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De Decker-De Bondt

Active
Private limited companyfounded 1984active for 42 yearsKasteelstraat 144, 1840 Londerzeel, BelgiumKBO/BCE: BE 0426.129.512
Summary

The computed 12-month bankruptcy probability of De Decker-De Bondt is 2.4% (moderate). The 2025 annual accounts show negative equity (-€2,816) and a net result of -€27,895. Equity has been shrinking by about 14% per year since 2019. Its solvency ranks better than 10% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 03-07-1984 Normal situation
Activity
General construction of residential buildings NACE 41001
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 30-06-2023
Establishment unit
2.025.289.031 1840 Londerzeel, since 03-07-1984
Financial year end
30 June
Peppol
Reachable since 18-07-2025

Board and ownership

Board

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts to 30-06-2025
Gross margin
€90,357
▼ 28.6%
Turnover
≈ €470,000
estimated
Loss
€27,895
Equity
-€2,816
Total assets
€81,222
▼ 15.6%
Employees on 30-06-2025
2
▼ 33.3%
  • Negative equity on 30-06-2025
Filed on 23-12-2025, 39 days before the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €27,895 (financial year 2025)Negative equity -€2,816lowers riskSize: total assets €81,222Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 7% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 22-29
equity -3.5% of total assets
Liquidity 6-39
short-term debt 97.7% · cash 5.1%
Profitability 0-72
return on assets -34.3%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.3%▼ -0.2 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 2.4%▲ +2.1 percentage points vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.4%● unchanged vs 05-2026 07-2026: 2.4%● unchanged vs 06-2026 08-2026: 2.4%● unchanged vs 07-2026 09-2026: 2.4%● unchanged vs 08-2026 10-2026: 2.4%● unchanged vs 09-2026highest value 11-2026: 2.4%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.87 (1.23 in 2024), below 1. Short-term debt is 97.7% and cash 5.1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 10% of them on solvency, 7% on liquidity, 5% on profitability and 4% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €81,222
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Loss of €27,895 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€2,816
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€2,816
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
49 days early
2023
57 days early
2022
56 days early
2021
54 days early
2020
54 days early
2019
52 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 52 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 8 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€2,816 View
  • Caution: Lower net result than 93% of companies in construction of buildingssector median €8,543 · 9,370 companies -€27,895 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Change of role: DE DECKER Mark Malvina, from statutory manager to statutory director
All 12 events

Comparable companies

These companies have the same main activity as De Decker-De Bondt: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €74,300 and €103,000, founded between 1979 and 1992.

CompanyTotal assetsGross margin
De Decker-De Bondt Londerzeel€81,222€90,357
J.P. VERTUEL Oupeye€79,748€95,573
TIMMERWERK Sint-Niklaas€79,394€92,395
WABOMAT Sint-Niklaas€93,981€94,793
ELSYS ENGINEERING Kortrijk€103,491€89,211
HAUBO Zemst€78,978€78,394
WONINGBOUW MICHIELS Affligem€74,308€115,604
Full comparison

Key facts about De Decker-De Bondt

What is the company number of De Decker-De Bondt?
The company number of De Decker-De Bondt is 0426.129.512. The VAT number is the same number with BE in front: BE 0426.129.512.
Where is De Decker-De Bondt based?
The registered office is at Kasteelstraat 144, 1840 Londerzeel.Company details
What does De Decker-De Bondt do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of De Decker-De Bondt?
The legal form of De Decker-De Bondt is Private limited company (BV).
When was De Decker-De Bondt founded?
De Decker-De Bondt was founded on 03-07-1984.
Is De Decker-De Bondt still active?
Yes, De Decker-De Bondt is an active enterprise in the KBO register.
How many employees does De Decker-De Bondt have?
De Decker-De Bondt had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does De Decker-De Bondt fall under?
In its 30-06-2023 annual accounts, De Decker-De Bondt states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of De Decker-De Bondt?
The turnover in financial year 2025 is ≈ €470,000. This figure is estimated from the gross margin of €90,357 and 107 comparable companies (NACE 41001). It probably lies between €340,000 and €840,000.
Is De Decker-De Bondt profitable?
In financial year 2025, De Decker-De Bondt made a loss of €27,895.
Where can I find the annual accounts of De Decker-De Bondt?
De Decker-De Bondt filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Decker-De Bondt due?
De Decker-De Bondt must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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