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DE DIER

Active
Private limited companyfounded 198838 yrs activeBrusselbaan 194-198, 9320 Aalst, BelgiumKBO/BCE: BE 0434.414.696

DE DIER has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.67M and a net result of €368k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 7684 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
100 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 7.22 against 7.3 in 2024), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 38 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.2%
Return on assets
19%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
128 d early
2024
52 d early
2023
37 d early
2022
33 d early
2021
58 d early
2020
20 d late
2019
39 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.67M▲ 10.7%
2024 · €1.51M
2018: €927k 2019: €1.13M 2020: €1.28M 2021: €1.01M 2022: €1.23M 2023: €1.35M 2024: €1.51M
2018 → 2025
Total assets
€1.93M▲ 10.4%
2024 · €1.75M
2018: €1.29M 2019: €1.41M 2020: €1.62M 2021: €1.48M 2022: €1.62M 2023: €1.84M 2024: €1.75M
2018 → 2025
Net result
€368k▲ 0.6%
2024 · €366k
2018: €210k 2019: €207k 2020: €146k 2021: €208k 2022: €227k 2023: €331k 2024: €366k
2018 → 2025
Working capital
€1.51M▲ 16.8%
2024 · €1.30M
2018: €911k 2019: €1.07M 2020: €1.21M 2021: €983k 2022: €1.16M 2023: €1.15M 2024: €1.30M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.01M-€1.23M▲ 22.5%€1.35M▲ 9.3%€1.51M▲ 11.6%€1.67M▲ 10.7%
Operating result€285k-€303k▲ 6.2%€419k▲ 38.2%€434k▲ 3.6%€465k▲ 7.3%
Net result€208k-€227k▲ 9.2%€331k▲ 46.1%€366k▲ 10.6%€368k▲ 0.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400kOperating result 2021: €285k€285kNet result 2021: €208k€208kOperating result 2022: €303k€303kNet result 2022: €227k€227kOperating result 2023: €419k€419kNet result 2023: €331k€331kOperating result 2024: €434k€434kNet result 2024: €366k€366kOperating result 2025: €465k€465kNet result 2025: €368k€368k20212022202320242025
The operating result has risen four years in a row; 2025 is 7% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.93M
Fixed assets €178k▼ 29.2%
Current assets €1.76M▲ 17.0%
Equity and liabilities €1.93M
Equity €1.67M▲ 10.7%
Debt €268k▲ 8.2%
The debt ratio falls from 14.1% to 13.8%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€541k
2024 · €503k
Cash flow
€444k
2024 · €436k
Solvency
86.2%
2024 · 85.9%
Current ratio
7.22
2024 · 7.30
Quick ratio
5.98
2024 · 6.35
Debt / equity
0.16
2024 · 0.16
ROE
22.1%
2024 · 24.3%
ROA
19.0%
2024 · 20.9%
Interest coverage
141.79
2024 · 89.73
Debt
€268k
2024 · €247k
Debt ≤ 1 year
€243k
2024 · €206k
Debt > 1 year
€0
2024 · €9k
Income taxes
€121k
2024 · €119k
Staff costs
€545k
2024 · €544k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.75M€1.93M
Fixed assets21/28€251k€178k
Tangible fixed assets22/27€251k€178k
Plant, machinery and equipment23€83k€62k
Furniture and vehicles24€169k€116k
Current assets29/58€1.50M€1.76M
Stocks and contracts in progress3€195k€302k
Stocks30/36€195k€302k
Amounts receivable within one year40/41€167k€191k
Trade receivables40€131k€173k
Other amounts receivable41€36k€18k
Current investments50/53€185k€362k
Cash at bank and in hand54/58€931k€872k
Deferred charges and accrued income490/1€24k€29k
Equity and liabilities
Total equity and liabilities10/49€1.75M€1.93M
Equity10/15€1.51M€1.67M
Contributions10/11€19k€19k=
Reserves13€1.49M€1.65M
Distributable reserves133€1.49M€1.65M
Profit (loss) carried forward14€0€0=
Amounts payable17/49€247k€268k
Amounts payable after more than one year17€9k€0
Financial debts170/4€9k€0
Amounts payable within one year42/48€206k€243k
Current portion of amounts payable after more than one year42€12k€9k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€79k€74k
Suppliers440/4€79k€74k
Taxes, remuneration and social security45€70k€99k
Taxes450/3€9k€42k
Remuneration and social security454/9€60k€57k
Other amounts payable47/48€45k€62k
Accrued charges and deferred income492/3€33k€24k
Income statement Code20242025
Remuneration, social security and pensions62€544k€545k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€76k
Other operating charges640/8€10k€4k
Gross operating margin9900€1.06M€1.09M
Operating profit (loss)9901€434k€465k
Financial income75/76B€57k€28k
Recurring financial income75€57k€28k
Financial charges65/66B€6k€4k
Recurring financial charges65€6k€4k
Profit (loss) for the period before taxes9903€485k€490k
Income taxes67/77€119k€121k
Profit (loss) for the period9904€366k€368k
Profit (loss) for the period to be appropriated9905€366k€368k
Appropriation of the result
Profit (loss) to be appropriated9906€366k€368k
Transfer from equity791/2€210k€207k
Transfer to equity691/2€366k€368k
To other reserves6921€366k€368k
Profit to be distributed694/7€210k€207k
Return on contributions (dividend)694€210k€207k
Social balance
Average headcount (FTE)90877.97.9=

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €368k ▲0.6%
Operating result €465k, net result €368k, both a record.
09-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Liquidity doublescurrent ratio 7.30
Current ratio from 3.61 to 7.30; short-term debt falls from €439k to €206k.
24-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-12
Financial Weakest financial yearnet €146k ▼29.8%
Net result drops to €146k, the lowest in the series; recovery starts the following year.
08-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 39 days late
2019
31-12
Financial Equity above €1MEq €1.13M ▲22.4%
2 profitable years in a row build equity to €1.13M.
28-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-10
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 1988
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselbaan 194-1989320 Aalst
Ground area
4,420 m²
Building footprint
1,442 m²
Volume, LiDAR
6,107 m³
Parcel 41014A1463/00D000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BVBA DE DIER EN ZOON
Brusselbaan 194-198, 9320 AalstNACE 4534002
since 19882.038.815.284
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41014A1463/00D000 Flanders 4,419 m² 1 · 1,441 m² 5.5 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 3,203 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded31-05-1988
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.