De Factorij by DGJC
ActiveThe computed 12-month bankruptcy probability of De Factorij by DGJC is 3.4% (moderate). The 2025 annual accounts show equity of €3k and a net result of €38k. Equity is shrinking by ~53.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 28% of 13091 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency28▲+28
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.5%
Return on assets
38.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
72 d early
2024
15 d early
2023
26 d early
2022
3 d early
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k
2024 · €-35k
2021: €36k
2022: €2k
2023: €17k
2024: €-35k
2021 → 2025
Total assets
€99k▼ 3.7%
2024 · €103k
2021: €59k
2022: €60k
2023: €67k
2024: €103k
2021 → 2025
Net result
€38k
2024 · €-51k
2021: €35k
2022: €-34k
2023: €14k
2024: €-51k
2021 → 2025
Working capital
€-9k▲ 81.6%
2024 · €-51k
2021: €6k
2022: €-20k
2023: €-2k
2024: €-51k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€2k▼ 93.7%€17k▲ 637%€-35k€3k
Operating result€36k-€-32k€17k€-48k€50k
Net result€35k-€-34k€14k€-51k€38k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €50k after a loss of €48k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€13k▼ 22.6%
Current assets
€86k▼ 0.1%
Equity and liabilities €99k
Equity
€3k
Debt
€96k
Debt finances 96.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€55k▲
2024 · €-42k
Cash flow
€43k▲
2024 · €-45k
Solvency
3.5%▲
2024 · -33.7%
Current ratio
0.90▲
2024 · 0.63
Quick ratio
0.68▲
2024 · 0.45
Debt / equity
27.97▲
2024 · -3.97
ROA
38.4%▲
2024 · -49.8%
Interest coverage
6.88▲
2024 · -14.27
Debt
€96k▼
2024 · €138k
Debt ≤ 1 year
€96k▼
2024 · €138k
Income taxes
€4k▲
2024 · €134
Staff costs
€231k▲
2024 · €229k
A ratio outside any meaningful range has been withheld (balance sheet total €99k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€99k▼
Fixed assets21/28€17k€13k▼
Tangible fixed assets22/27€10k€6k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€688€612▼
Financial fixed assets28€7k€7k=
Current assets29/58€86k€86k▼
Stocks and contracts in progress3€25k€21k▼
Stocks30/36€25k€21k▼
Amounts receivable within one year40/41€14k€32k▲
Trade receivables40€5k€32k▲
Other amounts receivable41€8k€0▼
Cash at bank and in hand54/58€38k€25k▼
Deferred charges and accrued income490/1€10k€9k▼
Equity and liabilities
Total equity and liabilities10/49€103k€99k▼
Equity10/15€-35k€3k▲
Contributions10/11€750€750=
Profit (loss) carried forward14€-35k€3k▲
Amounts payable17/49€138k€96k▼
Amounts payable within one year42/48€138k€96k▼
Trade debts44€55k€26k▼
Suppliers440/4€55k€26k▼
Advances received on contracts in progress46€1k€2k▲
Taxes, remuneration and social security45€81k€45k▼
Taxes450/3€59k€19k▼
Remuneration and social security454/9€23k€26k▲
Other amounts payable47/48€0€22k▲
Income statement
Code20242025
Remuneration, social security and pensions62€229k€231k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€66k€1k▼
Gross operating margin9900€253k€288k▲
Operating profit (loss)9901€-48k€50k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€-51k€42k▲
Income taxes67/77€134€4k▲
Profit (loss) for the period9904€-51k€38k▲
Profit (loss) for the period to be appropriated9905€-51k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€3k▲
Profit (loss) brought forward from the previous period14P€16k€-35k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-51k ▼458%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kouterlaan 461930 ZaventemGround area
8,151 m²
Building footprint
3,831 m²
Volume, LiDAR
1,439 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Factorij by DGJC
since 20202.307.251.896
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0369/00P003 | Flanders | 7,355 m² | 1 · 3,704 m² | 9.8 m |
| 23772C0235/00D010 | Flanders | 796 m² | 1 · 127 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 2,500 EUR awarded · 2,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteZaventem2.307.251.896
Dual-learning approval
2 live approvals · 1 endedKeukenmedewerker (vwo)
Keukenmedewerker duaal (so)
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Of 620 companies in sector 56309 we hold annual accounts for 119. 46 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2020
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56309Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.