DE DRIE FONTEINEN
ActiveDE DRIE FONTEINEN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €375k and a net result of €5k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 801 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+4
Solvency96▲+12
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.29 in 2024; short-term debt: 28.9% and cash: 7.8% of total assets), and 28.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.1%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
34 d early
2023
24 d early
2022
20 d early
2021
50 d late
2020
9 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k
2024 · €-16k
2018: €112k
2019: €94k
2020: €24k
2021: €187k
2022: €36k
2023: €68k
2024: €-16k
2018 → 2025
Working capital
€-50k▲ 73.0%
2024 · €-185k
2018: €221k
2019: €227k
2020: €219k
2021: €288k
2022: €299k
2023: €362k
2024: €-185k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€640k-€585k▼ 8.6%€591k▲ 1.0%€370k▼ 37.4%€375k▲ 1.5%
Operating result€180k-€72k▼ 60.2%€99k▲ 37.5%€-14k€67k
Net result€187k-€36k▼ 80.7%€68k▲ 89.2%€-16k€5k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €67k after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €528k
Fixed assets
€425k▼ 23.4%
Current assets
€102k▲ 35.6%
Equity and liabilities €528k
Equity
€375k▲ 1.5%
Debt
€152k▼ 41.5%
The debt ratio falls from 41.3% to 28.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€146k▲
2024 · €64k
Cash flow
€84k▲
2024 · €62k
Solvency
71.1%▲
2024 · 58.7%
Current ratio
0.67▲
2024 · 0.29
Quick ratio
0.46▲
2024 · 0.16
Debt / equity
0.41▼
2024 · 0.70
ROE
1.4%▲
2024 · -4.3%
ROA
1.0%▲
2024 · -2.5%
Interest coverage
83.35▲
2024 · 29.90
Debt
€152k▼
2024 · €261k
Debt ≤ 1 year
€152k▼
2024 · €261k
Income taxes
€198▲
2024 · €161
Staff costs
€807k▲
2024 · €790k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€631k€528k▼
Fixed assets21/28€555k€425k▼
Tangible fixed assets22/27€194k€124k▼
Land and buildings22€59k€41k▼
Plant, machinery and equipment23€42k€29k▼
Furniture and vehicles24€27k€25k▼
Other tangible fixed assets26€65k€28k▼
Financial fixed assets28€362k€302k▼
Current assets29/58€76k€102k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€35k€33k▼
Stocks30/36€35k€33k▼
Amounts receivable within one year40/41€30k€26k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€28k€24k▼
Cash at bank and in hand54/58€10k€41k▲
Deferred charges and accrued income490/1€153€2k▲
Equity and liabilities
Total equity and liabilities10/49€631k€528k▼
Equity10/15€370k€375k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€308k€313k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€302k€307k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€261k€152k▼
Amounts payable within one year42/48€261k€152k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Financial debts43€569€1k▲
Credit institutions430/8€569€1k▲
Trade debts44€94k€76k▼
Suppliers440/4€94k€76k▼
Taxes, remuneration and social security45€48k€60k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€46k€55k▲
Other amounts payable47/48€105k€1k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€790k€807k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€79k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€860k€959k▲
Operating profit (loss)9901€-14k€67k▲
Financial income75/76B€159€74▼
Recurring financial income75€159€74▼
Financial charges65/66B€2k€62k▲
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B-€60k
Profit (loss) for the period before taxes9903€-16k€6k▲
Income taxes67/77€161€198▲
Profit (loss) for the period9904€-16k€5k▲
Profit (loss) for the period to be appropriated9905€-16k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€5k▲
Transfer from equity791/2€221k€0▼
Transfer to equity691/2€0€5k▲
To other reserves6921€0€5k▲
Profit to be distributed694/7€205k€0▼
Return on contributions (dividend)694€205k€0▼
Social balance
Average headcount (FTE)908716.215.5▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-16k ▼123%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.94
Current ratio from 1.95 to 3.94; short-term debt falls from €315k to €123k.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 50 days late
2021
31-12
Financial
Highest result since 2018net €187k ▲677%
Net result €187k, the highest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €500kEq €574k ▲19.4%
2 profitable years in a row build equity to €574k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leeuwkensweg 22970 SchildeGround area
4,271 m²
Building footprint
579 m²
Volume, LiDAR
4,622 m³
2 parcels, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DE DRIE FONTEINEN
since 20032.126.631.859
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922B0279/00E000 | Flanders | 3,774 m² | 1 · 209 m² | 7.7 m · 2 fl. |
| 23645C0334/00H000 | Flanders | 498 m² | 1 · 369 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteVilvoorde2.126.631.859
Similar companies · same sector, comparable size
HUIS DE COLVENIER
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Segundo
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ASAP
BE 0476.883.969
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CAMMASA
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Knokke-Heist · Eq €376k
ROBUUST
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Wellen · Eq €375k
Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 7,071 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-10-2002
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.