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De Drie Provinciën

Active
Public limited companyfounded 2013active for 13 yearsAbdijstraat 1, 3271 Scherpenheuvel-Zichem, Belgium12 active companies are registered at this addressKBO/BCE: BE 0535.997.056
Summary

De Drie Provinciën has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €897,367 and a net result of -€137,234. Equity is shrinking by about 7.1% per year across the filed financial years. Its solvency ranks better than 46% of 103 sector peers (NACE 11, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Manufacture of beer
NACE 11050Retail trade NACE 47610
3rd largest company by total assets in Scherpenheuvel-Zichem, Manufacturing sector1 site
Size
€3.0mtotal assets 2025
Staff
7.8 FTE
Equity
€897,367
Loss
-€137,234
Financial health
82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Board
4 members
Accounts 51 days early3 of 15 deeds read
Why 82raises riskLoss of €137,234, the second in a row (financial year 2025)Size: 7.8 FTE, total assets €3.0mlowers riskFigures for financial year 2025 (filed 10-06-2026)Founded in 2013Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 11, micro)
Financial strength · tick = 2024
Average
Solvency 55-1
equity 29.8% of total assets
Liquidity 50-1
short-term debt 20.0% · cash 4.7%
Profitability 36-11
return on assets -4.6%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (547 companies, NACE 11, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025highest value 07-2025: 0.4%▼ -0.2 percentage points vs 06-2025lowest value 08-2025: 0.4%● unchanged vs 07-2025lowest value 09-2025: 0.4%● unchanged vs 08-2025lowest value 10-2025: 0.4%● unchanged vs 09-2025lowest value 11-2025: 0.4%● unchanged vs 10-2025lowest value 12-2025: 0.4%● unchanged vs 11-2025lowest value 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%▼ -0.1 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.47, compared with 0.53 in 2024, below 1; short-term debt: 20% and cash: 4.7% of total assets), and 70.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 11, micro): better than 62% on solvency, 59% on liquidity, 46% on profitability and 41% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2025 (filed 10-06-2026)
NBB · annual accounts
raises risk · Loss of €137,234, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Size: 7.8 FTE, total assets €3.0m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€137,234
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 days early
2024
52 days early
2023
43 days early
2022
34 days early
2021
61 days early
2020
61 days early
2019
56 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days before the deadline; the sector median (NACE 11) for financial year 2024 is 2 days before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointment: Filip Nicasi (director)Gazette deed
  2. Appointments: Rudy VAN DE GAER, Philip…Resignation: Rony Ceustermans (director)
  3. Annual accounts filedfinancial year 2025 · full…

Key points

  • Risk: 8 loss-making years in a rowloss financial year 2025 -€137,234 View
  • Caution: Result fell in 2025from -€69,274 to -€137,234 ▼ 98.1% View
  • Caution: Among the weakest 16% on net resultsector median €34,060 · 104 companies -€137,234 View
  • Board changedlatest change 28-05-2026 · 4 in office 3 joined · 1 left View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€3.0m
Loss
-€137,234
Solvency
29.8%
Turnover▲ 2.3%
Net result
20182023
Go to Financials

Board & ownership

Board
4 members
  • Philip DE WULFDirector
  • Rudy VAN DE GAERDirector
  • Theofiel MEULEMANSDirector
  • Filip NicasiDirector
Go to Board & ownership

Timeline

Events
18
Since
2015
Next accounts
by 31-07-2027
  1. 10-03-2026Capital & shares · Miscellaneous
  2. 09-06-2025Annual accounts filed
  3. 31-12-2024Equity above €1m
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Manufacture of beerNACE 11050
Founded
24-06-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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