 · €1k
Staff costs
€34k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€363k€358k▼
Fixed assets21/28€235k€228k▼
Tangible fixed assets22/27€235k€228k▼
Land and buildings22€227k€221k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€6k€4k▼
Current assets29/58€128k€130k▲
Stocks and contracts in progress3€81k€73k▼
Stocks30/36€81k€73k▼
Amounts receivable within one year40/41€18k€31k▲
Trade receivables40€4k€18k▲
Other amounts receivable41€15k€13k▼
Cash at bank and in hand54/58€28k€24k▼
Deferred charges and accrued income490/1€1k€959▼
Equity and liabilities
Total equity and liabilities10/49€363k€358k▼
Equity10/15€55k€43k▼
Contributions10/11€6k€6k=
Reserves13€40k€29k▼
Distributable reserves133€40k€29k▼
Investment grants15€9k€9k▼
Provisions and deferred taxes16€2k€2k▼
Deferred taxes168€2k€2k▼
Amounts payable17/49€306k€313k▲
Amounts payable after more than one year17€238k€224k▼
Financial debts170/4€238k€224k▼
Amounts payable within one year42/48€66k€84k▲
Current portion of amounts payable after more than one year42€14k€15k▲
Financial debts43€37k€37k▼
Credit institutions430/8€37k€37k▼
Trade debts44€5k€11k▲
Suppliers440/4€5k€11k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€2k€288▼
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€4k€16k▲
Accrued charges and deferred income492/3€2k€5k▲
Income statement
Code20232024
Non-recurring operating income76A€6k-
Remuneration, social security and pensions62€11k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€703-
Gross operating margin9900€30k€65k▲
Operating profit (loss)9901€13k€19k▲
Financial income75/76B€577€954▲
Recurring financial income75€577€954▲
Financial charges65/66B€8k€12k▲
Recurring financial charges65€8k€12k▲
Profit (loss) for the period before taxes9903€6k€8k▲
Transfer from deferred taxes780€41€81▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€5k▲
Transfer from equity791/2-€11k
Transfer to equity691/2€4k-
To other reserves6921€4k-
Profit to be distributed694/7-€16k
Return on contributions (dividend)694-€16k
Social balance
Average headcount (FTE)90870.50.7▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
02-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 2 days late
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldensporenstraat 1272140 AntwerpenGround area
1,313 m²
Building footprint
434 m²
Volume, LiDAR
5,975 m³
2 parcels, Flanders · tallest building 19.5 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
De Fietsbroers
since 20182.273.966.644
Wijnegemstraat 71, 2140 Antwerpen
since 20192.287.761.430
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11312A0018/00Z017 | Flanders | 1,154 m² | 1 · 356 m² | 19.5 m · 5 fl. |
| 11312A1158/00C000 | Flanders | 159 m² | 1 · 78 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 207 companies in sector 46495 we hold annual accounts for 108. 64 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2018
Fiscal year end31-12
Activities, NACEBEL
46495Wholesale trade
47632Retail sale of bicycles
47785Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.