Financials
- Fiscal year
- 2025
- Total assets
- €1.3m
- Profit
- €20,938
- Solvency
- 97.3%
Total assets▲ 2.2%
Net result
20182025
DE DRIE KLAVERTJES
ActiveSummary
DE DRIE KLAVERTJES has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €20,938. Equity remains stable across the filed fiscal years (±1.2% per year). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Activity not known1 site
Size
€1.3mtotal assets 2025
- Equity
- €1.3m
- Profit
- €20,938
Turnover not published (abridged schema)
Structure
Accounts filed 48 d late0 of 7 deeds read
Why 69- Liquidity: current ratio 16.45- Latest accounts 48 days late; 3 of the last 3 late+ Size: total assets €1.3m+ Founded in 1998Show the evidence
Checked score
Score 2025
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 70% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 97.3% of total assets
Liquidity
100=
short-term debt 2.7%
Profitability
71+1
return on assets 1.6%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 3.1%
10-2025: 4.4%▲ +39.9% vs 09-2025
11-2025: 4.1%▼ -6.5% vs 10-2025
12-2025: 4.9%▲ +18.1% vs 11-2025
01-2026: 7.7%▲ +57.6% vs 12-2025
02-2026: 7.7%● 0.0% vs 01-2026
03-2026: 7.7%▲ +0.8% vs 02-2026highest value
04-2026: 7.4%▼ -4.1% vs 03-2026
05-2026: 7.4%● 0.0% vs 04-2026
06-2026: 7.4%● 0.0% vs 05-2026
07-2026: 7.4%● 0.0% vs 06-2026
08-2026: 7.4%● 0.0% vs 07-2026
09-2026: 3.1%▼ -58.2% vs 08-2026
10-2026: 0.9%▼ -70.3% vs 09-2026lowest value
- Liquidity: current ratio 16.45 raises the probability
- Latest accounts 48 days late; 3 of the last 3 late raises the probability
- Size: total assets €1.3m lowers the probability for this profile
- Founded in 1998 lowers the probability for this profile
Credit up to €85,000 at 30 days acceptable
Liquidity ample (current ratio 16.45 against 19.04 in 2024; short-term debt: 2.7% of total assets), and 2.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 95%, profitability 51%, growth against the median 53%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
48 d late
2024
364 d late
2023
366 d late
2022
338 d late
2021
378 d late
2020
396 d late
2019
511 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 343 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2019
- Next accounts
- by 31-07-2027
- 17-09-2026Annual accounts filed
- 30-07-2026Annual accounts filed
- 30-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 31-07-1998
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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